Cash woes? A personal loan to the rescue!

    AEON Personal Loan Promotion

    Aeon Credit Service periodically rolls out promotional offers on its products. Below are the promotions applicable on AEON’s personal loan/personal financing-i.

    Enjoy a Petronas Gift Card worth RM50

    The currently running promotional campaign of AEON is ‘MyFestiveMania Campaign’ that has been going on since 22 December 2018. Under this campaign, AEON is giving away various prizes worth more than RM1,138,888 on its various financial services, such as AEON Credit Cards, i-Cash Personal Financing-i, Product Financing, Auto Financing, etc.

    Let’s find out more about the promotion for the AEON i-Cash Personal Financing scheme:

    Campaign Mechanics

    • Enjoy a special promotional profit rate of 0.66% per month when you apply for AEON i-Cash Personal Financing.
    • Moreover, if you apply for the scheme by February 2019, you can also get a chance to win a Petronas Gift Card worth RM50.
    • The customers whose applications are approved during the campaign period, need to sign the Sales and Purchase Agreement before 31 March 2019 to get the reward of Petronas Card worth RM50. This card is offered if the amount of approved personal financing is between RM20,000 to RM100,000.

    Campaign period

    The promotional offer for the personal financing-i is available from 1 January 2019 until 28 February 2019.

    Eligibility Criteria

    The promotional offer is open for all AEON Credit customers except for refinancing customers who have applied for AEON i-Cash Personal Financing scheme.

    Terms and Conditions

    Every applicant who has successfully applied for AEON i-Cash Personal Financing can receive only 1 reward throughout the campaign period. The promotional offer is non-negotiable and it cannot be transferred to a third-party. Participating in the campaign does not mean that the customer is eligible for an automatic approval of the financing amount and tenure. The approval for financing is subject to the discretion of AEON Credit.

    How to Apply

    Visit the official website for AEON Credit Service and apply for AEON i-Cash Personal Financing to be eligible for this offer.


    Enjoy special profit rates and also stand a chance to win a Petronas Gift Card worth RM50 with the AEON i-Cash Personal Financing. All you need to is apply through AEON’s website before the promotion expires.


    Q. Is the Petronas Gift Card offer valid on all financing amounts?

    A. The promotional offer is valid for an approved financing amount between RM20,000 to RM100,000.

    Q. What are the eligibility criteria to apply for the personal financing plan?

    A. You need to be at least 18 years old to apply for the scheme. Moreover, you must be a Malaysian citizen with a minimum gross income of RM1,000.

    Q. What is the minimum and maximum amount of financing that is granted under this facility?

    A. The minimum financing amount is RM1,000 and the maximum obtainable amount under this facility is RM100,000.

    Q. Do I have to pay any processing fee for the financing facility?

    A. For a financing amount between RM1,000 to RM10,000, a 4% processing fee is charged whereas, for a financing amount between RM10,100 to RM100,000, the fee is 2%. The maximum amount of processing fee imposed is capped at RM400.

    Q. How will I receive the gift card?

    A. If you have applied for the loan facility via AEON i-Cash via Telemarketing Channel, the reward card will be sent to you via normal mail. The fulfilment will be done after the S&P Agreement is executed.

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