Cash woes? A personal loan to the rescue!

    Al Rajhi Bank Personal Loan Promotions

    Fulfil your personal financial requirements with Al Rajhi personal financing facility. The bank periodically offers promotions to its customers as well. Read further to know more about the latest promotion.

    Promotion You Have Just Missed Out!

    Promotion 1:

    Personal Financing-i

    Loan Amount Profit Rate Duration
    RM10,000 to RM150,000 6.99% p.a. - 8.25% p.a. Up to 8 years

    Al Rajhi Bank Flight Offer

    Get a return air ticket to designated destinations across Malaysia and Asia when you apply for a personal loan.

      Minimum Investment Amount
    Eligible Products Tier A Investment Domestic Destination Offer Tier B Investment International Destination Offer
    Personal loan with Rafahia Debit Card-i subscription Disbursement of RM30,000 Minimum Takaful contribution is RM200 Disbursement of RM50,000 Minimum Takaful contribution is RM200

    Promotion Period

    This promotion is ongoing until 30 June 2018. The flight tickets must be booked by 31 July 2018. All travel must be completed by 15 December 2018.


    This promotion is open to all Malaysian citizens aged 18 years and above. The participants must have a valid passport.

    Campaign Mechanics

    • Get a personal loan approved and disbursed during the promotion period to receive a voucher code.
    • Use the voucher code to get the complimentary return flight offer.

    Terms & Conditions

    • This offer is not valid during holidays such as Eid, Christmas, and New Year.
    • No destination will be given priority over another.
    • Flight availability is not guaranteed until the offer is booked.
    • Inspire Ltd. reserves the right to choose the carrier.
    • You cannot travel via a preferred route, on a particular flight, or on a specific date.
    • You may get an alternative destination or a travel date other than the one you requested.
    • You cannot make any changes or cancellations once the booking is done.

    How to Apply?

    • After getting the voucher code, fill up the online application form with your full name, email id, departure airport, three preferred choice of destinations, as well as three possible travel dates.
    • Wait for the personalized confirmation email within seven working days from Inspire Ltd., the organising company.
    • Log on to the landing page and upload a picture of the received voucher within 48 hours once you receive the email (the email will contain a personalised direct link via which you must log on).
    • Submit your application online and upload your passport images and details of any other passengers flying with you.
    • After receiving all the necessary documents, you will receive a flight offer (via email) within 14 working days from Inspire Ltd.
    • Accept the flight offer within 48 hours to process the booking.


    Q. What are the benefits of the Al Rajhi bank personal loan facility?

    A. The following are the benefits of this loan:

    • Financing tenure ranges from two to eight years.
    • Profit rates at 6.99% p.a.
    • High financing limit - RM150,000 or 5 or 8 times your monthly income (whichever is lower).

    Q. Do I need a guarantor for this loan?

    A. No. However, it is subject to the discretion of the bank and your credit risk profile.

    Q. What is the income requirement of this personal loan facility?

    A. The minimum gross income requirement is RM4,500 and above. Only those who earns a fixed income can apply.

    Q. Can I exchange my return cash voucher for cash?

    A. No. This offer is limited only for a single use, and a single person can redeem just one free flight.

    Q. What are the possible destinations that I can travel to?

    A. At the time of the application, you can provide three preferred destinations and the organising company will see the availability. However, note that not all destinations are available from all airports. You can see the list of departure airports and destinations on the website.

    Q. Can my partner or relative travel with me?

    A. Yes. You can add up to three companion passengers to your application. However, you must bear all the costs for their travel.

    Q. What is the duration of my stay at my destination?

    A. The maximum days you can stay at your destination is 1 month. The minimum number of days are 3 days.

    Go through the promotion details and clauses carefully before you participate. Keep a track of the other promotions that might interest you as well.

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