AmBank Malaysia offers a wide range of personal loans at attractive interest rates to customers. AmBank is one of the largest banks in Malaysia with services ranging from investment banking to asset management to credit cards and so on. AmBank was founded in the year 1975 and was known as the Arab-Malaysian Development Bank. The AmGroup has its headquarters at Kuala Lumpur, Malaysia and runs different business verticals under the brands AmInvest, AmIslamic Bank, AmMetLife etc.
|Name of Personal Loan Plan||Flat Rate||Max. Loan Amount||Min. monthly income||Tenure||Processing Fee||More Info.|
|AmBank AmMoneyLine Facility-i Personal Loan||from 8.00% to 9.99% p.a.||RM100,000||RM24,000 p.a||1 year to 5 years||No|
|AmBank AmMoneyLine Personal Loan||8.00% p.a.||RM100,000||RM24,000 p.a.||1 year to 5 years||No|
|Interest/Profit Rate||Starting from 4.35% p.a.|
|Loan Tenure||1 year to 5 years|
|Minimum Loan/Financing Amount||RM2,000|
The following applicants are eligible to apply for AmBank Personal Financing – i:
The following documents must be submitted to apply for AmBank Personal Financing – i:
You can apply for an AmBank personal loan online on the bank’s official website. On the website, navigate to the “Loans and Financing” webpage. Select the “Apply Now” option available for the personal loan that you wish to apply for. Fill out the online form with the requested information and a sales representative from the bank will then contact you to take the application process forward.
If you have any queries regarding the personal loan products offered by AmBank, you can contact the bank’s representatives on 03-2178 8888.
For any personal loan related queries, you could contact AmBank Personal Loan Customer Care Support.
Q. Is there a late payment penalty on AmBank AmMoneyLine?
A. Yes. You will be charged 1% p.a. on your outstanding instalment as a late payment charge if you do not make the instalment payment by your payment due date for the AmBank AmMoneyLine personal loan.
Q. What is the early settlement fee that I need to pay if I want to settle my AmBank AmMoneyLine Facility – i before the maturity period?
A. There no early settlement fee imposed for settling your AmBank AmMoneyLine Facility – i before the maturity period. However, you must inform the bank in writing, a minimum of 1 month in advance before you settle your personal loan. You can inform any AmBank branch or AmBank Islamic branch to initiate the process for early settlement.
Q. How do I check if my company is listed for Ambank Personal Financing – i?
A. The list of government and private companies that are offered Personal Financing – i loan is available on AmBank’s website. Simply navigate to the “Loans and Financing” webpage on the website and a link is provided to the list of companies eligible for this loan under “Personal Financing – i”.
Apart from offering personal loan, AmBank offers other products and services which includes: