•  Loading your search... Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • Personal Loan BYTES FROM OUR KITCHEN

    AmBank Personal Loan

    AmBank Malaysia offers a wide range of personal loans at attractive interest rates to customers. AmBank is one of the largest banks in Malaysia with services ranging from investment banking to asset management to credit cards and so on. AmBank was founded in the year 1975 and was known as the Arab-Malaysian Development Bank. The AmGroup has its headquarters at Kuala Lumpur, Malaysia and runs different business verticals under the brands AmInvest, AmIslamic Bank, AmMetLife etc.

    Compare Personal Loans by AmBank

    Name of Personal Loan Plan Tenure Processing Fee More Info.
    AmBank AmMoneyLine Facility-i Personal Loan 1 year to 5 years No  
    AmBank AmMoneyLine Personal Loan 1 year to 5 years No  

    Features

    Interest/Profit Rate Starting from 4.35% p.a.
    Loan Tenure 1 year to 5 years
    Minimum Loan/Financing Amount RM2,000
    Islamic/Conventional Islamic

    Eligibility Criteria

    The following applicants are eligible to apply for AmBank Personal Financing – i:

    • Only Malaysian citizens are eligible to apply for this personal loan.
    • Age criteria:
      • Minimum age: 21 years.
      • Maximum age: depending on the retirement age when the personal financing matures.
    • Income criterion – Gross monthly salary of more than RM3,000.

    Documentation Required

    The following documents must be submitted to apply for AmBank Personal Financing – i:

    • 2 copies of your Identity Card.
    • 1 most recent salary slip + 1 salary slip certified by the HOD or Head of Department.
    • 1 copy of the AmBank Islamic current account or savings passbook statement. The first page of the account/statement is required that can verify your account name and account number.
    • 1 copy of your EPF statement (Employees Provident Fund).

    How to Apply for AmBank Personal Loan?

    You can apply for an AmBank personal loan online on the bank’s official website. On the website, navigate to the “Loans and Financing” webpage. Select the “Apply Now” option available for the personal loan that you wish to apply for. Fill out the online form with the requested information and a sales representative from the bank will then contact you to take the application process forward.

    Personal Loan for Private Sector

    • Personal Financing-i (financing under Biro Perkhidmatan Angkasa (BPA)) is offered to staffs of selected private firms.
    • Applicants from private sector can get a profit rate of 6.90% p.a. (in effect from 2 January 2015).

    For Government Staff

    • Personal Financing-i (Islamic personal financing under Biro Perkhidmatan Angkasa (BPA)) is also available for select government companies/bodies.
    • The plan offers competitive profit rates that start from 4.35% p.a. (effective from 7 March 2018).

    Customer Care Number

    If you have any queries regarding the personal loan products offered by AmBank, you can contact the bank’s representatives on 03-2178 8888.

    FAQs:

    Q. Is there a late payment penalty on AmBank AmMoneyLine?

    A. Yes. You will be charged 1% p.a. on your outstanding instalment as a late payment charge if you do not make the instalment payment by your payment due date for the AmBank AmMoneyLine personal loan.

    Q. What is the early settlement fee that I need to pay if I want to settle my AmBank AmMoneyLine Facility – i before the maturity period?

    A. There no early settlement fee imposed for settling your AmBank AmMoneyLine Facility – i before the maturity period. However, you must inform the bank in writing, a minimum of 1 month in advance before you settle your personal loan. You can inform any AmBank branch or AmBank Islamic branch to initiate the process for early settlement.

    Q. How do I check if my company is listed for Ambank Personal Financing – i?

    A. The list of government and private companies that are offered Personal Financing – i loan is available on AmBank’s website. Simply navigate to the “Loans and Financing” webpage on the website and a link is provided to the list of companies eligible for this loan under “Personal Financing – i”.

    Other Products Offered by AmBank:

    Apart from offering personal loan, AmBank offers other products and services which includes:

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.