CIMB Bank Berhad
CIMB Bank Berhad provides banking and financial services to individuals and corporates within Malaysia and internationally as well. CIMB Group’s roots date back to 1920 - what started as a merchant bank in Malaysia, has come a long way to be a banking powerhouse over the years.
Awards and Recognition
The bank got the following awards in 2017:
- Best Derivatives House of the Year, Malaysia, awarded by The Asset Triple A Private Banking, Wealth Management and Investment Awards 2017.
- Best Structured Products House, Malaysia. This was also awarded by The Asset Triple A Private Banking, Wealth Management and Investment Awards 2017.
- Best Credit Derivatives House, Malaysia awarded by The Asset Triple A Private Banking, Wealth Management and Investment Awards 2017.
- House of the Year, Malaysia, awarded by Asia Risk Awards 2017.
- Best Contact Centre, Honourable Mention - CIMB Malaysia, awarded by Customer Experience Management Asia Excellence Awards 2017.
List of Services
Here is the list of services that the bank extends to its customers:
- CIMB Private Banking
- CIMB Preferred Banking
- CIMB Business Banking
- CIMB Islamic Banking
List of products
Here are the different products that CIMB offers:
Accounts: CIMB offers the following types of accounts to its customers:
Savings Accounts: CIMB offers many savings accounts for you to choose from - PETRONAS Savers Account, Tesco Savers Account, AirAsia Savers Account, Prime Savings Account, Senior Savings Account, Junior Savers Accounts, YOUth Savers Account. You are free to open any account that suits your needs.
Current Accounts: Some of the current accounts from CIMB pays you interest you if you maintain a certain balance, just like your savings accounts. You can also add an overdraft facility to your current account in case you need additional funds. CIMB offers different types of current accounts namely, CIMB Preferred Account, Prime Account, Regular Current Account, Basic Current Account, Senior Basic Current Account, Foreign Currency Current Account and many more.
Fixed Deposit Account: You get to choose from Unfixed Account, Foreign Currency Fixed Deposit, Fixed Return Income Account-i (FRIA-i) – Why Wait, Fixed Return Income Account-i (FRIA-i) – Maturity Returns, Big Plus for 50 Plus, and Foreign Currency Fixed Return Income Account-i.
Cards: CIMB offers various cards like debit cards, prepaid cards, credit cards, and regional cards.
Loans: With CIMB, you can get the following loans:
Share Margin Financing Scheme: With the available Share Margin Financing facilities with CIMB, you can get money quickly to cater to a good investment opportunity. You can choose from five different options - Share Margin Financing, Initial Public Offering, Employee Share Option Scheme, Share Purchase Financing-i (SPF-i) - Initial Public Offer, and Share Purchase Financing-i (SPF-i) - Employee Share Option Scheme.
Car Loans: CIMB offers you two types of auto financing packages – Hire Purchase and Hire Purchase-i.
Property Loans: You can choose from the various home loan packages by CIMB. There are HomeLoan, HomeFlexi and HomeFlexi Smart among others.
Personal Loans: The personal loans from CIMB require minimal documentation and offer quick approval. There are many personal loan packages available - Credit Line Secured Overdraft, ASB Financing, Cash Plus Personal Loan, Xpress Cash Financing-I, and Term Financing-i Secured by ASB Certificate.
Investments: Enhance your investment portfolio and manage your funds better by investing in CIMB’s unit trust, structured investments, gold investments, retail bond, and many more.
Insurance: CIMB Bank Insurance offers the following:
Personal Insurance: Your personal insurance comes handy when an unforeseen event strucks you and your family. You can get a comprehensive travel insurance (domestic and international) for as little as RM36.
Life Insurance: You can secure your future along with the future of your loved ones with the right life insurance plan from CIMB. There are many life plans like Sun EduSmart, Sun Life Malaysia Bijak Malaysia Plus, SunSave Assured, SunLink, SunInvest, Takaful Suria, Group Amanah Saham Assurance etc.
Property Insurance: You can safeguard your house and property with CIMB’s property insurance schemes like Group Mortgage Reducing Term Assurance and Houseowners & Householders Takaful.
Car Insurance: CIMB’s auto insurance schemes offers comprehensive coverage against the loss or accidental damage of your car.
Credit Card Promotions
Turn your holiday into a memorable adventure
You can go for a memorable holiday anytime till 31 December 2018 and get 10% off on hotels or RM70 off on hotel bookings plus flight.
This is only for CIMB Bank debit, credit and prepaid card holders in association with AirAsiaGo.com
In order to redeem, you have to enter the voucher code, CIMBAAGMY18 for additional 10% off on hotel bookings or CIMBAAGMY18PK for RM70 off flight + hotel package bookings with a minimum spend of RM1,800 at the checkout page.
This offer is only applicable to select hotels and the hotel rates includes twin-sharing and on each night basis.
Branches working hours
Monday to Friday from 7:00 a.m. to 7:00 p.m.
Saturday from 8:00 a.m. to 5 p.m. (excluding public holidays)
Menara Bumiputra Commerce.
No 11 Jalan Raja Laut.
50350 Kuala Lumpur.
Customer Care Numbers
You can call the Consumer Call Centre at +603 6204 7788 (both for Local and overseas) and +603 6204 7799 (for Premier Card queries).
You can email your queries to: firstname.lastname@example.org
Q. What are the different ways to bank with CIMB?
A. You can bank with CIMB throughs:
- Mobile Banking
- Self-Service Banking
- Phone Banking
- Online Banking
Q. What is the daily withdrawal limit offered by CIMB Preferred Account?
A. The daily ATM withdrawal limit that this account has RM10,000.
Q. What are the different foreign currencies that the Foreign Currency Current Account offers?
A. The following are the different foreign currencies:
- US Dollar
- Swiss Franc
- Sterling Pound
- Australian Dollar
- Japanese Yen
- New Zealand Dollar
- Singapore Dollar
- Hong Kong Dollar
- Canadian Dollar
- Thai Baht
- Chinese Yuan
Q. Does the Fixed Return Income Account-i (FRIA-i) – Why Wait allow partial withdrawal facility?
A. Yes, this type of fixed deposit allows you to partially withdraw your money when you need it.
Q. What are the requirements to open a Big Plus for 50 Plus fixed deposit account?
A. In order to open this account, you need to meet the following eligibility criteria and requirements:
- Your age should be 50 years and above.
- You can open a joint account, provided the age of the primary account holder is 50+years.
- The minimum initial deposit for Golden Time Deposit 2 is RM30,000.
- You need to produce your identity card/passport along with work permit.
- The minimum deposit amount required to open and maintain the account is RM30,000.
Q. What are the features and benefits of Home Flexi loan?
A. The following are the features and benefits:
- This loan has high finance margin.
- The loan time period is up to 35 or 70 years of age.
- This loan is meant for completed and under construction housing properties.
- This loan provides financing facility for Group Mortgage Term Assurance.
Q. What is the eligibility criteria for getting a Cash Plus Personal Loan?
A. The following is the eligibility criteria:
- You need to be a Malaysian citizen.
- You need to be an individual applicant.
- Your age should be between 21 and 58 years old.
Q. How can I pay the premium for my Sun EduSmart plan?
A. Premium can be paid monthly or yearly or half-yearly through credit card, debit card or direct debit.