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    Public Islamic Bank Berhad

    Public Islamic Bank Berhad, a fully owned subsidiary of Public Bank provides Islamic banking solutions to its customers through 259 branches nationwide. All of the bank’s products and services are Shariah-compliant. Public Islamic Bank offers cards, deposits, financing, and other financial solutions.

    List of Services

    • Personal Banking
    • Business Banking

    List of Products

    • Cards: The bank offers two types of Credit cards – Public Islamic Bank Visa/Mastercard Platinum Credit Card-i and Public Islamic Bank Visa/Mastercard Gold Credit Card-i. For both the cards, the minimum age requirement for the principal cardholder is 21 years and 18 years for supplementary cardholder.
    • Deposits: This bank offers 3 types of deposits namely Savings Account-i, Current Account-i, and Term Deposits.

    Savings Account-i has the following types:

    • Wadiah Savings Account-i
    • PB MySalary Savings Account-i
    • BESTARI Savings Account-i
    • BASIC Wadiah Savings Account-i

    Current Account-i has the following types:

    • Wadiah Current Account-i
    • PLUS Current Account-i
    • Foreign Currency Current Account-i
    • BASIC Wadiah Current Account-i
    • Financing: Public Islamic Bank Berhad offers the following financing facilities to its customers:
      • Home Financing-i: This has 3 variants - Home Equity Financing-i, ABBA House Financing-i, and HomeSave Financing-i.
      • Vehicle Financing-i: AITAB Hire Purchase-i falls under this category.
      • Personal Financing-i: This financing facility has 2 variants namely BAE Personal Financing-i, and PLUS BAE Personal Financing-i.

    Other Financing: This facility has 3 types – Overdraft, SMILAX, and SWIFT.

    Promotions

    Credit card promotions

    Promotion 1: PB Cash Back 4 U

    This is open to all the new and existing Public Bank Berhad and Public Islamic Bank Berhad principal credit cardholders and principal co-branded

    credit cardholders. In order to participate in this promotion, you have to register your participation through SMS during the promotion period (till 1 July 2018) and send it to 66300. You must send the SMS in the following manner:

    Type PBCB then, the 16-digit credit card number and send it to 66300.

    Branches Working Hours

    The bank is open Monday to Thursday from 8.45 a.m. - 5.45 p.m.

    The working hours on Friday is from 8.45 a.m. - 4.45 p.m.

    Headquarters Address

    Public Islamic Bank Menara Public Bank 146 Jalan Ampang 50450 Kuala Lumpur Malaysia

    Customer Care Numbers

    You can call 603-2176 6000 or send a fax to 603-2162 2224.

    Email Address

    For any general queries/feedback, you can email at islamicbkg@publicislamicbank.com.my.


    FAQs

    Q. What is the minimum income requirement for Platinum Credit Card-i?

    A. You need to earn a minimum of RM50,000 p.a. to apply for this card.

    Q. What are the features of the Mastercard Gold Credit Card-i?

    A. The following are the features:

    • The card provides unlimited Hibah Performance Bonus of 0.1% on retail shopping.
    • You do not have to pay any annual fee during the first year.
    • You can enjoy easy access through any Public Islamic Bank branches.

    Q. Is there any minimum balance that I must maintain in my BASIC Wadiah Savings Account-i?

    A. Yes. You must maintain a minimum balance of RM20 in your BASIC Wadiah Savings Account-i.

    Q. What are the currencies available under Foreign Currency Current Account-i?

    A. The Foreign Currency Current Account-iI supports 5 major currencies – Euro, Great Britain Pound, Australian Dollar, U.S. Dollar, and New Zealand Dollar.

    Q. Who can open the Foreign Currency Current Account-i?

    A. All Malaysian citizens, Permanent Resident or non-residents whose age is 18 years and above can open this account.

    Q. What is the current Hibah/profit rates for Term Deposit-i?

    A. The Hibah rates vary from 3.15% p.a. to 3.35% p.a. for a period of 1 month to 1 year. After the completion of 1 year (13 to 60 Months), the rates are negotiable.

    Q. How can I participate in the Samsung Cash Back Offer?

    A. You must do a one-time SMS registration and make a minimum payment of RM15 per Samsung Pay transaction in order to be eligible for this offer.

    For any product specific queries, you can visit your nearest Public Bank or Public Islamic Bank. Also, it’s advised to go through the fine prints thoroughly before applying for any of the products. There could be additional fees or charges on financing products and credit cards, which you need to look into. Also, keep a tab on the promotions rolled out by the bank every now and then.

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