AEON Big Visa Classic Credit Card
This credit card from EON is a partnership with the AEON Big Stores and grants great deals and promotions to the cardholder when using the AEON credit card at these stores. The cards are designed to offer great benefits on shopping as well as saving through the cash rebates received when shopping at AEON Big stores. Along with cashback benefits, cardholders can also enjoy the Visa PayWave technology which allows them to conveniently make purchases by waving their cards at the terminals that are PayWave enabled. The features and benefits of the card are as follows
Features of the AEON Big Visa Classic Credit Card
· The minimum age to avail this card is 21 years as at last birthday
· The supplementary cardholder must have attained a minimum of 18 years of age as at last birthday
· The minimum annual income required to avail this card is RM 24,000
· The annual fees for this card is waived for the first year
· The annual fees for the primary card is RM 30
·The annual fees for the supplementary card is RM 20
· The annual fees from the second year onwards will be waived upon reaching 12 swipes of the card
· Cardholders who have made the minimum monthly payment on or before due date for 12 consecutive months receive finance charges of 15% p.a., those who have made timely minimum monthly payments for 10 or more months in the past 12 months receive finance charges of 17% p.a. and th0se who have not made timely payments as above receive finance charges of 18% p.a.
· The minimum payment to be made every month is RM 50 or 5% of the outstanding amount whichever is higher
· The late payment penalty is 1% of the outstanding amount with a maximum penalty not exceeding RM 100
· Cash advances are made at 18% finance charge with a service fee of 5% of the withdrawn amount or RM 15, whichever is higher
Benefits of the AEON Big Visa Classic Credit Card
The card offers cardholders a chance to clear their outstanding credit card dues from other banks by transferring the balance amount onto their AEON Big Visa Classic card for a tenure of 6 months at 0% interest and zero processing fees. The minimum balance that can be transferred under this plan is RM 1000
The card has a built in Visa PayWave technology that allows cardholders to conveniently make purchases by simply waving their card at those terminals that are enabled with the PayWave technology
Flexi Payment Plans:
The card allows cardholders to convert larger purchases into affordable monthly transactions within 3 days from date of purchase and before the transaction is added to the monthly statement. The available instalments are 6 months for a single receipt of RM 500 at 2.5% interest p.a. 12 months for a single receipt of RM 1000 at 3.5% interest p.a. and 18 months for a single receipt of RM 2000 and above at 5.5% interest p.a.
the card offers capped cashback year round. The card earns a 5% cash rebate on the 28th of every month at AEON Big stores capped to RM 100 per card, 5% cash rebate on petrol expenses incurred every Sunday capped to RM 25 per card, 5% cash rebate on Visa PayWave every day at AEON Big Stores capped to RM 25 per card and 2% cash rebate on online expenses and overseas expenses every day capped to RM 25 per card.
AEON Big Visa Classic Credit Card Rewards
The cardholder can earn reward points for every expenses charged to the card and these reward points double or quadruple when used at AEON Big stores. For every RM 1 spent on the 10th of every month at AEON Big stores nationwide, the card earns 4 reward points. For every RM 1 spent at AEON Big stores every day, the card earns 2 reward points and for every RM 2 spent on other retail expenses local and overseas, the card earns 1 reward point.