Affin Bank BHPetrol Mastercard Credit Card
Affin Bank BHPetrol Mastercard credit card offers the lowest interest rate, an annual fee waiver along with petrol credit of a certain amount for the members of the card. The card also offers free travel insurance with no hidden charges whatsoever.
Features of Affin Bank BHPetrol Mastercard credit card
Listed below are the features of Affin Bank BHPetrol Mastercard credit card
- Affin Bank BHPetrol Mastercard credit card is a credit card offered by Affin Bank that offers petrol rewards.
- Offers cashback up to uncapped 0.8% on retail purchases at BHPetrol and other places except for fuel purchases at service stations other than BHPetrol and government related charges.
- Offers low rate of interest at 9.99% p.a.
- Offers Balance transfer instalment plan
- Offers Eiplan which is a flexible payment option with tenures ranging from 6 to 36 months
- Offers free travel insurance which also covers
- Easy application process
- The card is recognised and accepted all over the world
- Offers supplementary cards
- Available for salaried and self-employed individuals residing in Malaysia
- Dedicated team of customer service to tend to the customer
- Can be applied for online
Benefits of Affin Bank BHPetrol Mastercard credit card
Listed below are the benefits of Affin Bank BHPetrol Mastercard credit card
- Free travel inconvenience insurance- The card ensures that you face no trouble while travelling with its free travel inconvenience travel insurance feature. The insurance offers cover against lost baggage, delayed flights and much more.
- Petrol offer-The card entitles the cardholder a cash rebate of 0.8% for all retail purchases made at BHPetrol. The offer is not applicable on purchases made at other petrol stations.
- Finance charge rebate- The card qualifies for finance charge rebate of 0.42% per month when the cardholder makes minimum payment by the due date.
Eligibility criteria for Affin Bank BHPetrol Mastercard credit card
Listed below is the eligibility criteria for Affin Bank BHPetrol Mastercard credit card
- Minimum age- 21 years
- Maximum age- 60 years
- Minimum income- RM24,000
Fees and charges for Affin Bank BHPetrol Mastercard credit card
Listed below are the fees and charges applicable on Affin Bank BHPetrol Mastercard credit card
- Annual fee- Waived
- Late payment fee- RM5 or 1% of the outstanding balance amount
- Cash advance fee- RM21.20 or 5.30% of the advanced amount depending on which is higher
- Daily maximum cash withdrawal- RM5000
- Annual fee for supplementary card- RM53