Grab a credit card that gives you better rewards & more!

AFFINBANK Easy Installment Plan

BBazaar Exclusive Deals for Credit Card

Gift Card Worth RM200 from either Ikea or Lazada

*Click Here to Check Terms & Condition

Ikea voucher worth RM500

**Click Here to Check Terms & Condition

If your retail transaction amount at a merchant outlet is high, Affin Bank’s Easy Installment Plan (EiPlan) can help you pay off all of it as affordable monthly payments. Based on the transaction amount, you’ll have to pay an upfront interest charge and choose a suitable repayment period.

Features of AFFINBANK Easy Installment Plan

Minimum Transaction Amount Installment Tenure (months) Upfront Interest Rates (%)
RM500 6 2
RM1,000 12 4
RM2,000 18 5
RM2,000 24 6
RM3,000 368 7

Benefits

  • Convert big spends into smaller, affordable payments.

  • Low interest charges.

  • Flexible repayment periods ranging from 6 months to 36 months.

Eligibility

  • All new and existing cardholders of Affin Bank credit cards can apply

  • Your card must have the necessary credit limit and must be in good with the bank.

  • The minimum purchase amount must be RM500 or more

List of Credit Cards Featuring AFFINBANK Easy Installment Plan

Credit Card
Key Benefit
Interest Rate (% p.a.)
Annual Fee
Know More

Get the benefits of Balance Transfer Installment Plan (BTiP)

12-17.5

Waived for a lifetime

Enjoy the privilege of visiting Priority Pass Lounges across the world

12-18

Waived for the first year

Get 5.5% p.a. cash rebate on finance charges when you make the minimum payment by the due date

12-17.5

Waived for the first year; RM159 from the second year onwards

Every ringgit spent on retail transactions will fetch you 1 AFFIN Rewards Point

12-17.5

Waived for the first year; RM53 from the second year onwards

Get 1 AFFIN Reward Point on each RM1 spent on retail transactions

12-17.5

Waived for the first year; RM159 from the second year onwards

Enjoy a cash rebate of 5.5% p.a. on finance charges when the minimum payment is made by the due date

12-17.5

Waived for the first year; RM53 from the second year onwards

Earn 3% p.a. cash rebate on finance charges when the minimum payment is made by the due date

12-15

Waived for the first year; RM159 from the second year onwards

Enjoy competitive interest rates and benefits such as Balance Transfer Installment Plan

12-17.5

Waived for a lifetime

Receive an AFFIN Rewards Point when you spend RM1 on retail transactions

12-17.5

Waived for the first year; RM159 from the second year onwards

Make the minimum payment by the due date to get a cash rebate of 5.5% p.a.

12-17.5

Waived for the first year; RM53 from the second year onwards

How Does the AFFINBANK Easy Installment Plan Work?

  • Make a minimum retail spend of RM500 at any merchant outlet and apply for the EiPlan.
  • Upon approval from the bank, the purchase amount will be deducted from the available credit limit of your card.
  • Your credit limit will be gradually restored as and when you pay the monthly Installments.
  • The monthly Installment is calculated by equally dividing the purchase amount with the Installment tenure.
  • Pay one-time upfront interest that depends on the transaction

How Do You Apply for the AFFINBANK Easy Installment Plan?

  • Call Affin Bank’s Contact Centre at 03-8230 2222 to notify your intent to convert your purchase into an EiPlan.
  • AFFINBANK World MasterCard cardholders can call the number 03-8230 2323 to apply for the EiPlan.
  • You must apply for the scheme before the next statement date.

Stop getting worried about high shopping bills. Just convert all your big retail spends into smaller monthly payments that you can afford. Make room for other important purchases and handle your finances better.

FAQs on AFFINBANK Easy Installment Plan

Q. Is the EiPlan available for supplementary cards?

A. Yes. The EiPlan is available for primary and supplementary cardholders of Affin Bank credit cards.

Q. Can I get the benefits of the EiPlan on auto-bill payments?

A. No. You can only convert your retail transactions into the EiPlan. Transactions such as auto-bill payments, cash advances, etc. are not applicable.

Q. Can I apply for the scheme more than once?

A. Yes. You can apply for the EiPlan more than once and its approval is based on the available credit limit and other eligibility criteria at that point in time.

Q. Can I choose to increase the credit limit of my card to accommodate more EiPlan options?

A. You can choose to increase the credit limit. However, only the default credit limit will be applicable when you have to convert your transaction into the EiPlan. The temporary increase in the credit limit cannot be used with the EiPlan.

Q. Can I cancel an approved EiPlan?

A. Yes. You can cancel the EiPlan if you wish to. However, there will be a cancellation fee of RM50 per plan if you cancel it before the tenure ends.

*Terms & Condition to get Gift Card Worth RM200 from Lazada or Ikea

Apply for your new credit card through BBazaar and stand a chance to win a gift voucher on approval. You can get a gift card worth RM200 from either Ikea or Lazada. The offer is valid on credit card applications made between 19 December 2018 and 31 January 2019, and applies to any of the following cards.

Alliance Bank Credit Cards Citibank Credit Cards Standard Chartered Credit Cards
  • Alliance Bank You:nique Rebate Credit Card
  • Alliance Bank You:nique Rewards Credit Card
  • Alliance Bank You:nique Rates Credit Card
  • Citi Cash Back Card
  • Citi Clear Card
  • Citi Simplicity+ Card
  • Shell-Citi Credit Card
  • Standard Chartered JustOne Platinum MasterCard
  • Standard Chartered Visa Platinum
  • Standard Chartered Platinum MasterCard Basic
 

**Terms & Condition to Win an Ikea Voucher Worth RM500

Win an Ikea voucher worth RM500 when you apply and get approval for a new credit card through BBazaar. The exclusive deal is valid from 19 December 2018 to 31 January 2019, and is applicable when you apply for any of the following credit cards.

Alliance Bank Credit Cards Citibank Credit Cards Standard Chartered Credit Cards
  • lliance Bank Visa Infinite Credit Card
  • Alliance Bank Platinum Credit Card
  • Citi Prestige Card
  • Citi PremierMiles Visa Card
  • Citi Cash Back Platinum Card
  • Citi Rewards Visa Signature Card
  • Standard Chartered Priority Banking Visa Infinite Credit Card
  • Standard Chartered WorldMiles World MasterCard
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.