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    Alliance Bank Allianz Insurance Platinum

    Alliance Bank Allianz Insurance Platinum Visa Card is made specifically for the agents and employees of the Allianz General Insurance Company’s (AGIC). You can earn a cash rebate on all the monthly transactions related to AGIC with this card.

    Let’s take a look at the major highlights of the card:

    • 0.3% cash rebate with all monthly transactions related to AGIC.
    • Lifetime annual fee waiver for primary and supplementary cards.

    Best suited for:

    • AGIC’s agents.
    • AGIC’s employees.

    Key Features and Benefits

    Feature/Benefit Description
    Cash rebate on transactions associated with AGIC 0.3% per month
    Annual fee waiver Lifetime annual fee waiver for principal and supplementary cards
    Cash advance limit Up to 100% of the card’s assigned credit limit
    Interest-free period 20 days from the statement release date
    Accessibility Internet banking, mobile banking, and over-the-counter (OTC)

    Other Benefits

    • Use your card locally and overseas.
    • Consolidate your current debts into a single account and save on interest payable via the balance transfer plan associate with alliance bank card.
    • Make payments conveniently through the easy payment methods that are listed below:
      • Cash deposit machines (CDMs) and Cheque Xpress at selected branches
      • Via cheque or cash at Alliance Bank branches
      • ATMs
      • Internet banking via allianceonline
      • Via placing standing instructions on savings/current account
      • MEPS IBG at participating financial institutions

    Balance Transfer Plan

    You can transfer the outstanding balances of your credit cards from other banks and financial institutions on to your Alliance Bank card with the help of the balance transfer plan. This facility lets you to consolidate your current debts into a single account and help you save on the payable interest. The scheme comes with a flexible range of repayment tenures and competitive rates of interest.

    You can transfer balances of RM1,000 and above with this facility. The following table contains the details of this plan:

    Repayment Tenures Available Minimum Transfer Balance Interest Rate
    12 months RM1,000 6.99% p.a.
    18 months RM1,000 6.99% p.a.
    24 months RM1,000 7.99% p.a.

    Fast Cash Plan

    Get easy access to instant cash at the times of need via the Fast Cash plan associated with your Alliance Bank card. This scheme provides you with instant cash amount of RM1,000 or more at a range of competitive rates of interest. You can repay the amount in the form of affordable instalments on a monthly basis. Refer to the table below to get more details regarding this scheme:

    Available Repayment Tenures Minimum Amount Obtainable Interest Rate
    12 months RM1,000 6.99% p.a.
    24 months RM1,000 7.99% p.a.
    36 months RM1,000 7.99% p.a.

    Eligibility Criteria

    Age Requirement for Principal Card 21-65 years
    Age Requirement for Supplementary Card 18-65 years
    Income Requirement RM60,000 p.a.

    Documents Required

    Type of Applicant Documents Required
    MNC’s and PLC’s Salaried Employees
    • 1 photocopy of NRIC or passport.
    • Latest EA form, or
    • Latest EPF statement, or
    • A copy of the recent month’s salary slip, or
    • Latest Borang BE with a valid receipt of tax payment or bank-in slip.
    Non-MNC’s/PLC’s Salaried Employees
    • 1 photocopy of NRIC or passport.
    • Pay slips for the last 3 months.
    • Latest EPF statement, or
    • 3 recent months’ bank statement showing the salary crediting amount, or
    • Latest Borang BE with an official receipt of tax payment or bank-in slip.
    Self-employed Applicants
    • 1 photocopy of NRIC or passport.
    • Form 9, 24, and 49, or
    • Business registration form and form D.
    • Last 6 months’ bank statements, or
    • Income tax return form with a receipt of tax payment receipt, or
    • Latest EPF statement not older than 3 months at the time of application and contains a minimum of 6 monthly contributions.
    Non-Malaysian Applicants
    • 1 photocopy of passport.
    • A photocopy of work permit that is valid for at least 12 months from the application date.

    How to Apply

    Channel of Application Procedure
    Online application To apply for your card online, click on ‘Apply Now’ section on the card’s page, fill up the application form available on Alliance Bank’s official website with all the necessary details, and upload the required documents.
    Offline application Visit your nearest Alliance Bank’s branch, fill up the application form and submit the supporting documents, and submit the form for approval.

    Fees and Charges

    Type of Fees Charges
    Annual fee (principal card) No charge.
    Annual fee (supplementary card) No charge.
    Retail interest rate 15-18% p.a. depending upon the pattern of repayment during the last 12 months.
    Cash advance interest rate 18% p.a.
    Cash advance fee A minimum of RM15.90 or 5.3% of the amount withdrawn, whichever is higher.
    Monthly repayment instalment A minimum of RM50 or 5% of the outstanding balance, whichever is higher.
    Late payment charges 1% of the outstanding balance of a minimum amount of RM10, whichever is higher (maximum RM100).
    Overseas transaction fee Conversion rate charges will be determined by Visa International in addition to a foreign exchange conversion spread of 1% charged by the bank.

    Promotions

    • Flexi Payment Plan Campaign helps you pay for your retail purchases worth RM500 or above in the form of affordable monthly instalments at a rate of 0% p.a. You can make the repayment over a period of 3 months. This promotional offer is valid till 30 September 2018.
    • Consolidate your existing debts into a single account with the help of the 0% Balance Transfer Plan. The facility allows you to transfer an outstanding balance of RM3,000 or more to your Alliance Bank card from your credit cards from other banks. The offer is limited only to the new cardmembers and existing cardholders who are applying for the balance transfer for the first time.

    Alliance Bank Allianz Insurance Platinum Card is made exclusively for AGIC’s employees and agents. The card is free-for-life and earns you cash rebates with all transactions associated with AGIC.

    Frequently Asked Question’s

    Q. Is there a finance charge-free period associated with cash advances?

    A. No, there is no finance charge-free period associated with the cash advances made on this card.

    Q. What should I do if I lose my card or my card gets stolen?

    A. If you lose your card, contact the bank via its customer service numbers immediately and inform the bank. The bank will block the card that will prevent any misuse of the card and a new card will be issued to you.

    Q. What should I do if my lost/stolen card is used to carry out transactions? Will I be held liable to those transactions?

    A. On reporting a stolen card, you will not be held liable for any fraudulent activity performed on your card.

    Q. How much fee does a card replacement will cost me?

    A. You will be charged with a fee of RM50 per card replacement.

    Q. Can I opt to settle the entire balance transfer amount before the facility reaches its maturity? If yes, what are the charges I have to bear in such cases?

    A. You are allowed to make an early settlement on your balance transfer plan. You will not be charged with an early settlement or exit fee in such cases.

     

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