With the Alliance Bank Balance Transfer Programme, you can enjoy great savings with plans that suit your needs. You can also enjoy competitive profit rates.
|Type of plan||Interest rate charged||EIR||Minimum balance transfer amount|
|12-Month Plan||6.99% p.a.||12.66% p.a.||RM1,000|
|18-Month Plan||6.99% p.a.||12.86% p.a.||RM1,000|
|24-Month Plan||7.99% p.a.||14.66% p.a.||RM1,000|
The following are the benefits of the programme:
You can complete the application process in the following manner:
Here are the applicable terms and conditions:
Q. Who can apply for this programme?
A. All the new and existing customers of Alliance Bank Principal Credit Cards are eligible to apply for this programme.
Q. What happens if I fail to pay the monthly repayment money fully by the due date?
A. If for some reason you are unable to pay the monthly instalment amount in full, then the usual finance charge of 18% p.a. will be levied on the remaining outstanding balance. This will be from the payment due date till the date of full settlement.
Q. Is there any early exit fee if I withdraw early from this programme?
A. There is no exit fee as such for early withdrawal from this programme. However, upon early termination or cancellation, the outstanding principal balance will be due immediately. The usual finance charge of 18% p.a. will be imposed on the outstanding amount as well.
Q. Where can I register my complaints?
A. You can call the Contact Centre at +603-5516 9988 (both local and overseas). Alternatively, you can fill up the redress form available on the website as well.
Q. Is there a late payment charge levied?
A. Yes. In case of late payment, a charge of 1% of the outstanding instalment amount is charged subject to a minimum fee of RM10 and a maximum fee of RM100.