• Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Credit Card BYTES FROM OUR KITCHEN

    Alliance Bank Visa Basic Card

    Alliance Bank Visa Basic Card is a credit card that offers financing plans like a 0% instalment payment plan and also comes with an annual fee waiver. With its Easy Payment Plan and Balance Transfer Plan, managing finances becomes easier. The features and benefits of the credit card are mentioned below:

    Features

    • The card offers 0% instalment plan is available at participating merchants through the Alliance Bank Visa Basic Card.
    • The annual fee waiver is available if the cardholder charges a minimum of RM5,000 to the credit card or swipes the card for a minimum of 12 times in a year.
    • Easy Payment Plan (EPP) and Balance Transfer Plan (BTP) is available with the Alliance Bank Visa Basic Card Credit Card.
    • The cardholder can get access to a 24-hour customer service help hotline across the world.

    Benefits

    • The cardholders can enjoy a low interest rate on balance transfer plan starting at 6% p.a. Furthermore, they can choose tenures of 12, 18, and 24 months as per their convenience.
    • The Easy Payment Plan of the credit card provides the instalment facility at the handling fee of maximum 5% p.a.
    • The cardholder can enjoy a 20 days interest -free period.

    Eligibility Criteria:

    Below are the eligibility criteria to obtain the Alliance Bank Visa Basic Card Credit Card:

    • The cardholder should earn at least RM24,000 every year.
    • The primary cardholder should be at least 21 years of age.
    • The supplementary cardholder must be at least 18 years old.

    Fees and Charges:

    Types of Fees Charges
    Annual Fee – Principal Card RM21.20 (Waived if minimum of RM5,000 is charged to the card or the card is swiped for minimum 12 time across the year)
    Annual Fee - Supplementary Card RM10.60 (Waived if purchase is minimum RM5,000 or the card is swiped for minimum 12 time across the year)
    Late Payment Fee Whichever is higher between RM10 or 1% of outstanding amount (up to maximum of RM100)
    Cash Withdrawal Limit 80% of the cardholder’s prescribed credit limit
    Cash Advance Fee RM15.90 or 5.30% of withdrawn amount, whichever is higher between the two
    Minimum Monthly Payment Whichever is higher between RM50 or 5% of outstanding balance
    Minimum Credit Limit NA
    Interest rate on retail purchases 15% to 18% p.a. depending on payment history of the cardholder
    Interest Rate on Cash Withdrawal 18% p.a.
    Overseas transaction conversion Rate Transactions made in foreign currency will be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa. It includes 1% foreign exchange conversion charged by Alliance Bank
    Sales draft retrieval copy RM5.30 per copy
    Copy of statement fee RM5.30 per copy
    Card Replacement Penalty RM15
    Interest free period 20 days
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.