AmBank provides many credit cards out of which one card provides cash rebate on the money spent with the card. In addition to the cash rebate, you can enjoy other benefits such as Balance Transfer and AmFlexi-Pay.
|Spend Category||Cash Rebate||Monthly cap|
Consider that you make online purchases for an amount of RM500 in a month. Then, according to the cash rebate programme of the card, you must get cashback of 3% on the amount spent on online purchases, amounting to RM15.
In another case, if you have spent an amount of RM1,200 on online purchases in a month, you must get a cash rebate of RM36. Since the monthly cash rebate is capped at RM30, you will receive a cash rebate of RM30.
Refer to the table below for better understanding:
|Monthly Spend on Online Purchases||Maximum Cashback Amount||Cash Rebate Earned|
|Annual Fee (Principal Card)||Free for life.|
|Annual Fee (Supplementary Card)||The first 3 cards are free for life.|
|Finance Charges||From 7.99% p.a. to 18% p.a. based on your repayment behaviour.|
|Cash Advance Fee||5% of the advance amount or a minimum of RM15, whichever is higher.|
|Cash Advance Interest Rate||18% p.a. calculated on a daily basis.|
|Minimum Monthly Payment||5% of the outstanding balance or RM50, whichever is higher.|
|Late Payment Penalty||1% of the outstanding balance or RM10, whichever is higher. A maximum of RM100 can be charged.|
|Minimum Age Criterion (Principal Cardholder)||21 years.|
|Minimum Age Criterion (Supplementary Cardholder)||18 years.|
|Minimum Annual Income Requirement||RM36,000.|
|Applicant type||Applicant type Required documents|
|Online Mode 1||
|Online Mode 2||
|Offline Mode 1||
|Offline Mode 2||
The AmBank TRUE VISA Credit Card is an easy-to-use payment mode for all your purchases instead of you having to carry cash every time you need to buy something. You can get a cash rebate of 3% on your online transactions with the card.
Q. Are there any partner sites to earn cash rebates?
A. No. The card does not specify any partner sites to earn cash rebates.
Q. What happens if the cash rebate I should get is RM15.80?
A. The cash rebate you get will be rounded down to the nearest Ringgit. In this case, RM15.80 will be rounded down to RM15.
Q. Is there a minimum monthly spend specified to get a cash rebate?
A. No. There is no minimum monthly spend criterion to get a cash rebate.
Q. Do I get any rewards on other category spend?
A. No. The card only gives cash rebate when you spend on online purchases. No other rewards are offered for any other expenses done with the card.