AmBank Islamic’s True Card-i is one of the most useful cards for you to have. It is a card that allows you to buy things you need at lower management fees than a normal credit card. You have to pay a higher fee only if you fail to pay your minimum amount due every month.
The salient features of AmBank Islamic True Card-i are mentioned below:
To apply for the AmBank Islamic True Card-i, you need to be:
The fees and charges applicable to AmBank Islamic True Card-i are listed below:
|Fixed Management Fee||RM900 per month|
|Management Fee Tiered Rates||1% per month or 12% p.a. if you are paying your bills on time 1.5% per month or 18% p.a. if your bill is not paid the previous month|
|Minimum Monthly Payment||RM50 or 5% of the bill, whichever is greater|
|Late Payment Fee||RM10 or 1% of the bill, whichever is greater. Maximum charge is RM100|
|Cash Advance Fee||RM50 plus GST|
|Cash Advance Management Fee||1.5% per month or 18% p.a.|
|Card Replacement Fee||RM25 per card|
|Monthly Statement Fee (hardcopy)||RM12 plus GST|
If you are confident of making regular credit card payments every month, and are looking for a card to help you pay on credit during the month, then the True Card-i is just right for you.