AmBank Visa Signature Credit Card
This credit card is a golfer’s delight with its complimentary golf green fees and also caters to the avid globetrotter with its Enrich Miles and Kris Flyer Miles. Travel in peace with a travel insurance of RM 1 Million.
AmBank Visa Signature Card Benefits
The AmBank Visa Signature credit card is catered to provide the cardholder with exclusive lifestyle privileges. It provides travel benefits such as extra reward points on overseas expenses and frequent flier miles. The card earns 3 reward points for every RM 1 spent on retail expenses overseas and 1 reward point for every RM 1 spent on local retail expenses. The card offers exclusive airport lounge privileges for the frequent traveller and grants access to a global network of airport lounges. It also offers other travel benefits such as 15% discount on the immigration FastTrack, a concierge service to assist in travel and hotel enquiries and an emergency helpdesk that provides assistance in cases of lost baggage. It also gives the cardholder complimentary golf green fees and discounts on dining at select outlets. The card also provides travel insurance and AmProtector insurance.
AmBank Visa Signature CardFeatures
The features of the AmBank Visa Signature credit card are as follows
- The card charges an interest rate of 15% p.a.
- The primary card and supplementary card has no annual fees and is free for life and is waived after the cardholder acquires 3 supplementary cards.
- This card has an built-in Easy payment plan with interest rates starting from 0%.
- Cardholders can avail cash advances through the AmBank Quick Cash service.
- Daily cash withdrawal limit is RM 5000. Cash withdrawals incur a fee of 5.3% of the amount withdrawn.
- Cash withdrawals attract interest rates of 18% p.a.
- Minimum monthly payment to be made is 5% of the outstanding amount.
- This credit card has late payment penalty of 1% of the outstanding amount.
AmBank Visa Signature Card Requirements or Eligibility
The eligibility criteria to apply for the AmBank Visa Signature credit card are as follows
- The primary cardholder must earn an annual salary of RM 100,000 and above.
- The primary cardholder should be 21 years of age.
- The supplementary cardholder must be 18 years of age.
- Anybody meeting age and income requirements can apply for this card.
Other Credit Cards offered by AmBank
The other credit cards offered by this bank include
- AmBank Platinum MasterCard
- AmBank World MasterCard
- AmBank Imagine Card
- AmBank Cosway Gold MasterCard
- AmBank Carz Platinum Visa Card
- AmBank Carz Gold Visa Card
- AmBank Cosway Platinum Card
- AmBank True Visa Card
AmBank Visa Signature Card Protection
This card offers a complimentary travel insurance with a cover of up to RM 1 Million when air fare is purchased solely using the card. AmBank also provides the cardholders the AmProtector insurance. This insurance provides the cardholder a cover of up to RM 50,000 in cases of Total permanent disability or Death.
Balance Transfer Plan by AmBank Visa Signature Card
The AmBank Visa Signature Card has a balance transfer plan that offers cardholders tenures ranging from 6 months to 24 months. The minimum amount that can be transferred for a tenure of 6 months is RM 1000 and the interest rate charged is 4.99% p.a. The minimum amount to be transferred for tenures of 12 and 24 months is RM 5000 and the interest charged is 8.99% p.a.