This low interest card is based on Shariah concept and will accept charges only by Halal merchants and outlets. This straight forward credit card not only saves the cardholder from high interest rates and annual fees but also earns reward points on expenses charged to the card.
The Bank Islam credit card is a Shariah compliant card that is accepted only at Halal Merchants. This Islamic credit card is a no frills credit card that not only allows the cardholder to save through their low interest rate of 13.5% p.a. but also gives the cardholder and his family peace of mind by through having any outstanding balances under the cover of Takaful insurance.
The card also earns 1 reward point for every RM 1 spent on all local and overseas retail expenses. These rewards can be redeemed for exciting gifts through the TruRewards loyalty programme.
The features of the Bank Islam Classic card-i are as follows
The eligibility criteria to apply for the Bank Islam Gold Visa card-i is as follows
The other credit cards offered by this bank include
The Bank Islam Classic card-i provides the cardholder a complimentary Group Family Takaful coverage. This means in an unfortunate event resulting in total permanent disability or death of the cardholder that leads to failure of repayment of outstanding dues, the Takaful insurance will cover up to RM 100,000 of any outstanding amount.
The card also provides cover for funeral expenses to the tune of RM 1000.
Bank Islam Classic card-I offers the cardholders an easy payment plan that allows them to spread large purchases from select retail merchants into smaller affordable instalments with tenures ranging from 3, 6, 12, 18, 24 and 36 months. The minimum receipt amount that can be converted to easy payment plan is RM 1000 and the interest charged is 0%.