This Shariah concept credit card offers cardholders a no frill card that accepts charges only from Halal merchants and outlets and has a low interest rate allowing cardholders to maximise their savings.
The Bank Islam credit card is a no frills credit card that allows the cardholder to maximise their savings. The credit card is a Shariah concept credit card that will only accept charges made at Halal merchant outlets. Along with being a Shariah compliant card, this card offers the cardholders reward points that can be exchanged for exciting gifts from the TruRewards Loyalty Programme. The card earns 1 point for every RM 1 spent on all local and overseas retail expenses. These reward points expire after 3 years and any unused loyalty points will be void. It also offers a complimentary Group Family Takaful Coverage of up to RM 100,000.
The features of the Bank Islam Gold Visa card-i are as follows
The eligibility criteria to apply for the Bank Islam Gold Visa card-i is as follows
The other credit cards offered by this bank include
The Bank Islam Gold Visa card-i offers a complimentary Group Family Takaful coverage with a cover of up to RM 100,000. This Takaful coverage protects the cardholders’ family by covering outstanding dues in unfortunate events of permanent and total disability or death of the cardholder.
Bank Islam offers the cardholders an easy payment plan that allows them to convert purchases from select retail merchants into affordable monthly instalments with tenures ranging from 3, 6, 12, 18, 24 and 36 months at 0% interest and no upfront one-time handling fees.
The minimum amount that can be transferred onto this plan is RM 1000 in a single receipt.