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    Bank Rakyat Platinum Card-i

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    Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100

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    Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50

    **Click Here to Check Terms & Condition

    Bank Rakyat Platinum Credit Card-i

    This credit card from Bank Rakyat is among the premier Islamic credit cards offered in Malaysia and are accepted only at Halal compliant merchants. The card is designed for everyday use through its reward points earning system wherein rewards can be redeemed for cash. The card earns reward points on domestic and overseas expenses charged to the card. It also offers rebates on profit rates with those cardholders who are good paymasters enjoying an advantageous card rate

    Features of the Bank Rakyat Platinum Credit Card-i

    ·The minimum age for availing the card is 21 years as at last birthday for the primary card

    ·The minimum age for availing the supplementary card is 18 years as at last birthday

    ·The maximum age at time of availing the card is 65 years as at last birthday

    ·The annual fees for the card is RM 388

    ·The annual fees is waived for the first year

    ·The minimum income required to avail this card is RM 60,000 per annum

    ·The minimum monthly payment is RM 50 or 5% of the outstanding amount, whichever is higher

    ·The late payment penalty s 1% of the outstanding amount capped to a maximum of RM 100

    · Cash withdrawals from Bank Rakyat ATM’s attract a withdrawal fee of RM 21.20 or 3% of the withdrawn amount whereas cash withdrawals from other bank ATM’s attract a service fee of 5% or RM 21.20 whichever is higher

    ·Cardholders will be charged RM 5.30 for a copy of the monthly card statement

    ·Replacement cards will be issued for a fee of RM 50

    Benefits of the Bank Rakyat Platinum Credit Card-i

    Profit levels:

    the profit levels charged varies on the payments made by the cardholder. If the cardholder is an ideal paymaster who has made minimum payments before or on the date of payment consecutively for 9 months, then they can avail the card for a profit rate of 13.5%. if cardholders have made the minimum payments on or before date of payment for more than 6 months in the past nine months then they receive profit rates of 17% and if they do not meet the above criteria then the profit rate given is 18% per annum

    Takaful Protection:

    The cardholder can avail a free family takaful protection on outstanding amount in the unfortunate event the cardholder meets their demise or left in a permanent total disabled state. Family members of deceased cardholders will also be provided with a funeral expense amount of up to RM 1000

    Free Interest period:

    the card offers an interest free period of 20 days from the date of a particular purchase.

    Bank Rakyat Platinum Credit Card-i Rewards

    The Bank Rakyat Platinum Card-I earns reward points for every retail transaction charged to the card. The points are earned at the rate of 1 point for every RM 10 charged to the card. These points can be converted into money that will be credited to the cardholder’s account at the rate of 10 points for RM 0.10

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