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Best Free Airport Lounge Access Credit Cards in Malaysia

Many travel credit cards offer complimentary airport lounge accesses. Some cards provide a limited number of complimentary visits to the lounge, while the others provide unlimited visits. Here is a list of cards that provide complimentary airport lounge access.

Best Credit Cards with Free Airport Lounge Access

Here are the Best Airport Lounge Access Credit Cards

Updated on 4th October 2018

Card Name
Airport Lounge Access
Finance Charges
Annual Fee
Know More

6x complimentary access to Plaza Premium Lounges in 7 countries.

(Airport Lounge Access)

12%p.a. to 18% p.a.

(Finance Charges)

Waived for the first year.

(Annual Fee)

Free access to Plaza Premium Lounge in KLIA and KLIA2.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

Principal Card: RM600.Waived for the first year.

Supplementary Card: Waived.

(Annual Fee)

5x complimentary visits every year at selected local and international Plaza Premium Lounges.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

Waived for the first year.

(Annual Fee)

8x complimentary access to Malaysia Airlines Golden Lounges.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

Waived for the first year.

(Annual Fee)

Complimentary 4x accesses to Airport Lounges via Airport Companion by Dragon Pass.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

Principal Card: RM600.

Supplementary Card: RM300

(Annual Fee)

4x access to Priority Pass airport lounges worldwide.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

Principal Card: Waived.

Supplementary Card: Waived.

(Annual Fee)

Complimentary lounge access at Plaza Premium Lounges in Malaysia, Singapore, and Hong Kong.

(Airport Lounge Access)

15% p.a. to 18% p.a.

(Finance Charges)

RM600 for principal card.

RM300 for supplementary card.

(Annual Fee)

*Effective 1 September 2018, Sales and Services Tax (SST) of RM25 will be imposed on all the cards.

AFFINBANK World Mastercard

Enjoy a number of benefits with this card, including reward points, air miles, and complimentary lounge access. Pay at your own convenience with different plans. Read on to know more about the features of this card.

Key Benefits

  • joy complimentary access to Plaza Premium Lounges in Malaysia, Indonesia, Cambodia, Philippines, Singapore, Saudi Arabia, and Taiwan.
  • Travel safe with complimentary travel insurance of up to RM100,000 for any emergencies.
  • Enjoy easy repayment options with the Easy Instalment Plan, Balance Transfer Payment Plan, Cash-on-Call Instalment Plan, and Easy Payment Plans.
Additional Points Description
How to Use It
  • Use the AFFINBANK World Mastercard to make retail transactions and book flights.
  • Enjoy complimentary lounge access and travel insurance benefits.
  • Repay easily with the Easy Instalment Plan.
Good about It
  • Enjoy complimentary tee off at golf courses in Indonesia and Malaysia.
  • Make contactless payments of up to RM250 with the card.
  • Get a cash advance of up to 70% of your credit limit or available limit.
  • Swap your card easily with no added fees for replacing your card in the case of loss or theft.
Keep in Mind
  • The interest rate of 12% includes the deduction of finance charge rebates.
  • Minimum annual income required for the card is RM80,000 p.a.

Who Should Get It

  • If you are travelling on a regular basis.
  • If you are looking for great offers on your retail transactions.

Standard Chartered WorldMiles Mastercard

If you’re a frequent traveller looking for a card that offers free access to Plaza Premium Lounges in KLIA and KLIA2, Standard Chartered WorldMiles Mastercard is ideal for you. As well as complimentary airport lounge access, you also earn air miles for local and overseas purchases which can be redeemed with frequent flyer programmes of a range of airlines.

Key Benefits

  • Enjoy free access to Plaza Premium Lounge in KLIA and KLIA2.
  • Earn 3 WorldMiles with every RM2 spend overseas.
  • Earn 1 WorldMiles for every RM3 spent locally.
  • Enjoy deals and discounts on travel, shopping, nightlife, lifestyle, hotels, and entertainment.
Additional Points Description
How to Use It
  • Apply for the Standard Chartered WorldMiles Mastercard.
  • Once your card is activated, you will get the complimentary airport lounge access.
Good about It
  • Get rebates when you book hotels from participating merchants.
Keep in Mind
  • The minimum income requirement of this card is RM90,000 p.a.
  • The annual fee is waived only for the first year. You can get an annual fee waiver for the subsequent years, provided you make a minimum spend of RM60,000 per year.

Who Should Get It

  • Those who travel frequently.
  • Those who shop overseas.

Maybank 2 Cards Premier

Get a world of benefits with reward points on local and overseas transactions with these cards. Get travel related benefits and insurance coverage when you book tickets. Let’s take a look at some of the features of the card.

Key Benefits

  • Earn 5 TreatsPoints for every RM1 spent locally and overseas.
  • Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and abroad.
  • Get complimentary green fees at selected golf courses.
  • Enjoy an interest-free period of 20 days on retail transactions.
Additional Points Description
How to Use It
  • Use the cards for making retail expenses and to book tickets.
  • Earn TreatsPoints for local and overseas transactions.
  • Enjoy travel insurance on the cards of up to RM2 million when you book tickets with the card.
Good about It
  • Get 1 TreatsPoints on all transactions related to utilities, education, EzyPay, and insurance expenses.
  • Enjoy up to 50% savings on SPG Hotels and Resorts.
  • Get up to 4 supplementary cards for free.
Keep in Mind
  • Access to Plaza Premium Lounge is for primary cardholders only.
  • For complimentary golfing privileges, card members can play up to 2 times in a month.

Who Should Get It

  • If you travel frequently.
  • If you shop a lot locally and overseas.

CIMB Enrich World Mastercard

Use the card for making transactions both locally and overseas. With each transaction, you can get travel-related benefits. Let’s look at some of the features with this card.

Key Benefits

  • Enjoy 8x access to Malaysia Airlines Golden Lounges located all over the world.
  • Get 1 Bonus Mile for every RM1.50 spent overseas and 1 Bonus Mile for every RM3 spent locally.
  • Enjoy complimentary tee-off of up to 4 times in a year. The offer is valid till 31 December 2018.
Additional Points Description
How to Use It
  • Use the CIMB Enrich World Mastercard for retail and other transactions.
  • Earn reward points, air miles with every transaction made locally or overseas.
  • Enjoy complimentary lounge access and dining benefits on your card.
  • Repay with easy instalments with an interest-free grace period of 20 days.
Good about It
  • Book tickets on priority of up to 4 hours before selected Malaysia Airlines flight.
  • Get up to RM1 million in travel insurance coverage.
  • Enjoy exclusive assistance with the World Mastercard Concierge Service and Mastercard Global service.
  • Solve travel related queries with the dedicated CIMB Premier Travel Desk.
Keep in Mind
  • Bonus Miles have a validity of 3 years only.
  • Balance transfer facility is applicable for 6 months and 12 months only.

Who Should Get It

  • If you travel abroad frequently.
  • If you looking for a card with good retail benefits.

UOB Visa Infinite Card

This card offers rewards when you carry out overseas retail transactions. You also get airport lounge access, golf privileges, and exclusive deals on dining travel, and shopping.

Key Benefits

  • Get 4x free accesses to Airport Lounges via Airport Companion by Dragon Pass.
  • Earn 3,000 Enrich Miles upon card activation and spend RM3,000 within 2 months from the card approval date.
  • Earn 5x UNIRinggit for every RM1 spent on overseas retail transactions.
  • Redeem the earned UNIRinggit on a range of lifestyle products, gift vouchers, and air miles.
  • Shop at participating partner outlets and earn SMART$ Rebates.
  • Redeem SMART$ Rebates when you shop at participating merchant outlets the next time.
  • Get 4x free limo rides to KLIA or KLIA2 when you spend RM5,000 with your card.
  • Enjoy free green fees at participating golf clubs.
  • Enjoy a discount of 20% off airport limo transfers overseas. Enjoy a discount of 25% off immigration fast track services at over 450 international airports.
Additional Points Description
How to Use It
  • Activate your card and receive the complimentary airport lounge access.
Good about It
  • Earn double UNIRinggit Rewards every quarter when you use your card for shopping.
  • Get up to 20% discount at over 200 airport dining outlets.
  • Double the air miles you earn during your birthday month and redeem them with frequent flyer programmes of participating airlines.
Keep in Mind
  • The minimum income requirement of this card is RM120,000 p.a.
  • You don’t earn UNIRinggit for local retail spends.
  • UNIRinggit is valid for a period of three years.
  • SMART$ Rebates is valid for a period of 12 months.

Who Should Get It

  • Those who travel regularly.
  • Those who shop overseas.

Hong Leong Visa Infinite P Card

Hong Leong Visa Infinite P Card offers air miles when you make retail purchase, airport lounge access, travel insurance coverage, concierge services, and many other perks. Read further to learn more about the card’s features.

Key Benefits

  • Get free 4x access to Priority Pass airport lounges worldwide in the first year of membership.
  • Earn 1 Enrich Mile when you spend RM1.8 overseas.
  • Earn 1 Enrich Mile when you spend RM2.8 locally.
  • Redeem your accumulated Enrich Miles with frequent flyer programmes by Malaysia Airlines.
  • Stay protected with travel insurance coverage of up to RM3 million when you charge the airfare with your card.
  • Enjoy round-the-clock concierge services.
Additional Points Description
How to Use It
  • Sign up for the card.
  • Once your card is activated, you will receive the complimentary lounge access.
Good about It
  • The annual fees are waived for this card.
Keep in Mind
  • This is an invitation-only card.
  • To continue enjoying airport lounge access for the following years, you need to make a cumulative retail spend of RM300,000.
  • You won’t earn any Enrich Miles for JomPAY transactions and government-related payments.

Who Should Get It

  • Those who travel by Malaysia Airlines.
  • Those who shop overseas.

HSBC Visa Signature Credit Card

MEnjoy attractive reward points for all retail transactions. Travel worry-free with the travel insurance coverage and complimentary lounge access. Let’s take a look at some of the features of the card.

Key Benefits

  • Enjoy 8x Reward Points on overseas retail and online spends.
  • Get 5x Reward Points for local retail and online spends.
  • Get complimentary lounge access at the Plaza Premium Lounges in Malaysia, Singapore, and Hong Kong.
Additional Points Description
How to Use It
  • Use the card to make transactions for local and overseas spends, including travel.
  • Enjoy travel insurance coverage of up to RM1 million and complimentary lounge access.
Good about It
  • Enjoy 1 Reward Points on all other expenses.
  • Get the benefits of cash advance, balance transfer, instalment payments, and other services.
  • Get access to the exclusive SmartPrivileges Programme.
Keep in Mind
  • The complimentary lounge access is through a promotional offer and is applicable till 31 December 2018.
  • Annual fees shall be waived if the card is swiped at least once a month in a one year period.

Who Should Get It

  • If you are a frequent flyer.
  • If you are looking for a number of rewards and privileges on your spends.

What is Free Airport Lounge Access?

There are a number of cards that offer you a range of deals related to traveling. These benefits include a free airport lounge access. Airport lounges are designed to make the travellers feel comfortable during the waiting period of their flights or when they have a connecting flight.

Airport lounges are designed to offer travellers a feeling of luxury as well with plush interiors, comfortable seating arrangements, quieter environments and offer a better customer service experience.

Some credit cards offer you with a complimentary access to these lounges. While some cards provide you with unlimited access to these lounges throughout the year, other cards provide a limited number of complimentary visits or access passes to these lounges.

Benefits of Cards with Free Airport Lounge Access

  • You can relax in an airport lounge when in case you reach early for your flight.
  • You can treat your family by booking a lounge with kids’ rooms.
  • You can feel refreshed after a long flight and take time to freshen up and re-energise yourself.
  • A free lounge access can also help you in cases of delayed or cancelled flights.
  • You can also stay connected via Wi-Fi services at a lounge and can even book meeting halls for important business meetings.

How to Claim Complimentary Lounge Access?

In order to get the credit card free airport lounge, you need to show your card with lounge access privilege at the lounge reception. Once your card is swiped, you can access the lounge for a limited time duration.

What are the other benefits I can get in airport lounges?

A number of cards provide you with discounts on food and beverages with some credit cards. depending on the type of card, you can even get discounts on airport lounge access passes for guests.

Can I bring a family member with me to an airport lounge?

This depends upon your card and the card issuing bank. It is recommended to read the terms and conditions of a card before requesting for the same. Also, most of the banks offer the airport lounge access only to the principal cardholders. Some cards do provide a discount on the passes purchased for guests.

Is it compulsory to show my credit card?

If you have a priority pass issued with your credit card, you can use it instead of your credit card in order to access an airport lounge.

How many times can I get an airport lounge access in a year?

It may vary from bank to bank and card to card. There are some cards that offer you an unlimited access to lounges per year while some cards come with a limited number of times you can access these lounges. Also, there are some cards that come with a minimum spend per year requirement for you to access these lounges.

Airport Lounge Access Credit Card are a great way to enhance your overall travel experience. Not only do you get to earn air miles, reward points, or cashback, you also get to enjoy the comfort and ambience provided by these lounges while you wait for your flight.

How to Choose the Best Airport Lounge Access Credit Card

When you are looking at a card that offers airport lounge access, you need to consider the number of complimentary visits a card gives you. It is good to have a card with unlimited free visits to lounges at a large number of airports. However, such cards may have a high minimum annual income requirement, and a high annual fee. So, choose a card based on your affordability.

Further, you must find out if the card gives any discounts on the entry fare to the lounge after the specified number of free visits. Also, some cards offer discounts on the entry fare if you take guests with you. Look at other benefits and privileges offered by the card, such as rewards on your expenses, travel accident insurance, and finance charges.

Review

Among the 8 cards reviewed here, the Hong Leong Visa Infinite P Credit Card provides better benefits when it comes to airport lounge access. It provides 4x complimentary entries to over 1200 airport lounges across the world with the Prioirty Pass membership. Even though there are cards which provide lounge entries internationally, the reach of the Prioirity Pass is much more.

Illustration

With the Hong Leong Visa Infinite P Credit Card, you shall get complimentary 4x access to Priority Pass lounges located worldwide in the first year. From the second year onwards, you can earn 4x complimentary access to Priority Pass lounges worldwide when you spend RM300,000 in one year. the offer is applicable to the principal cardholder only. For any additional guest, a fee of USD27 per guest is charged.

You should also find out if the card gives any discounts on the entry fare to the lounge after the specified number of free visits. Also, some cards offer discounts on the entry fare if you take guests with you. Look at other benefits and privileges offered by the card, such as rewards on your expenses, travel accident insurance, and finance charges.

BBazaar's Best Airport Lounge Access Credit Cards of 2018

Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

Credit Card Airport Lounge Access
AFFINBANK World Mastercard

6x complimentary access to Plaza Premium Lounges in 7 countries.

Standard Chartered WorldMiles Mastercard  Free access to Plaza Premium Lounge in KLIA and KLIA2.
Maybank 2 Cards Premier

5x complimentary visits every year at selected local and international Plaza Premium Lounges.

CIMB Enrich World Mastercard 2x access to KLIA Plaza Premium Lounge.
UOB Visa Infinite Card

Complimentary 4x accesses to Airport Lounges via Airport Companion by Dragon Pass.

Hong Leong Visa Infinite P Card

4x access to Priority Pass airport lounges worldwide.

HSBC Visa Signature Credit Card

Complimentary lounge access at Plaza Premium Lounges in Malaysia, Singapore, and Hong Kong.

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