• Best Air Miles Credit Cards of 2018

    An air mile credit card rewards you with air miles for every ringgit you spend. These cards specify their airline partners where you can redeem for free flights. The table given below gives you a brief description of the air miles you can earn with each card and the other key benefits offered by the cards.

    Here are the Best Credit Cards for Air Miles in Malaysia 2018

    Updated on 1st July 2018

    Card Name
    Air Miles
    Annual Fee
    Key Benefits
    Know More

    1 AirMile on every RM6 spent locally.

    RM600.

    Redeem free flights with Asia Miles, KrisFlyer, Enrich, or AirAsia BIG.

    1 PremierMile for every RM3 spent locally.

    2 PremierMiles for every RM3 spent in foreign currencies.

    RM600.

    Enjoy unlimited access to select Plaza Premium Lounges in Malaysia.

    1 Enrich Mile for every RM2.8 spent locally.

    1 Enrich Mile for every RM1.8 spent overseas.

    Waived.

    Get automatic travel insurance coverage of up to RM3 million.

    1.1 Air Miles for every RM1 spent overseas.

    RM600.

    Get a complimentary travel cover of up to RM750,000.

    1 CIMB Bonus Mile for every RM4 spent locally and overseas.

    Waived.

    Enjoy 2x exclusive access to Malaysia Airlines Golden Lounge globally.

    5 Treats AirMiles for every RM2 spent locally.

    5 Treats AirMiles for every RM1 spent overseas

    RM1,000.

    Get 5x Plaza Premium Lounge access.

    3x Air Miles Points for every RM1 spent overseas.

    1x Air Miles Point for every RM1 spent locally.

    Waived

    Enjoy travel insurance coverage of up to RM500,000.

    1 Enrich Mile for every RM3 spent locally.

    1 Enrich Mile for every RM2 spent overseas.

    Waived

    Get travel insurance coverage of up to RM1.5 million for you and your family.

    Standard Chartered WorldMiles Mastercard

    The card gives lets you convert your spend on retail purchases into air miles. Read more to know how the card can benefit you.

    Key Benefits

    • Earn 3 WorldMiles when you spend every RM2 overseas.
    • Earn 1 WorldMiles when you spend every RM3 locally.
    Additional Points Description
    How to Use It
    • Use the Standard Chartered WorldMiles Mastercard to pay your purchase bills locally and overseas.
    • Redeem 1 AirMile of your preferred frequent flyer programme with 2 WorldMiles.
    • Redeem travel vouchers offered by Asiatravel.com.
    Good about It
    • Enjoy a cashback of up to RM80 when you take the airport limousine to home.
    • Get unlimited access to KLIA/KLIA2 Plaza Premium Lounge.
    Keep in Mind
    • Cashback on airport limousine is available only if you perform 3 overseas transactions in the last 30 days.

    Who Should Get It

    • Those who travel overseas frequently.

    Citi PremierMiles Visa Credit Card

    Enjoy the dining, shopping, and travel deals offered by the card in addition to redeeming free flights. The card provides 24-hour priority line for your assistance. Also, you can pay the annual fee at 0% goods and services tax.

    Key Benefits

    • Earn 1 PremierMile on spending RM3 locally.
    • Earn 2 PremierMiles when you spend every RM3 on select online travel merchants or in foreign currency.
    • Get complimentary travel inconvenience cover, personal accident cover, and medical expenses insurance.
    Additional Points Description
    How to Use It
    • Pay for the retail purchases with the card to earn PremierMiles.
    • Convert these PremierMiles into Air Miles to redeem flight tickets.
    • Redeem 1,000 Air Miles with 1,500 PremierMiles.
    Good about It
    • The PremierMiles do not expire.
    • Get 10,000 PremierMiles every year if you pay the annual fee for the card.
    • The annual fee can be waived with 30,000 PremierMiles.
    Keep in Mind
    • The travel insurance is offered only if your age is under 70 years.

    Who Should Get It

    • Those who travel abroad often.
    • Those who make retail purchases locally and overseas.

    Hong Leong Visa Infinite

    Using this card, you can convert your retail spends to air miles. Moreover, you also get complimentary Plaza Premium lounge access, travel insurance, and concierge services.

    Key Benefits

    • Earn 1 Enrich Mile when you spend RM2.8 on local retail purchases.
    • Earn 1 Enrich Mile when you spend RM1.8 on overseas retail purchases.
    • Your Enrich Miles will be converted automatically every month.
    • Get complimentary 4x access to Plaza Premium Lounges in the first year of membership.
    • Enjoy travel insurance coverage of up to RM3 million when you pay the full airfare with your card.
    • The annual fees are waived for both the principal and supplementary cards.
    • Get preferential rates on foreign currencies.
    • Enjoy Visa Infinite Concierge Services.
    • Enjoy round-the-clock assistance for card-related services.
    Additional Points Description
    How to Use It
    • Shop using your Hong Leong Visa Infinite credit card and earn Enrich Miles.
    • Redeem Enrich Miles with frequent flyer programmes from Malaysia Airlines.
    Good about It
    • Get Enrich Miles when you make transactions as low as RM1.80.
    • This card is free for life.
    Keep in Mind
    • The minimum income requirement for this card is RM150,000 p.a.
    • You won't earn Enrich Miles when you make government payments, bank-related transactions, and JomPAY-related transactions.
    • From the second year of membership onwards, you will get 4x access to Plaza Premium airport lounges, provided you spend RM100,000 in the previous year.

    Who Should Get It

    • Frequent flyers.

    HSBC Premier Travel Credit Card

    You can get the HSBC Premier Travel Credit Card if you are a Premier account holder with the bank. Get unlimited discounts and exclusive offers at many partner outlets in Malaysia and abroad.

    Key Benefits

    • Earn 1.1 Air Miles when you spend RM1 overseas.
    • Earn 1 Air Mile on every RM4 spent locally.
    Additional Points Description
    How to Use It
    • Use your HSBC Premier Travel Credit Card to pay your bills locally and overseas.
    • Accumulate Air Miles every time you pay with the card.
    • Use the Air Miles to redeem free flights, gifts, and vouchers available on the Premier Travel Rewards Catalogue.
    Good about It
    • Enjoy the SmartPrivileges offered by the card.
    • The annual fee of the card is waived for the first year.
    Keep in Mind
    • The Air Miles are capped at 20,000 Air Miles/month for overseas spend and RM30,000 Air Miles/month for local spend.
    • The annual fee for the second year onwards will be waived if you spend a minimum of RM45,000 in the last 12 months.

    Who Should Get It

    • Those who travel overseas frequently.
    • Those who have an HSBC Premier Account.

    CIMB Enrich Platinum Mastercard

    If you fly Malaysia Airlines frequently, this card is for you. With this card, you earn CIMB Bonus Miles, which can be redeemed with frequent flyer programmes by Malaysia Airlines.

    Key Benefits

    • For every RM4 you spend on local and overseas transactions, you earn 1 CIMB Bonus Mile.
    • Get 2x exclusive Malaysia Airlines Golden Lounge access anywhere in the world.
    • The annual fees are waived for the card.
    • Stay protected with travel insurance coverage of up to RM1 million.
    • Enjoy exclusive shopping and dining privileges with the card.
    • Get discounts on airport transfers.
    • Get a free Touch ‘n Go Zing Card along with the card.
    Additional Points Description
    How to Use It
      • Use your card for retail purchases and earn CIMB Bonus Miles.
      • Redeem your accumulated CIMB Bonus Miles with frequent flyer programmes by Malaysia Airlines.
    Good about It
    • You not only get air miles but also exclusive deals with this card.
    • The card is free for life.
    • The minimum income requirement for this card is only RM24,000 p.a.
    Keep in Mind
    • The CIMB Bonus Miles are valid for 3 years. All unused CIMB Bonus Miles will be forfeited.
    • You won't earn any CIMB Bonus Miles when you make petrol purchases, cash advances, cash withdrawals, and bank-related fees and charges.

    Who Should Get It

    • Those who travel frequently.

    Maybank World Mastercard

    This card offers you rewards in the form of Treats AirMiles, which can be redeemed for free flights. You also get airport lounge access, golf privileges, and many other perks with this card.

    Key Benefits

    • Earn 5 Treats AirMiles for every RM2 spent on local retail transactions.
    • Earn 5 Treats AirMiles for every RM1 spent on overseas retail transactions.
    • Get 50,000 Treats AirMiles upon card approval.
    • Enjoy golf privileges at selected local and international clubs.
    • Enjoy 5x Plaza Premium Lounge access at selected local and international airport lounges.
    • Get up to 50% dining discounts at participating SPG Hotels & Resorts in Malaysia.
    • Enjoy round-the-clock Mastercard Concierge Services.
    • Get up to RM2 million travel insurance coverage, which also covers luggage delays, luggage loss, and flight misconnection.
    Additional Points Description
    How to Use It
    • Spend using your Maybank World Mastercard and earn Treats AirMiles.
    • Convert your accumulated Treats AirMiles into free flights.
    • Redeem 6,360 Treats AirMiles with 1,000 Enrich Miles.
    Good about It
    • The Treats AirMiles won’t expire.
    • You will earn 1x Treats AirMiles for all transactions for utilities, petrol, education, and insurance.
    Keep in Mind
    • The minimum income requirement for this card is RM120,000 p.a.
    • You won't earn Treats AirMiles for government transactions.
    • The annual fees are waived with a spend of RM120,000 per year.

    Who Should Get It

    • Those who travel on a regular basis.
    • Those who like to shop overseas.

    PB World Mastercard

    PB World Mastercard offers Air Miles Points for local and overseas retail transactions. You can redeem the accumulated Air Miles Points with Enrich Miles or AirAsia BIG Points. Read further to learn more about this card.

    Key Benefits

    • Enjoy 3x Air Miles Points for every RM1 spent on overseas purchases.
    • Enjoy 1x Air Miles Point for every RM1 spent on local purchases.
    • The annual fees are waived for life.
    • Get travel insurance coverage of up to RM500,000.
    • Enjoy 3x Plaza Premium Lounge access in Malaysia.
    • Use the MasterCard PayPass facility to make quick and safe purchases.
    • Enjoy e-commerce Purchase Protection of up to USD200.
    Additional Points Description
    How to Use It
    • Use your card for local and overseas purchases and earn Air Miles Points.
    • Redeem 6,000 Air Miles Points with 1,000 Enrich Miles/2,000 AirAsia BIG Points.
    Good about It
    • You can earn Air Miles Points on both local and overseas spends.
    • The card is free for life.
    Keep in Mind
    • The minimum income requirement for this card is RM100,000 p.a.
    • Air Miles Points are valid for 3 years.

    Who Should Get It

    • Frequent flyers.
    • Those who like to spend overseas.

    Mach Signature Card

    Earn Enrich Miles when you shop using Mach Signature Card. Offered by Mach by Hong Leong, the card lets you redeem Enrich Miles with frequent flyer programmes from Malaysia Airlines. Moreover, you will also get travel insurance coverage, complimentary Plaza Premium Lounge access, and many other perks.

    Key Benefits

    • Get 1 Enrich Mile for every RM2 spent on overseas purchases.
    • Get 1 Enrich Mile for every RM3 spent on local purchases.
    • Get 0% interest for all overseas spending for 6 months.
    • The annual fees are waived for the principal cardholder and the first 3 supplementary cardholders.
    • Get complimentary Plaza Premium Lounge access with this card.
    • Get complimentary travel accident and inconvenience insurance coverage of up to RM1.5 million.
    • Enjoy 24-hour Visa Concierge Services.
    • Get preferential foreign exchange rates.
    Additional Points Description
    How to Use It
    • Use your card for local and overseas purchases to get Enrich Miles.
    • Redeem the accumulated Enrich Miles with frequent flyer programmes from Malaysia Airlines.
    Good about It
    • The annual fees are waived for the card.
    • You can earn air miles for retail transactions as low as RM2.
    Keep in Mind
    • In order to get Enrich Miles, the principal cardholder must be a registered Enrich Member with Malaysia Airlines.
    • The minimum credit limit for this card is RM20,000.

    Who Should Get It

    • Frequent flyers.
    • Those who like to spend overseas.

    How to choose the Best Credit Cards for Air Miles

    When you are choosing a card with air miles-related benefits, the conversion rate is the first significant factor to consider. Check how many reward points you can earn when you spend every RM1. Also, consider the conversion rate of the reward points into air miles.

    The conversion rate differs with each airline partner. Keep in mind that the number of air miles required to redeem for a free flight depends on the distance of your journey.

    Other than Air Miles credit cards, you can also compare best rewards credit cards and best shopping credit cards to choose a card that offers you benefits on all these categories.

    BBazaar's Best Air Miles Credit Cards of 2018

    Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

    Credit Card Miles
    Standard Chartered WorldMiles Mastercard 1 AirMile for every RM6 spent locally.
    HSBC Premier Travel Credit Card  Earn 1.1 Air Miles with every RM1 spent overseas.
    Citi PremierMiles Visa Credit Cards

    1 PremierMile for every RM3 spent locally.

    2 PremierMiles for every RM3 spent in foreign currencies.

    Hong Leong Visa Infinite

    1 Enrich Mile for every RM2.8 spent locally.

    1 Enrich Mile for every RM1.8 spent overseas.

    CIMB Enrich Platinum Mastercard

    1 CIMB Bonus Mile for every RM4 spent locally and overseas.

    Maybank World Mastercard

    5 Treats AirMiles for every RM2 spent locally.

    5 Treats AirMiles for every RM1 spent overseas.

    PB World Mastercard

    3x Air Miles Points for every RM1 spent overseas.

    1x Air Miles Point for every RM1 spent locally.

    Mach Signature Card

    1 Enrich Mile for every RM3 spent locally.

    1 Enrich Mile for every RM2 spent overseas.

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