Grab a credit card that gives you better rewards & more!
  • Best Mastercard Credit Cards of 2019

     0.0 / 5.0   by 0 users

    BBazaar Exclusive Deals for Credit Card

    Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100

    **Click Here to Check Terms & Condition

    Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50

    **Click Here to Check Terms & Condition

    Mastercard is one of the popular payments company that offers credit cards globally. In Malaysia, most banks roll out Mastercard credit cards. Apart from being equipped with the latest safety and security features, these cards also come with exclusive privileges. Take a look at some of the best Mastercard credit cards in Malaysia and how you can benefit from them.

    BBazaar's Best Mastercard Credit Cards of 2018

    Updated on 14th December 2018

    Credit Card Mastercard Privileges
    Maybank World Mastercard

    Get deals on travel, dining, and rejuvenation from Mastercard moments.

    Make use of Mastercard concierge services.

    CIMB Enrich World Elite Mastercard

    Use Mastercard Global Service for lost card assistance, cash advance, and emergency card replacement.

    Round-the-clock Mastercard concierge services.

    Maybank Visa Infinite Credit Card

    Up to 20% off best available room rate at selected Starwood Hotels and Resorts in Malaysia.

    AmBank World Mastercard

    Make use of Mastercard Flight Delay Pass and enjoy lounge access to over 1,000 LoungeKey airport lounges in over 100 countries.

    24/7 Mastercard concierge services.

    RHB World Mastercard

    Enjoy RHB World Priority Line Mastercard Privileges.

    Round-the-clock Mastercard International Concierge Service.

    Citi Rewards World Mastercard Credit Card

    Enjoy round-the-clock World MasterCard Concierge.

    Enjoy VIP privileges at participating luxury hotels.

    Enjoy exclusive golf privileges.

    Standard Chartered WorldMiles Mastercard

    Enjoy World Mastercard offers and experiences.

    Enjoy Global Concierge services throughout the year.

    Here are the Best Mastercard Credit Cards

    Updated on 14th December 2018

    Card Name
    Key Benefits
    Mastercard Privileges
    Retail Interest Rate and Minimum Income Requirement
    Know More

    5x TreatsAirMiles for every RM1 spent overseas.

    5x TreatsAirMiles for every RM2 spent locally.

    (Key Benefits)

    Get deals on travel, dining, and rejuvenation from Mastercard moments.

    Make use of Mastercard concierge services.

    (Mastercard Privileges)

    Principal card: RM1,000.

    Supplementary card: Waived for the first 4 supplementary cards.

    RM500 will be charged from the fifth card onwards.

    (Retail Interest Rate )

    RM120,000 p.a.

    (Minimum Income Requirement)

    1 Bonus Mile for every RM2 spent overseas.

    1 Bonus Mile for every RM1 spent locally.

    1 additional Bonus Mile for every RM1 spent to book Malaysia Airlines online.

    (Key Benefits)

    Use Mastercard Global Service for lost card assistance, cash advance, and emergency card replacement.

    Round-the-clock Mastercard concierge services.

    (Mastercard Privileges)

    Principal card: RM1,215.09.

    Supplementary card: RM271.70.

    (Retail Interest Rate )

    RM250,000 p.a.

    (Minimum Income Requirement)

    5x AmBonus Points for overseas spends.

    (Key Benefits)

    Make use of Mastercard Flight Delay Pass and enjoy lounge access to over 1,000 LoungeKey airport lounges in over 100 countries.

    24/7 Mastercard concierge services.

    (Mastercard Privileges)

    Principal card: Waived for life.

    Supplementary card: The first three cards are waived for life.

    From the fourth card onwards, you will be charged RM188.

    (Retail Interest Rate )

    RM120,000 p.a.

    (Minimum Income Requirement)

    Up to 6% cashback for local and overseas spends.

    (Key Benefits)

    Enjoy RHB World Priority Line Mastercard Privileges.

    Round-the-clock Mastercard International Concierge Service.

    (Mastercard Privileges)

    Principal card: Waived for life.

    Supplementary card: Waived for life.

    (Retail Interest Rate )

    None

    (Minimum Income Requirement)

    5x Citi Rewards points when you shop from participating merchant outlets.

    5x Citi Rewards points for every RM1 spent overseas.

    1x Citi Rewards point for every RM1 spent locally.

    (Key Benefits)

    Enjoy round-the-clock World MasterCard Concierge.

    Enjoy VIP privileges at participating luxury hotels.

    Enjoy exclusive golf privileges.

    (Mastercard Privileges)

    Principal card: RM600.

    Supplementary card: RM150.

    (Retail Interest Rate)

    RM90,000 p.a.

    (Minimum Income Requirement)

    3 WorldMiles with every RM2 spent overseas.

    1 WorldMile per RM3 spent locally.

    (Key Benefits)

    Enjoy World Mastercard offers and experiences.

    Enjoy Global Concierge services throughout the year.

    (Mastercard Privileges)

    Principal card: RM600.

    Waived for the first year.

    Supplementary card: Waived.

    (Retail Interest Rate)

    RM90,000 p.a.

    (Minimum Income Requirement)

    *Effective 1 September 2018, Sales and Services Tax (SST) of RM25 will be imposed on all the cards.

    Maybank World Mastercard

    Maybank World Mastercard offers rewards when you use it for day-to-day transactions. You also get travel-related benefits, such as airport lounge access and travel insurance coverage.

    Key Benefits

    • Earn exclusive offers on travel, adventure, shopping, and rejuvenation from Mastercard Moments.
    • Make use of the card's World Mastercard Concierge Services for making reservations, travel needs, emergency assistance, and much more.
    • Get 5x TreatsAirMiles for every RM1 spent overseas.
    • Get 5x TreatsAirMiles for every RM2 spent locally.
    • Enjoy complimentary green fees to enjoy golf at participating local and international golf clubs.
    • Get 5x complimentary access to selected Plaza Premium Lounges at local and international airports.
    • Get travel insurance of up to RM2 million for you and your family.
    • Dine at all SPG Hotels & Resorts in Malaysia and enjoy up to 50% discount.
    • Stay at any of the participating SPG Hotels & Resorts in Malaysia and get discounts of up to 20%.
    • Get a superior line of credit and use it for your specific requirements.
    • Make use of the Credit Care Plus Plan for debt relief up to RM100,000 per card.
    Additional Points Description
    How to Use it
    • Use your card for carrying out retail transactions and earn TreatsAirMiles.
    • Redeem your accumulated TreatsAirMiles on frequent flyer programmes of Malaysia Airlines (6,000 TreatsAirMiles is equivalent to 1,000 Enrich Miles).
    Good About it
    • You get 50,000 TreatsAirMiles upon card activation.
    • The TreatsAirMiles earned are valid for life.
    • The card comes with balance transfer plans starting from 0% p.a.
    Keep in Mind
    • To get an annual fee waiver, you need to spend a minimum of RM120,000 per year.
    • The minimum income requirement for this card is RM120,000 p.a.
    • You won’t earn any TreatsAirMiles for taxes and other government-related payments, fuel purchases, and bank’s fees and charges.

    Who Should Get it?

    • Those who use their card to book flight tickets.
    • Those who play golf.

    CIMB Enrich World Elite Mastercard

    CIMB Enrich World Elite Mastercard offers rewards for retail transactions, travel insurance coverage, airport lounge access, and other perks.

    Key Benefits

    • Make use of the Mastercard Global Service to report a lost/misplaced card as well as for emergency cash and cash advance.
    • Enjoy Mastercard concierge services throughout the day.
    • Get 1 Bonus Mile for every RM1 spent overseas, up to 150,000 Bonus Miles earned.
    • Get 1 Bonus Mile for every RM2 spent locally, up to 150,000 Bonus Miles earned.
    • When you continue spending after earning 150,000 Bonus Miles, you earn 1 Bonus Mile for every RM4 spent locally and overseas.
    • Earn 1 additional Bonus Mile for every RM1 spent to book Malaysia Airlines online.
    • Stay protected with travel insurance coverage of up to USD2 million when you buy the air tickets using your CIMB Enrich World Elite Mastercard.
    • Enjoy unlimited free access to Malaysia Airlines Golden Lounges worldwide.
    • Get discounts on green fees at participating golf courses.
    • Get purchase protection of up to USD1,000 when you use this card to carry out online transactions.
    • Get exclusive shopping, dining, and hotel privileges.
    • Enjoy exclusive golf privileges locally.
    Additional Points Description
    How to Use it
    • Swipe your card when you shop locally or overseas and earn Bonus Miles.
    • Redeem the earned Bonus Miles on frequent flyer programmes of Malaysia Airlines (1,000 Enrich Miles = 1,000 Bonus Miles).
    • You can also use the Bonus Miles to offset your card’s annual fee.
    Good About it
    • Enjoy priority booking and Malaysia Airlines travel offers before the deals are released to the public.
    • You can make use of the CIMB Premier Travel Desk for travel assistance.
    • Enjoy 100% annual fee waiver when you spend more than RM1 million and a 50% fee waiver when you spend between the range of RM500,000 and RM999,9999.
    Keep in Mind
    • Though the supplementary cardholder can earn Bonus Miles, the earned air miles will be transferred to the principal cardholder’s account.
    • To be eligible for this card, you must earn at least RM250,000 p.a.
    • The Bonus Miles are valid for three years. All unused miles will be forfeited.

    Who Should Get it?

    • Those who fly with Malaysia Airlines.
    • Those who shop overseas frequently.

    AmBank World Mastercard

    Use your AmBank World Mastercard to carry out overseas transactions and earn reward points. This card also offers concierge services, unlimited lounge access, and purchase protection for online spends.

    Key Benefits

    • Use the Mastercard Flight Delay Pass to enjoy airport lounge access to over 1,000 LoungeKey airport lounges in over 100 countries.
    • Enjoy 24/7 Mastercard concierge services for entertainment planning, medical information, hospital referrals, business services, travel assistance, reservation of luxury yachts, event tickets, and much more.
    • Earn 5x AmBonus Points when you shop overseas.
    • Enjoy unlimited lounge access to over 26 local and international airports.
    • Get complimentary travel insurance coverage of up to RM2 million when you charge your air ticket with your card.
    • Get dining deals and offers on room rates from selected partner hotels.
    • Get purchase protection when you shop online using your card.
    Additional Points Description
    How to Use it
    • Use your card for shopping overseas and get 5x AmBonus Points.
    • Redeem your AmBonus Points on frequent flyer programmes of selected airlines.
    • You can also redeem your AmBonus Points on-the-spot from any of the following participating merchant outlets: ESH, Cosway, Sen Heng, Courts, MYDIN, and SenQ .
    Good About it
    • This card is free for life for the principal and the first three supplementary cardholders.
    • Enjoy 24/7 protection of your possessions during your travel.
    • Enjoy 24/7 concierge and customer services throughout your stay.
    Keep in Mind
    • The minimum income requirement for this card is RM120,000 p.a.
    • You won’t earn any AmBonus Points for local purchases, online spends, government-related payments, petrol spends, and charity payments.

    Who Should Get it?

    • Those who use their card to buy airline tickets.
    • Those who shop overseas regularly.

    RHB World Mastercard Credit Card

    RHB World Mastercard offers travel-related benefits such as travel insurance coverage, golf privileges, and airport lounge access. The annual fee of this card is waived for life.

    Key Benefits

    • Enjoy 24/7 travel assistance using Mastercard International Concierge Services.
    • Make use of RHB World Priority Line Mastercard Privileges.
    • Get up to 6% cashback depending on how much you spend per month.
      • Earn 6% cashback on travel, dining, and petrol as well as 2% cashback on overseas spends when you spend RM3,500 and above.
      • Earn 2% cashback on travel, dining, and petrol as well as 1% cashback on overseas spends when you spend from RM2,500 to RM3,499.
      • Earn 1% cashback on travel, dining, and petrol as well as 0.5% cashback on overseas spends when you spend from RM1,000 to RM2,499.
      • Earn 0.2% cashback on all retail transactions.
    • Get complimentary travel insurance coverage of up to RM600,000 for you and your family when you charge the full airfare with your card.
    • Enjoy golf privileges from participating golf courses.
    • Enjoy 5x access to airport lounges in Malaysia and in Singapore Changi Airport.
    • Use the RHB Bureau-de-Change facility for major foreign currencies.
    Additional Points Description
    How to Use it
    • Swipe your card for travel, dining, and petrol purchases to earn cashback.
    • The cashback will be credited to your account.
    Good About it
    • The card is free for life, with no conditions attached.
    • The card comes with a minimum credit limit of RM15,000.
    Keep in Mind
    • You won't earn any cashback for government-related payments, overseas petrol transactions, and charity payments.
    • The cashback earned on dining, travel, and petrol purchases is capped at RM30.
    • The cashback for overseas transactions is capped at RM100.

    Who Should Get it?

    • Those who use their card for dining.
    • Those who carry out petrol transactions.

    Citi Rewards World Mastercard Credit Card

    Citi Rewards World Mastercard comes with exclusive Mastercard privileges and many other perks. You earn rewards when you shop locally, overseas, and at selected outlets.

    Key Benefits

    • Enjoy 24/7 World Mastercard Concierges.
    • Get VIP privileges at participating luxury hotels and destination travel offers.
    • Enjoy exclusive golf experiences.
    • Make use of Citi Rewards dedicated priority line for card assistance.
    • Enjoy deals and discounts from over 24,000 merchant outlets across the world.
    • Earn 5x Citi Rewards points for every RM1 spent at major departmental stores and supermarkets.
    • Earn 5x Citi Rewards points for carrying out overseas transactions.
    • Earn 1x Citi Rewards point for carrying out local transactions.
    • Enjoy free unlimited access to Plaza Premium Lounge in Kuala Lumpur International Airport.
    • Charge your Citi Rewards World Mastercard Credit Card with the full airfare and get travel insurance up to RM50,000.
    • Enjoy purchase protection when you shop using your Citi Rewards World Mastercard.
    • Enjoy exclusive healthcare privileges.
    Additional Points Description
    How to Use it
    • Use your Citi World MasterCard at AEON, AEON BiG, Marks & Spencer, Metrojaya, Parkson, Robinsons, Tangs, Isetan, B.I.G Ben's Independent Grocer, Cold Storage, Everise, Giant, Jasons Food Hall, Jaya Grocer, Servay, Tesco, Village Grocer, and other selected merchants to earn 5x Citi Rewards points.
    • Redeem your Citi Rewards points on merchandise, air miles, and hotel stays.
    • You can also pay for your purchases using your Citi Rewards points and even offset your previous retail purchases with your points.
    Good About it
    • The Citi Rewards points you earn are valid for life.
    • The card comes with a maximum credit limit of RM450,000.
    • You can earn points easily when you shop at the selected merchant outlets.
    Keep in Mind
    • The minimum income requirement for this card is RM90,000 p.a.
    • To be eligible to earn rewards points, you need to carry out retail transactions worth RM200 and above.
    • You won't earn any Citi Rewards points for government payments, fuel purchases, charity payments, and fees and charges paid to educational institutions.
    • You can only earn up to RM24,000 when you carry out overseas transactions.

    Who Should Get it?

    • Those who shop locally and overseas.
    • Those who use their cards to shop at major supermarkets, hypermarkets, and departmental stores.

    Standard Chartered WorldMiles World Mastercard

    Standard Chartered WorldMiles World Mastercard offers discounts and deals for flight bookings as well as rewards for carrying out retail transactions. Make use of the travel benefits offered by this card, including airport lounge access and concierge services.

    Key Benefits

    • Enjoy World Mastercard offers on luxury hotels, shopping, travel, nightlife, lifestyle, dining, entertainment, and more.
    • Enjoy Global Concierge services all-year-round.
    • Enjoy golfing privileges.
    • Earn 3 WorldMiles for every RM2 spent on overseas purchases.
    • Earn 1 WorldMile for every RM3 spent on local purchases.
    • Earn 1 AirMile of your preferred frequent flying programme with 2 WorldMiles.
    • Get unlimited access to KLIA and KLIA2 Plaza Premium Lounges for all your overseas travel.
    • Get a cashback of up to RM80 with your Airport Limousine & KLIA Ekspress (ERL) ride.
    Additional Points Description
    How to Use it
    • Use your Standard Chartered WorldMiles World Mastercard for local and overseas spends to earn WorldMiles.
    • Redeem the earned WorldMiles on any of the following frequent flyer programmes – Enrich, AirAsia BIG, Asia Miles, and KrisFlyer.
    Good About it
    • The annual fee of the principal card is waived for the first year.
    • You can redeem the earned air miles on the frequent flyer programmes of selected airlines.
    Keep in Mind
    • You need to earn at least RM90,000 p.a. to be eligible to apply for this card.
    • To continue enjoying the annual fee waiver from the second year onwards, you must spend a minimum of RM60,000 p.a.
    • In order to enjoy the cash rebate on Airport Limousine & KLIA Ekspress (ERL), you need to carry out three retail transactions overseas in foreign currency using your card in the previous one month. You can only enjoy this facility only once a month.

    Who Should Get it?

    • Those who travel by Malaysia Airlines, Singapore Airlines, Cathay Pacific Airlines, and AirAsia.
    • Those who shop overseas regularly.

    Conclusion

    Apply for a Mastercard credit card and make the best use of the perks they offer. From travel-related benefits to golf privileges, each Mastercard credit card comes with unique features and benefits. You can compare the options available and make a choice as per your personal preferences and lifestyle requirements.

    Looking for More

    Pick Up the Other Best Credit Card Category You May Like

    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.