• Best Petrol Credit Cards of 2018

    Finding a suitable credit card can be a daunting task, especially when you are looking for a card that can take care of your petrol purchases. Top banks in Malaysia offer credit cards with various benefits and privileges on fuel purchases. However, you should also consider other features of these cards based on your lifestyle.

    The features and benefits of petrol cards are explained in this guide. Compare and then choose a petrol card that suits you the best.

    Here are the Best Petrol Credit Cards in Malaysia 2018

    Updated on 6th June 2018

    Card Name
    Petrol Savings
    Minimum Spend Criteria
    Annual Fee
    Know More

    Up to 8% cashback on petrol and grocery purchases

    None

    RM240

    8% rebate on petrol purchases at any Shell petrol station across Malaysia

    RM2,500 and above

    Maximum RM800 for Shell fuel purchases each month

    RM195

    Up to 5% cash rebate on any petrol brand purchases (For revolvers: 5% rebate capped at RM80 per card monthly. For transactors, 2% rebate, capped at RM20 rebate each card per month)

    None

    Waived

    Cashback up to 10% on your chosen categories

    Minimum of RM2,000

    RM300

    5x TreatsPoints for petrol purchase on the weekdays and 8x TreatsPoints for purchases made on the weekends (at Petronas Service Stations)

    None

    Waived

    Up to 15% cashback when you spend on petrol and auto bill payments

    None

    RM250 (Waived for the first year)

    Up to 5% cash rebate at any Petron service stations along with unlimited cash MegaBonus

    None

    Waived

    Cash rebate of up to 7% on Petronas spend based on the monthly statement balance

    None

    Waived

    Best Credit Cards for Petrol

    HSBC Amanah MPower Visa Platinum Credit Card-i

    This credit card offers several benefits on your petrol as well as grocery purchases. You can also earn cashback on your expenditure done in other categories.

    Key Benefits

    • Up to 8% cashback on grocery and petrol transactions.
    • Enjoy 0.2% cashback on every Malaysian ringgit you spend.
    • Enjoy great savings with the Balance Transfer plan available on the card.
    Additional Points Description
    How to Use It
    • Use this card for petrol and grocery related transactions to earn cashback.
    Good about It
    • Expenditures on both principal and supplementary cards will be consolidated to earn rebates.
    • Get a host of other Visa-related privileges.
    • Enjoy several other offers on shopping, dining, entertainment, etc. across the globe.
    Keep in Mind
    • You need to make minimum transactions of RM2,000 to get 8% cashback.
    • Monthly transactions below RM2,000 will give you a cashback of 2%.
    • You need to have an annual income of minimum RM36,000.
    • Your minimum age should be 21 year while applying for the card.

    Who Should Get It:

    • Those who spend often on fuel and grocery purchases.
    • Travelers who commute internationally can also use the card to obtain maximum benefits.

    Shell-Citi Gold Credit Card

    You can enjoy cash rebates on your purchases at Shell fuel stations across the country, using this credit card.

    Key Benefits

    • Enjoy up to 8% rebate on fuel purchases at Shell petrol stations.
    • Get 20% discount on executive screening health packages.
    Additional Points Description
    How to Use It
    • Use this card to obtain 15% discount on room rates on walk-ins at all participating hospitals if you spend a minimum of RM120 and above.
    • Use the card three times in first 60 days to get an annual fee waiver for the first year.
    • Swipe the credit card at any Shell petrol stations or retail outlets to earn rebates.
    Good about It
    • Get Gold Lifestyle privileges and discounts of up to 50% at participating establishments across the globe.
    • Enjoy healthcare privileges like discounts and promotions at participating hospitals and medical establishments.
    Keep in Mind
    • Maximum fuel purchases eligible for rebates are capped at RM800 every month.
    • An annual income of minimum RM24,000 is necessary to get this card.

    Who Should Get it

    • Those who have a vehicle.
    • Those who want to enjoy healthcare benefits.

    AmBank CARz Platinum Mastercard Credit Card

    The credit card offers rebates on your fuel purchases as well as other regular value-added services related to your vehicle.

    Key Benefits

    • Get 1 CARz Point every time you spend RM1 for retail purchases.
    • Enjoy local and global lounge access at more than 26 airports. Get 2x lounge access throughout the year. Moreover, enjoy 25% discount at all lounges in Malaysia and 20% discount on all the lounges overseas.
    Additional Points Description
    How to Use It
    • Use this card at international airport lounges to get access discounts.
    • Use the card to make retail purchases to earn CARz points.
    Good about It
    • Both principal as well as supplementary cardholders are eligible to get cashback on their cards.
    • Accompanying guest can also get discount at airport lounges.
    Keep in Mind
    • You need to have a minimum income of RM48,000 p.a. to obtain the platinum card.
    • 3 supplementary credit cards come with an annual fee waiver for life. However, you’ll need to pay RM188 as an annual fee for the fourth supplementary card onwards.

    Who Should Get it

    • Those who spend regularly on their fuel purchases.
    • Frequent flyers can also make the most of this credit card by obtaining international lounge privileges.

    Hong Leong WISE Platinum Credit Card

    The credit card offers up to 10% cashback on your chosen categories. You can get a cashback of up to RM100 each month, using this card.

    Key Benefits

    • Get cashback of up to 10% on your petrol purchases.
    • You can combine your petrol purchases with any other category such as dining or groceries.
    Additional Points Description
    How to Use It
    • Use this credit card to choose categories as per your preference to earn monthly cashback.
    Good about It
    • You are allowed to change the cashback categories any time as per your preference.
    Keep in Mind
    • You need to spend a minimum of RM2,000 on the card, each calendar month to earn a cashback of up to 10%.
    • You should have a minimum annual income of RM60,000.

    Who Should Get it

    • Those who want to earn cash back on their fuel purchases.
    • Those who spend on retail.

    PETRONAS Maybank Visa Credit Card

    PETRONAS Maybank Visa Card allows you to earn TreatsPoints at Petronas service stations. Furthermore, this credit card comes with an annual fee waiver.

    Key Benefits

    • Earn TreatsPoints at Petronas service stations every time your purchase fuel using the card.
    • Redeem your collected points for Petronas vouchers.
    • Enjoy 8x TreatsPoints on your grocery purchases made on every weekend.
    • Get a free Touch n’ Go Zing card.
    Additional Points Description
    How to Use It
    • Use this card at Petronas Stations to earn reward points on your fuel transactions.
    • Use this card at Visa and Plus ATMs across the world to withdraw cash.
    Good about It
    • The card comes with an annual fee waiver for life.
    • You can also redeem your TreatsPoints for free air travel with several airlines.
    Keep in Mind
    • You need to have a minimum annual income of RM30,000 to obtain this credit card.
    • As an expatriate, you can apply for the card if you have a minimum annual income of RM60,000.
    • Transactions related to government bodies will not be eligible for any TreatsPoints.

    Who Should Get it

    • Those who spend more on fuel purchases.

    Standard Chartered JustOne Platinum Mastercard

    This card offers cashback on your petrol transactions, online purchases, and auto bill payments. Any other credit card expenditure done using this card will also earn you cashback.

    Key Benefits

    • Enjoy a cashback of more than RM1,000 a year on your spends with the card.
    • Get 0.2% cashback on all other credit card purchases.
    Additional Points Description
    How to Use It
    • Use this card at participating outlets to access exciting offers and other privileges.
    • Use it to convert your purchases in affordable monthly installments using FlexiPay Plus plan.
    Good about It
    • Get an annual fee waiver for the first year.
    • Obtain subsequent annual fee waiver, if you spend a minimum of RM20,000 per year on the card.
    Keep in Mind
    • The cashback is capped at a minimum of RM85 per month.
    • You need to have an annual income of at least RM24,000 to obtain the credit card.

    Who Should Get it

    • Those who spend a lot on fuel and online purchases. Also, consider this card if you seek additional privileges like movie ticket discounts with participating merchants, etc.

    PB-Petron Visa Gold Credit Card

    This card by Public Bank offers unlimited cashback and cash bonus on your retail purchases. Additionally, the card comes with an annual fee waiver for life.

    Key Benefits

    • Get 5% cash rebates on your fuel as well as non-fuel purchases at Petron service stations.
    • Enjoy a complimentary personal accident cover of up to RM20,000.
    • You don’t need an introducer to open a current account, if you possess this credit card.
    Additional Points Description
    How to Use It
    • Use this card to open a current account at Public Bank.
    • Swipe this card at Petron service stations to get maximum cashback.
    Good about It
    • You can earn unlimited Cash MegaBonus using the card.
    • You can access any assistance related to the card via 24x7 Help Desk Services.
    • Through PBe Service, you can access banking facility from anywhere in the world.
    Keep in Mind
    • Maximum cashback earned is capped at RM50 every month.

    Who Should Get It

    Those who spend often at Petronas service stations.

    CIMB Petronas Platinum Mastercard Credit Card

    The CIMB Petronas Platinum Mastercard offers rewards on your everyday purchases, online transactions, etc. across the world.

    Key Benefits

    • Enjoy 7% cash rebates if you spend more than RM3,000 on the card.
    • On your statement balance below RM3,000 get a cash rebate of 3%.
    • Get unlimited cash rebates of 0.2% on any other retail transactions.
    • Get a free travel insurance worth RM 1 million.
    Additional Points Description
    How to Use It
    • Use this card to make mobile and utility bill payments via standing instructions to earn cashback.
    • Swipe this card at participating merchants to obtain various privileges and discounts.
    • Charge your full airfare to the card to enjoy a complimentary travel insurance cover worth RM1 million.
    Good about It
    • Use this card at participating merchants to enjoy exciting privileges and benefits.
    • There is no cap on 0.2% cash rebates earned through retail purchases.
    • Get a complimentary auto-reloadable Touch n’ Go Zing Card with this credit card.
    • Enjoy an annual fee waiver on the card.
    Keep in Mind
    • Cash rebates earned on the card are capped at RM50 every month.
    • You need to have an annual income of RM24,000 to be eligible to get this card.

    Who Should Get it

    • If you are a frequent traveler who uses a credit card for fuel refills regularly, you can consider this option.

    These are some of the top options for petrol credit cards in Malaysia. If you want to get a credit card that offers you multiple privileges on your fuel purchases, go through this list, compare multiple cards, and select the one that is most suitable for you.

    How to Choose the Best Petrol Card

    Compare several petrol cards to choose the one that suits you the best. An ideal petrol card should offer you maximum savings on your petrol expenses in the form of reward points, cashbacks or cash rebates.

    You can also compare best rewards credit cards and best cashback credit cards to choose a suitable card in other categories.

    BBazaar's Best Petrol Credit Cards of 2018

    Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

    Credit Card Petrol Savings
    HSBC Amanah MPower Visa Platinum Credit Card-i

    Up to 8% cashback on petrol and grocery purchases

    Shell-Citi Gold Credit Card 8% rebate on petrol purchases at any Shell petrol station across Malaysia
    AmBank CARz Platinum Mastercard Credit Cards Up to 5% cash rebate on any petrol brand purchases (For revolvers: 5% rebate capped at RM80 per card monthly. For transactors, 2% rebate, capped at RM20 rebate each card per month)
    Hong Leong WISE Platinum Credit Card Cashback up to 10% on your chosen categories
    PETRONAS Maybank Visa Credit Card 5x TreatsPoints for petrol purchase on the weekdays and 8x TreatsPoints for purchases made on the weekends (at Petronas Service Stations)
    Standard Chartered JustOne Platinum Mastercard Up to 15% cashback when you spend on petrol and auto bill payments
    PB-Petron Visa Gold Credit Card Up to 5% cash rebate at any Petron service stations along with unlimited cash MegaBonus
    CIMB Petronas Platinum Credit Card Cash rebate of up to 7% on Petronas spend based on the monthly statement balance

    Looking for More

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