• Best Petrol Credit Cards of 2018

    Finding a suitable credit card can be a daunting task, especially when you are looking for a card that can take care of your petrol purchases. Top banks in Malaysia offer credit cards with various benefits and privileges on fuel purchases. However, you should also consider other features of these cards based on your lifestyle.

    The features and benefits of petrol cards are explained in this guide. Compare and then choose a petrol card that suits you the best.

    Here are the Best Petrol Credit Cards in Malaysia 2018

    Updated on 3rd August 2018

    Card Name
    Petrol Savings
    Minimum Spend Criteria
    Annual Fee
    Know More

    8% rebate on petrol purchases at any Shell petrol station across Malaysia

    RM2,500 and above (for 8% cash rebate on fuel purchases)

    Maximum RM800 for Shell fuel purchases each month

    No annual fee for the first year (if swiped for 3 times from 60 days of approval date)

    Subsequently, RM195

    Cashback up to 10% on your chosen categories

    Minimum of RM2,000

    RM300

    Up to 15% cashback when you spend on petrol, online purchases, and auto bill payments

    None

    Waived for the first year Subsequently, RM250 (waived if spent minimum RM20,000 in one year)

    Up to 8% cashback on petrol and grocery purchases

    None

    RM240

    Up to 5% cash rebate on any petrol brand purchases (For revolvers: 5% rebate capped at RM80 per card per month. For transactors, 2% rebate, capped at RM20 rebate each card per month)

    None

    Waived

    5x TreatsPoints for petrol purchase on the weekdays and 8x TreatsPoints for purchases made on the weekends (at PETRONAS Service Stations)

    None

    Waived

    Up to 5% cash rebate at any Petron service stations along with unlimited cash MegaBonus

    None

    Waived

    6% cashback on local petrol expenses

    RM3,500 and above

    Waived

    Best Credit Cards for Petrol

    Shell-Citi Gold Credit Card

    You can enjoy cash rebate on your purchases at Shell fuel stations across the country, using this credit card.

    Key Benefits

    • Enjoy up to 8% rebate on fuel purchases at Shell petrol stations.
    • Get 20% discount on executive screening health packages at participating hospitals.
    Additional Points Description
    How to Use It
    • Use this card to obtain 15% discount on room rates on walk-ins at all participating hospitals if you spend a minimum of RM120 and above.
    • Use the card three times in first 60 days to get an annual fee waiver for the first year.
    • Swipe the credit card at any Shell petrol stations or retail outlets to earn rebates.
    Good about It
    • Get Gold Lifestyle privileges and discounts of up to 50% at participating establishments across the globe.
    • Enjoy healthcare privileges like discounts and promotions at participating hospitals and medical establishments.
    Keep in Mind
    • Maximum fuel purchases eligible for rebate are capped at RM800 every month.
    • A minimum annual income of minimum RM24,000 is necessary to get this card.

    Who Should Get It:

    • Those who spend often on fuel purchases.
    • Those who want to enjoy healthcare benefits.

    Hong Leong WISE Platinum Credit Card

    The credit card offers up to 10% cashback on your chosen categories. You can get a cashback of up to RM100 each month, using this card.

    Key Benefits

    • Get cashback of up to 10% on your petrol purchases.
    • You can combine your petrol purchases with any other category such as dining or groceries.
    Additional Points Description
    How to Use It
    • Use this credit card to choose categories as per your preference to earn monthly cashback.
    Good about It
    • You are allowed to change the cashback categories any time as per your preference.
    Keep in Mind
    • You need to spend a minimum of RM2,000 on the card, each calendar month to earn a cashback of up to 10%.
    • You should have a minimum annual income of RM60,000.

    Who Should Get it

    • Those who spend often on fuel purchases.
    • Those who spend on retail regularly.

    Standard Chartered JustOne Platinum Mastercard

    This card offers cashback on your petrol transactions, online purchases, and auto bill payments. Any other transactions done using this card will also earn you cashback.

    Key Benefits

    • Enjoy a cashback of more than RM1,000 a year on your spends with the card.
    • Get 0.2% cashback on all other credit card purchases.
    Additional Points Description
    How to Use It
    • Use this card at participating outlets to access exciting offers and other privileges.
    • Use it to convert your purchases in affordable monthly instalments using FlexiPay Plus plan.
    Good about It
    • Get an annual fee waiver for the first year.
    • Obtain subsequent annual fee waiver, if you spend a minimum of RM20,000 per year on the card.
    Keep in Mind
    • The cashback is capped at RM85 per month.
    • You need to have an annual income of at least RM24,000 to obtain the credit card.

    Who Should Get it

    • Those who spend a lot on fuel and online purchases.
    • Also, consider this card if you seek additional privileges like movie ticket discounts with participating merchants, etc.

    HSBC Amanah MPower Visa Platinum Credit Card-i

    This credit card offers several benefits on your petrol as well as grocery purchases. You can also earn cashback on your expenditure done in other categories.

    Key Benefits

    • Up to 8% cashback on grocery and petrol transactions at participating merchants.
    • Get RM250 cashback when you apply for the card and spend on it. This offer is valid till 3 December 2018.
    • Enjoy 0.2% cashback on every RM1 you spend locally.
    • Enjoy great savings and financial flexibility with Balance Transfer plan and Cash Advance programme available on the card.
    Additional Points Description
    How to Use It
    • Use this card for petrol and grocery related transactions to earn cashback.
    Good about It
    • Expenditures on both principal and supplementary cards can be consolidated to earn rebates.
    • Enjoy a host of other premium privileges by Visa.
    • Enjoy exclusive deals and VIP treatments with VIP SmartPrivileges Programme.
    Keep in Mind
    • You need to make minimum transactions of RM2,000 to get 8% cashback.
    • Monthly transactions below RM2,000 will give you a cashback of 2%.
    • The monthly cashback is capped at RM50.
    • You need to have an annual income of minimum RM36,000.
    • Your minimum age should be 21 year while applying for the card.

    Who Should Get it

    • Those who spend often on fuel and grocery purchases.
    • Travelers who commute internationally can also use the card to obtain maximum benefits.

    AmBank CARz Platinum Mastercard Credit Card

    The credit card lets you earn reward points on your fuel purchases. You can utilize the points earned for motor-related services.

    Key Benefits

    • Enjoy 1 CARz Point every time you spend a minimum of RM1 for retail purchases.
    • Enjoy E-Commerce Purchase Protection of up to USD200 on your card.
    Additional Points Description
    How to Use It
    • Use the card to make retail transactions and earn CARz Points.
    Good about It
    • Cashback is awarded to both principal as well as supplementary cardholders.
    • You can redeem your earned AmBonus Point for goods and merchandises.
    Keep in Mind
    • You cannot earn CARz Points for transactions made at petrol stations.
    • You need to have a minimum yearly income of RM48,000 to get this card.
    • The first 3 supplementary cards are free-for-life. However, you have to pay RM188 p.a. from the 4th card onwards.

    Who Should Get it

    • Those who spend regularly on their petrol purchases.
    • Those who are frequent travellers.

    PETRONAS Maybank Visa Credit Card

    This credit card offers you TreatsPoints on your petrol transactions. You can also get an annual fee waiver on this card.

    Key Benefits

    • Earn TreatsPoints on the card at Petronas service stations every time you make a petrol purchase.
    • You can redeem your accumulated points for PETRONAS vouchers.
    • Enjoy 8x TreatsPoints on your grocery expenses made on every weekend.
    • Get a complimentary Touch n’ Go Zing card.
    Additional Points Description
    How to Use It
    • Use this card at PETRONAS Stations to pay for fuel and earn reward points.
    • You can utilise this card for cash withdrawal at Visa and Plus ATMs across the globe.
    Good about It
    • The card come with  an annual fee waiver for life.
    • You can also redeem your earned TreatsPoints for free air travel with several airlines.
    Keep in Mind
    • You must have an annual income of minimum RM30,000 to get this credit card.
    • As an expatriate, you can apply for the card if you have a minimum annual income of RM60,000.
    • Transactions related to government bodies will not be eligible to earn TreatsPoints.

    Who Should Get it

    • Those who spend often on petrol purchases.

    PB-Petron Visa Gold Credit Card

    The card offers unlimited cashback as well as cash bonus on your retail purchases. It also offers an annual fee waiver for life.

    Key Benefits

    • Get 5% cash rebate on your fuel as well as non-fuel purchases at Petron service stations.
    • Enjoy complimentary personal accident cover of up to RM20,000 when you charge your full flight ticket to the card.
    • As a cardholder, you don’t need an introducer to open a current account with the bank.
    Additional Points Description
    How to Use It
    • Use this card to open a current account with the Public Bank.
    • To get maximum cashback, use this card at Petron service stations.
    Good about It
    • You can earn unlimited Cash MegaBonus using the card.
    • Via Help Desk Services, you can access any assistance related to the card 24x7.
    • Through PBe Service, you can access banking facility from anywhere in the world.
    Keep in Mind
    • You can earn a maximum cashback of RM50 every month.

    Who Should Get It

    • Those who spend regularly at Petron service stations.

    RHB World Mastercard Credit Card

    This credit card offers you cashback on your petrol purchases. You can also enjoy a free travel insurance along with many other benefits like complimentary golfing fees, dining privileges, etc.

    Key Benefits

    • Enjoy annual fee waiver for life on both principal as well as supplementary cards.
    • Enjoy 5x complimentary access to all the Plaza Premium Lounges across Malaysia.
    • Get complimentary travel insurance of up to RM600,000.
    Additional Points Description
    How to Use It
    • Use this card at participating fuel and retail merchants to earn more cashback.
    Good about It
    • It offers 6% cashback on petrol, dining, and travel expenses.
    • Your other retail spends will earn you 0.20% cashback.
    • The card provides 2% cashback on overseas spends.
    • Enjoy a free travel insurance of up to RM600,000.
    Keep in Mind
    • You need to spend a minimum of RM3,500 on the card to earn 6% cashback.
    • The cashback is capped at RM50 for every month.

    Who Should Get it

    • Those who travel frequently.
    • Those who spend on petrol purchases.

    These are some of the top options for petrol credit cards in Malaysia. If you want to get a credit card that offers you multiple privileges on your fuel purchases, go through this list, compare multiple cards, and select the one that is most suitable for you.

    How to Choose the Best Petrol Card

    Compare several petrol cards to choose the one that suits you the best. An ideal petrol card should offer you maximum savings on your petrol expenses in the form of reward points, cashbacks or cash rebates.

    You can also compare best rewards credit cards and best cashback credit cards to choose a suitable card in other categories.

    BBazaar's Best Petrol Credit Cards of 2018

    Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

    Credit Card Petrol Savings
    Shell-Citi Gold Credit Card

    8% rebate on petrol purchases at any Shell petrol station across Malaysia

    Hong Leong WISE Platinum Credit Card Cashback up to 10% on your chosen categories
    Standard Chartered JustOne Platinum Mastercard Up to 15% cashback when you spend on petrol, online purchases, and auto bill payments
    HSBC Amanah MPower Visa Platinum Credit Card-i Up to 8% cashback on petrol and grocery purchases
    AmBank CARz Platinum Mastercard Credit Card Up to 5% cash rebate on any petrol brand purchases (For revolvers: 5% rebate capped at RM80 per card per month. For transactors, 2% rebate, capped at RM20 rebate each card per month)
    PETRONAS Maybank Visa Credit Card 5x TreatsPoints for petrol purchase on the weekdays and 8x TreatsPoints for purchases made on the weekends (at PETRONAS Service Stations)
    PB-Petron Visa Gold Credit Card Up to 5% cash rebate at any Petron service stations along with unlimited cash MegaBonus
    RHB World Mastercard Credit Card 6% cashback on local petrol expenses

    Looking for More

    Pick Up the Other Best Credit Card Category You May Like

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.