• Best Petrol Credit Cards 2018

    Petrol credit cards are best suited for people who travel extensively by road. They provide petrol benefits like discounts on petrol stations, cashback, or rebates. If saving on fuel expenses is on your mind, here is a list of cards that will help you to do so.

    Here are the Best Petrol Credit Cards in Malaysia 2018

    Updated on 10th April 2018

    Card Name
    Type of Savings
    Minimum Spend Criteria
    Annual Fee
    Know More

    TreatsPoints to redeem free petrol

    G5 times TreatsPoints for purchase on weekdays and 8 times TreatsPoints for purchase on weekend

    GWaived

    Cash rebate

    Cash rebate of up to 7% on Petronas spend based on the monthly statement balance

    Waived

    Cash rebate

    For AmBank CARz Platinum MasterCard revolvers: 5% rebate capped at RM80 per card monthly. For transactors, 2% rebate, capped at RM20 rebate each card monthly.

    For AmBank CARz Gold Visa Card: 3% rebate capped at RM50 rebate each card monthly. For transactors, 2% rebate capped at RM20 rebate per card monthly.

    Waived

    Cashback

    8% cashback on petrol and grocery shopping.

    For primary card - RM 254.40

    Maybank Visa Signature

    Cash rebate

    Up to 5% cashback on all petrol and grocery transactions in Malaysia every day capped at RM88 each month.

    Waived off for the first year RM550 from second year onwards Waived off for subsequent years for a minimum spending of RM30,000 per year

    PB-Petron Visa Gold Credit Card

    Cash rebate

    Up to 5% cash rebate at any Petron Service Stations along with unlimited cash MegaBonus.

    Waived

    Cash rebate

    Up to 5% rebate on petrol and grocery shopping on Fridays and Saturdays capped at RM50 each month.

    Waived off for life

    Cashback

    Get RM1,000 and more cashback every year when you spend on petrol and auto bill payments.

    Principal Card -RM265. This fee is waived off in the first year.

    PETRONAS Maybank Visa

    Ideal for:

    • Fuel purchase

    Key Benefits:

    • TreatsPoints can be earned when you buy petrol at any PETRONAS Service Stations and its partners. They can be used to redeem PETRONAS petrol vouchers as well.
    • Get the Maybank Touch n’ Go Zing Card, an automatic reload card for free.

    Keep in Mind:

    • You will get the benefits only when you purchase fuel at PETRONAS Service Stations and its partners.
    • A minimum monthly payment of 5% of the outstanding balance is required.
    • You must notify the bank within 20 working days of the current billing cycle in case of any disputes.

    CIMB Petronas Platinum MasterCard

    Ideal for:

    • Fuel purchase
    • Retail purchase

    Key Benefits:

    • Get up to RM1 million automatic travel insurance coverage when you charge the full fare of your airline tickets to this card.
    • Enjoy unlimited 0.2% cash rebate on other retail expenses.

    Keep in Mind:

    • The minimum income requirement for this card is RM24,000 p.a.

    AmBank CARz Card

    Ideal for:

    • Fuel purchase.
    • Getting value added services for regular vehicle related necessities.

    Key Benefits:

    • Enjoy lounge access in more than 26 airports both locally and globally. You can get 2X lounge access all year round along with 25% discount on all lounges in Malaysia and 20% discount on all the lounges overseas.
    • Earn 1 CARz Point for every RM1 spent on retail purchases.

    Keep in Mind:

    • The minimum income criteria for the Platinum MasterCard is RM48,000 p.a. and for the Gold VISA Card, it is RM24,000 p.a.
    • CARz Points will not be earned on petrol related transactions.

    HSBC Amanah MPower Platinum Credit Card-i

    Ideal for:

    • Buying petrol
    • Buying grocery

    Key Benefits:

    • Get 0.2% cashback on every ringgit you spend.
    • Enjoy great savings with Balance Transfer plan.

    Keep in Mind:

    • The minimum income requirement is RM36,000 p.a.

    Maybank Visa Signature

    Ideal for:

    • Fuel purchase.
    • Grocery shopping.

    Key Benefits:

    • Convenience of fast track immigration at international airports with the Visa Airport Speed Pass.
    • Enjoy 24/7 VISA Signature Concierge Service.

    Keep in mind:

    • The minimum income criteria should be between RM70,000 to RM100,000 p.a.

    PB-Petron Visa Gold Credit Card

    Ideal for:

    • Fuel purchase.

    Key Benefits:

    • Get complimentary personal accident coverage of up to RM20,000.
    • With this card, you would not require an introducer to open a current account.

    Keep in mind:

    • The maximum cash rebate is RM50 every month.

    Maybank Islamic MasterCard Ikhwan Platinum Card

    Ideal for:

    • Fuel purchase.
    • Grocery shopping.

    Key Benefits:

    • Get 1x point for all local and overseas transactions.
    • You can get a Maybank Touch ‘n Go Zing card for free.
    • With every RM1 that you spend, the bank contributes 0.1% for charity.

    Keep in mind:

    • Malaysians and expats with a minimum annual income of RM60,000 can apply for this card.
    • Every RM1 that you spend both locally and overseas can earn you 1 Treatspoints.

    Standard Chartered JUST One Platinum Card

    Ideal for:

    • Fuel purchase
    • Online purchases
    • Auto bill payments

    Key Benefits:

    • Get 0.2% cashback on all other credit card purchases.
    • Get movie tickets for RM7 each (at Golden Screen Cinemas) for any movies booked through the Golden Screen Cinemas website and mobile app.
    • If you are a new credit cardholder, you can get up to RM300 cashback if you activate your card within 45 days and spend RM2000 and more within 60 days of the card approval date.

    Keep in mind:

    • The minimum income requirement is RM24,000 every year.
    • The Spend & Get Acquisition Campaign is ongoing until 30 April 2018.

    Make the Most Out of Your Petrol Credit Cards

    Compare petrol cards before you choose one. An ideal card should offer you the maximum savings on your petrol expenses in form of reward points, cashbacks or cash rebates. It is even better when such a card has no annual fees or any other hidden charges.

    For example, if you use your card only for petrol expenses, then the PB-Petron Visa Gold Credit Card is great because it offers you up to 5% cash rebates for purchases at any Petron Service Station along with unlimited cash MegaBonus and no annual fees.

    Know More About Petrol Credit Cards

     

    1. How to Choose the Best Petrol Credit Cards?

    The following factors can help you to choose the best petrol credit card for yourself:

    • Great savings on petrol expenses: A good petrol card will allow you to have great savings on your petrol expenses in the form of cashback or cash rebates. Make sure to check not just the percentage of cashback you stand to earn, but also what the spend requirement is and if there is any cap on the cashback you can earn.
    • Number of petrol stations: If you’re a loyal customer to a specific petrol station, then you can opt for a card that offers the most benefits only on that station such as a PETRONAS Maybank Visa Card. If you’re not particular on which station you’re filling your fuel at, then you can opt for a card that offers savings on petrol expenses incurred at multiple stations such as an AmBank CARz card.
    • Annual fees: When comparing cards, make sure you take a look at how much each card costs. Most petrol credit cards have their annual fees waived for life while for some the annual fees are waived off only for the first year or can have it waived when you spend a minimum amount using the card. also make sure you’re checking other fees and charges associated with the card as they can have a significant impact on the overall cost of the card.

    Other benefits: Another criteria to look at is the various other benefits that come with a card. Make sure you’re comparing plans such as easy payment plans, balance transfer plans, reward points or cashback earned on other expenses, etc.

    2. How can Petrol Credit Cards Save Money?

    With the hike of petrol cost in Malaysia, you may find that your fuel expenses are quite high each month. As petrol cards offer cash rebates, cashback or reward points, you can save a lot of money in the long run. Any cashback can be used to either buy petrol or buy anything else that you prefer. You can also redeem your reward points for free petrol or fuel purchases.

    3. How to Compare Best Petrol Credit Cards?

    Calculate your fuel expenses for each month. Compare various petrol cards based on cashback percentage, cash rebate, reward points and fuel related benefits. Use an online comparison tool to compare cards. Choose a card that meets your monthly fuel needs and expenses

     

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