• Best Travel Credit Cards of 2018

    A travel credit card helps you get a better travel experience with a range of travel privileges. Whether you travel for work or pleasure, a travel credit card can be a great companion for you as it offers many benefits such as travel insurance, wallet protection in the unfortunate event of theft, exclusive concierge service, and airport lounge access. This includes, discounted airfare, faster air miles redemption, complimentary travel insurance, discounted hotel room bookings, complimentary airport lounge access, concierge service, and much more.

    The rebates and discounts offered by the top travel credit cards 2018

    Updated on 1st July 2018

    Card Name
    Miles
    Travel Insurance
    Airport Lounge Access
    Know More

    Earn 2 PremierMiles with every RM3 equivalent spent in foreign currencies and 1 PremierMile with every RM1 spent locally.

    Up to RM300,000.

    Unlimited access to 4 major international airports’ lounges across the nation.

    Concierge Service: None

    Earn 1.1 Air Miles with every RM1 spent overseas

    Up to RM750,000.

    Complimentary access to 850 airport lounges around the globe.

    Concierge Service: None

    Earn 5 Treats AirMiles with every RM1 spent overseas and RM2 spent locally.

    Up to RM2 million.

    5x access to local and international Plaza Premium lounges.

    Concierge Service: Yes

    Earn 3 WorldMiles with RM2 spent overseas and 1 WorldMile with RM3 spent locally.

    -

    Unlimited access to KLIA and KLIA2 Plaza Premium Lounges.

    Concierge Service: Yes

    Earn 1 Enrich Mile for every RM2.8 spent on local retail transactions.

    Earn 1 Enrich Mile for every RM1.8 spent on overseas retail transactions.

    Up to RM3 million.

    4x access to Priority Pass airport lounges worldwide for the first year.

    Concierge Service: Yes

    Earn 1 Enrich Mile for every RM3 spent on local purchases.

    Earn 1 Enrich Mile for every RM2 spent on overseas retail transactions.

    Up to RM1.5 million.

    Free Plaza Premium Lounge access in the first year of membership.

    Concierge Service: Yes

    Get 3x Air Miles Points for every RM1 spent on overseas purchases.

    Get 1x Air Miles Points for every RM1 spent on local purchases.

    Up to RM500,000.

    3x complimentary access to Plaza

    Premium Lounges in Malaysia.

    Concierge Service: None

    Get 1 KrisFlyer mile on every RM2 spent on local and overseas transactions.

    Up to RM750,000.

    5x access to Plaza Premium Lounges.

    Concierge Service: None

    Best Credit Cards for travel

    Citi PremierMiles Visa Card

    Citi PremierMiles Visa Card helps you get discounts on travel with a chance to earn air miles with every transaction made on it. The card also provides you with a range of offers and privileges related to travel.

    Key Benefits

    • Earn 1 PremierMile with every RM3 spent locally.
    • Earn 2 PremierMiles with every RM3 equivalent spent on overseas transactions.
    • Get 10,000 bonus PremierMiles every year on payment of the card’s annual fee.
    • Convert PremierMiles into air miles of your preferred airline partner at the following rate: 1,500 PremierMiles = 1,000 Air Miles.
    • Choose from 90 airline partners for the air miles redemption that includes Enrich, KrisFlyer, Asia Miles, and many more.
    • Pay for the bills of retail purchases using PremierMiles.
    • Offset the annual fee of the card with 30,000 PremierMiles.
    • Get unlimited access to Plaza Premium Lounges in Malaysia.
    • Get a complimentary ride home from airport with your card.
    • Get a discount of up to 45% on dining at a range of restaurants across the nation.
    • Get discounts on room rates and multiple other benefits at Visa luxury hotel collection.
    • Enjoy a discount of 30% on green fees at 30 golf clubs in Malaysia, Singapore, Indonesia, Thailand, Cambodia, Brunei, and Vietnam.
    • Enjoy a range of Citi World Privileges at dining, shopping, and traveling with your card.
    Additional Points Description
    How to Use It
    • Carry out retail transactions using your card within the country and overseas.
    • Earn PremierMiles with every transaction.
    • Accumulate these miles and convert them to the air miles of your preferred frequent flyer programme.
    • Enjoy discounts on your airfare.
    Good about It
    • Bonus PremierMiles at every anniversary of the card.
    • High rate of air mile conversion.
    • Option to choose from a range of airline partners.
    • Unlimited airport lounge access.
    Keep in Mind
    • No PremierMile earning with petrol transactions, cash advances, and payment of fees and charges.
    • The minimum income required to own this card is RM100,000 p.a.

    Who Should Get It

    • Those who travel with different airline partners.
    • Those who travel and shop overseas.

    HSBC Premier Travel Credit Card

    HSBC Premier Travel Credit Card comes with a higher rate of air mile earning and a range of travel benefits and privileges.

    Key Benefits

    • Earn 1.1 Air Miles per RM1 spent overseas.
    • Enjoy a complimentary access to 850 airport lounges around the globe.
    • Get up to 10% and 7% discount at hotel room bookings via Expedia and Agoda respectively.
    • Get access to the internet via 1 million Wi-Fi hotspots around the globe.
    • Benefit from exclusive range of privileges and 24-hour assistance around the globe.
    Additional Points Description
    How to Use It
    • Carry out retail transactions overseas using your card.
    • Earn Air Miles with every transaction.
    • Use these miles to get discounts on travel tickets.
    Good about It
    • Lounge access at 850 airports.
    • Discount at hotel room bookings.
    • Annual fee waiver for the first year.
    Keep in Mind
    • The maximum number of free accesses to airport lounges is 12 per year.
    • The card is open only for HSBC Premier account holders who have at least RM200,000 in total relationship with the bank.

    Who Should Get It

    • Frequent travellers.
    • Those who travel abroad for business.
    • Those who need to stay connected to the internet throughout their travel.

    Maybank World Mastercard

    Maybank World Mastercard earns you Treats AirMiles with every transaction completed using it. These miles can be used to redeem air miles of partnering airlines to get airfare discounts.

    Key Benefits

    • Earn 5 Treats AirMiles with every RM2 spent locally and RM1 spent overseas.
    • Redeem 1,000 Enrich Miles with 6,360 Treats AirMiles.
    • Get 50,000 Treats AirMiles upon the card approval.
    • Get complimentary green fees at participating golf clubs in 18 countries.
    • Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and overseas.
    • Enjoy dining privileges at SPG Hotels and Resorts and get a maximum of 50% discount on dining.
    Additional Points Description
    How to Use It
    • Make retail purchases using this card locally and overseas.
    • Earn Treats AirMiles with every purchase.
    • Convert these Treats AirMiles into Enrich Miles to get discounted travel.
    Good about It
    • Faster air mile redemption.
    • 50,000 Treats AirMiles at approval.
    • Complimentary green fees.
    • First year annual fee waiver.
    Keep in Mind
    • For subsequent year, annual fee is waived with a minimum annual spend of RM120,000.
    • Annual income requirement to get this card is RM120,000.

    Who Should Get It

    • Those who travel via Enrich – Malaysia Airlines.
    • Those who make purchases overseas.

    Standard Chartered WorldMiles World Mastercard

    Standard Chartered WorldMiles World Mastercard helps you get discounts on your travel booking with faster air mile redemption. The card also offers you a wide array of travel and lifestyle privileges and offers.

    Key Benefits

    • Earn 3 WorldMiles with every RM2 spent on overseas purchases.
    • Get 1 WorldMile per RM3 spend on local purchases.
    • Get 1 AirMile of your preferred frequent flying programme with 2 WorldMiles.
    • Redeem air miles of the following frequent flyer programmes with WorldMiles earned on your card:
      • Enrich
      • AirAsia BIG
      • KrisFlyer
      • Asia Miles
    • Gain unlimited access to KLIA and KLIA2 Plaza Premium Lounge.
    • Get rebates on hotel room bookings and enjoy multiple World Mastercard privileges.
    • Get a cashback of up to RM80 with your KLIA ekspres or airport limousine ride.
    Additional Points Description
    How to Use It
    • Pay for your purchases locally and overseas using your Standard Chartered WorldMiles World Mastercard.
    • Earn WorldMiles with every transaction.
    • Redeem air miles of partnering airline partners with the help of WorldMiles earned to enjoy discounts on travel fare.
    Good about It
    • Annual fee waiver for the first year.
    • Choice of 4 different airline partners.
    • Unlimited Plaza Premium Lounge access.
    • Higher air mile earning with overseas shopping.
    Keep in Mind
    • The income required to get this card is RM90,000 p.a.
    • To get an annual fee waiver from 2nd year onwards, spend a minimum of RM60,000 p.a.

    Who Should Get It

    • Those who travel with multiple airlines.
    • Those who make purchases overseas.

    Hong Leong Infinite P Credit Card

    This card offers air miles on overseas and local expenses. Other than air miles, you also get complimentary travel insurance, concierge services, Priority Pass airport lounge access, and assistance for card-related services.

    Key Benefits

    • Get 1 Enrich Mile for every RM2.8 spent on local retail transactions.
    • Get 1 Enrich Mile for every RM1.8 spent on overseas retail transactions.
    • Get an annual fee waiver for life.
    • Enjoy 4x access to Priority Pass airport lounges around the world for the first year.
    • Get round-the-clock concierge services.
    • Stay protected with complimentary travel insurance of up to RM3 million.
    • Get preferential rates on your choice of foreign currency.
    • Get round-the-clock assistance for card-related services.
    Additional Points Description
    How to Use It
    • Use your card for local and overseas retail transactions.
    • Earn Enrich Miles with every transaction.
    • Redeem the accumulated Enrich Miles with frequent flyer programme of Malaysia Airlines.
    Good about It
    • The annual fee is waived for this card.
    • Air miles for transactions as low as RM1.80.
    Keep in Mind
    • You won't earn Enrich Miles for bank-related and government-related payments.
    • From the second year onwards, you can get up to 4x access to Priority Pass airport lounges, provided you make transactions worth RM300,000 or above.
    • You will have to pay USD27 per guest for Priority Pass lounges.
    • The minimum credit limit of the card is RM100,000.
    • This card can be approved only through invitation.

    Who Should Get It

    • Those who travel frequently.

    Mach Signature Credit Card

    Mach Signature Credit Card offers air miles when you make local and overseas retail spends. You will also get complimentary travel insurance, Plaza Premium Lounge access, and concierge services. This card is offered by Mach by Hong Leong.

    Key Benefits

    • Get 1 Enrich Mile when you spend RM3 on local transactions.
    • Get 1 Enrich Mile when you spend RM2 on overseas transactions.
    • Get complimentary travel insurance of up to RM1.5 million when you use your card to pay the full airfare.
    • The annual fees are waived for life.
    • Enjoy 0% interest on all overseas transactions or the first 6 months.
    • Get complimentary Plaza Premium Lounge access for the first year of membership.
    • Enjoy concierge services.
    • Get preferential rates on foreign currencies.
    Additional Points Description
    How to Use It
    • Use your card for local and overseas transactions to get Enrich Miles.
    Good about It
    • Annual fee waiver for life.
    • Air miles for transactions as low as RM2.
    Keep in Mind
    • The principal cardholder must be a registered Enrich member with Malaysia Airlines to earn Enrich Miles.
    • Enrich Miles earned by the supplementary cardholder will be credited to the principal cardholder's account.
    • The minimum credit limit for this card is RM20,000.
    • From the second year of membership onwards, you will get up to 2 Plaza Premium Lounge passes when you spend a minimum spend of RM50,000 each year.

    Who Should Get It

    • Frequent flyers.
    • Those who shop overseas.

    PB World Mastercard

    PB World Mastercard is for those who like to travel and shop overseas. It offers Air Miles Points for every local and overseas retail transaction. Furthermore, you also get a host of other privileges.

    Key Benefits

    • Earn 3x Air Miles Points for every RM1 spent on overseas purchases.
    • Earn 1x Air Miles Points for every RM1 spent on local purchases.
    • The annual fees are waived for both the principal and supplementary card.
    • Enjoy up to RM500,000 travel insurance coverage.
    • Get 3x complimentary access to Plaza Premium Lounge in Malaysia.
    • Enjoy 25% discount for accessing lounges after you exceed the complimentary visits.
    • Use the MasterCard PayPass facility to make hassle-free transactions.
    • Enjoy e-commerce purchase protection of up to USD200.
    • Get covered in the event of loss or misplacement of your wallet and the items in it.
    Additional Points Description
    How to Use It
    • Use your PB World Mastercard for local and overseas retail transactions.
    • Redeem Air Miles Points for Enrich Miles or AirAsia BIG Points. (6,000 Air Miles Points = 1,000 Enrich Miles/2,000 AirAsia BIG Points).
    Good about It
    • Earn Air Miles Points for every transaction you make.
    • This card is free for life.
    Keep in Mind
    • Air Miles Points come with a validity of 3 years.
    • The minimum income requirement for this card is RM100,000 p.a.
    • You can only use the airport access privilege for 3 consecutive hours.
    • Government-related payments, charity transactions, and bank-related transactions are excluded from earning Air Miles Points.

    Who Should Get It

    • Those who travel frequently.

    Singapore Airlines KrisFlyer American Express Gold Credit Card

    Earn KrisFlyer miles when you make local and overseas retail transactions using the Singapore Airlines KrisFlyer American Express Gold Credit Card. You can even double your miles when you spend RM60,000 or more in a year. In addition to rewards, you will also earn a range of perks, including travel insurance coverage and shopping benefits. This card is offered by Maybank.

    Key Benefits

    • Earn 1 KrisFlyer mile on every RM2 spent on local and overseas purchases.
    • Get 3,000 KrisFlyer miles with the first transaction made with your card.
    • Spend RM60,000 or more in a year, to double your miles.
    • Stay protected with travel insurance coverage of up to RM750,000.
    • Get dining privileges at all SPG Hotels & Resorts in Malaysia.
    • Get an emergency replacement card within 2 business days anywhere in the world.
    • Get an interest-free period of 20 days.
    • Use your card to shop online without any hassle, as the card comes with an online fraud protection guarantee.
    Additional Points Description
    How to Use It
    • Use your Singapore Airlines KrisFlyer American Express Gold Credit Card on local and overseas retail purchases to earn KrisFlyer miles.
    Good about It
    • Air miles for transactions as low as RM2.
    • The annual fees are waived for the principal and supplementary cards for 1 year.
    Keep in Mind
    • The air miles are only applicable for flights originating from Malaysia.
    • The air miles that can be earned is capped at 100,000 KrisFlyer miles.
    • You cannot earn KrisFlyer miles for government-related transactions.

    Who Should Get It

    • Frequent flyers.
    • Those who shop regularly.

    How to Choose the Best Travel Card

    There are a number of travel credit cards that help you get air miles redemption. In order to get the suitable card for your travel requirements, filter the choices according to the partnering airlines, rates of redemption, additional travel privileges, and fees and charges associated with the best available cards.

    It is highly recommended that you read the terms and conditions related to the cards and their offers before choosing your perfect travel card.

    Other than travel credit cards, you can also compare best rewards credit cards and best shopping credit cards to choose a card that offers you benefits on all these categories.

    BBazaar's Best Travel Credit Cards of 2018

    Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

    Credit Card Miles
    Citi PremierMiles Visa Card Earn 2 PremierMiles with every RM3 equivalent spent in foreign currencies and 1 PremierMile with every RM1 spent locally.
    HSBC Premier Travel Credit Card  Earn 1.1 Air Miles with every RM1 spent overseas.
    Maybank World Mastercard Earn 5 Treats AirMiles with every RM1 spent overseas and RM2 spent locally.
    Standard Chartered WorldMiles World Mastercard Earn 3 WorldMiles with RM2 spent overseas and 1 WorldMile with RM3 spent locally.
    Hong Leong Infinite P Credit Card

    Earn 1 Enrich Mile for every RM2.8 spent on local retail transactions.

    Earn 1 Enrich Mile for every RM1.8 spent on overseas retail transactions.

    Mach Signature Credit Card

    Earn 1 Enrich Mile for every RM3 spent on local purchases.

    Earn 1 Enrich Mile for every RM2 spent on overseas retail transactions.

    PB World Mastercard

    Get 3x Air Miles Points for every RM1 spent on overseas purchases.

    Get 1x Air Miles Points for every RM1 spent on local purchases.

    Singapore Airlines KrisFlyer American Express Gold Credit Card Get 1 KrisFlyer mile on every RM2 spent on local and overseas transactions.

    Looking for More

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