• Best Women’s Credit Cards of 2018

    Some banks in Malaysia offer Credit cards exclusively for women. Other banks offer cards with multiple benefits and privileges that women can enjoy. These cards carry the same terms and conditions associated with usual conventional or Islamic credit cards.

    Here are the Best Credit Cards for Women in Malaysia 2018

    Updated on 1st July 2018

    Card Name
    Key Benefit and Minimum Income
    Joining Benefits
    Annual Fee
    Know More

    Up to 10% discount at selected merchant outlets

    Minimum Income: RM24,000

    None

    Principal card: Waived for life

    Supplementary card: Waived for life

    10% cashback on fashion purchases

    Minimum Income: RM100,000

    Zalora Promo Code worth RM25 for card activation and one transaction within 60 days from the card approval dat

    Principal card: RM300

    Supplementary card: RM30

    Waived for a minimum spend of RM30,000 each year

    Up to 5% cashback at SOGO departmental store and supermarket in Kuala Lumpur

    Minimum Income: RM24,000

    None

    Principal card: RM88

    Supplementary card: Waived for life

    2x AEON Member Points for every RM1 spent on AEON purchases

    Minimum Income: RM36,000

    100 AEON Member Points for sign-up or renewal of AEON card

    Principal card: RM95

    Supplementary card: RM60

    Waived for the first year

    Waived for subsequent years for a minimum of 12 transactions every year

    2x Timeless Bonus Points on every RM1 spent on domestic and overseas retail purchases

    Minimum Income: RM24,000

    Automatic enrolment into the Alliance OneBank Rewards Programme

    Principal card: RM148

    Supplementary card: RM30

    Waived for the first 3 years

    Waived for subsequent years for a minimum annual spend of RM5,000 or a minimum of 12 swipes each year

    Bank Rakyat Muslimah Card

    This card offers exclusive discounts at selected retail outlets. It also offers multiple deals and promotions through Mastercard.

    Key Benefits

    • Enjoy special activities such as grooming workshops and gourmet classes conducted by experts.
    • Get free Takaful coverage of up to RM1 million.
    • Enjoy special campaigns exclusive for Muslimah cardholders.
    • Get an annual fee waiver for life on both principal and supplementary cards.
    • Enjoy zero mark-up rates on overseas transactions.
    Additional Points Description
    How to Use It
    • Pay for all your expenses using this card.
    • Check the list of participating merchant outlets and shop at those stores at discounted prices.
    Good about It
    • Annual fee waived for life.
    • Complimentary Takaful cover.
    • Exclusive discounts and activities.
    • Available to non-Muslim women.
    Keep in Mind
    • Transactions at non-halal counters are not accepted.

    Who Should Get It

    • Women who are looking for exclusive deals and discounts.

    UOB Lady’s Solitaire Mastercard

    This card offers exclusive discounts at selected shopping outlets. It also offers cashback on shopping purchases.

    Key Benefits

    • Earn 10% cashback on all Wednesday and weekend fashion transactions.
    • Get exclusive discounts and offers at selected merchant outlets on Wednesdays.
    • Convert your luxury fashion purchases into a 0% instalment payment plan.
    • Enjoy complimentary travel insurance of up to RM500,000.
    • Get a 0% instalment payment plan for your overseas purchases.
    Additional Points Description
    How to Use It
    • Use your card to pay for all your domestic and overseas shopping purchases.
    • Shop on Wednesdays and weekends to get exclusive discounts and cashback.
    Good about It
    • Cashback on weekend purchases.
    • Exclusive discounts on Wednesday shopping purchases.
    Keep in Mind
    • Minimum spend to qualify for cashback is RM800.
    • Cap on cashback is RM80.
    • Minimum spend requirement for 0% instalment plan for luxury purchases is RM2,000 and above.

    Who Should Get It

    • Women who prefer to shop at branded retail stores.

    SOGO-RHB Card

    This card offers cashback on all your purchases at SOGO stores and supermarkets. It also offers rewards points on your SOGO purchases.

    Key Benefits

    • Earn up to 5% cashback on all SOGO store and supermarket purchases.
    • Earn 1 SOGO Rewards Point for every RM1 spent at SOGO Storewide.
    • Earn 1 SOGO Rewards Point for every RM2 spent at SOGO supermarket.
    • Redeem your rewards points for shopping vouchers and gadgets through the Smart Rewards programme.
    • Enjoy 0% instalment plan for your purchases at selected merchant outlets.
    • Pay your monthly Astro, Digi, Maxis, and Telekom bills automatically through the Smart Pay facility.
    Additional Points Description
    How to Use It
    • Use your card for any purchases at SOGO stores and supermarkets.
    • Pay your monthly telecom bills with this card.
    • Redeem your rewards points for your preferred product from the rewards catalogue.
    Good about It
    • Cashback on SOGO purchases.
    • Rewards points for SOGO purchases.
    • 0% instalment plan for shopping purchases.
    Keep in Mind
    • 5% cashback applicable for minimum monthly spend of RM1,000 and above.
    • Cap on cashback is RM50 each month.

    Who Should Get It

    • Women who prefer to shop at SOGO Storewide and SOGO supermarkets.

    New AEON Gold Visa/Mastercard

    This card offers rewards points and cashback on all AEON purchases. It also offers complimentary access to Plaza Premium Lounges.

    Key Benefits

    • Earn 2x AEON Member Points on all your AEON purchases.
    • Earn 4x AEON Member Points on AEON purchases on the 10th of every month.
    • Enjoy 5% cashback on AEON purchases on the 20th of every month.
    • Enjoy 2% cashback on AEON purchases on AEON Member day.
    • Get complimentary access to Plaza Premium Lounges across the world, thrice in a year.
    • Spend RM200 during any AEON Member Fiesta event to earn 500 AEON Member Points.
    • Enjoy complimentary travel insurance of up to RM200,000.
    • Enjoy exclusive offers and privileges on shopping, travel and dining transactions.
    Additional Points Description
    How to Use It <
    • Use your card to pay for any AEON purchases.
    • Shop during exclusive days such as Member days, Member Privilege days, and during Member Fiesta events.
    • Redeem your points for selected products at AEON stores and Pasar Raya Maxvalu stores.
    Good about It
    • Rewards points on all AEON purchases.
    • Exclusive rewards points and cashback on specific dates each month.
    Keep in Mind
    • Cashback offered only on specific dates each month.
    • Rewards points not offered on government and petrol transactions.

    Who Should Get It

    • Women who prefer to shop at AEON stores.

    Alliance Bank You:nique

    This card offers rewards points and rebates on all your retail purchases. It also offers automatic enrolment into the Alliance OneBank Rewards Programme where you can earn rewards points on all Alliance Bank financial products.

    Key Benefits

    • Earn up to 3% cash rebates on all domestic and overseas purchases.
    • Earn 2x Timeless Bonus Points on all domestic and overseas purchases.
    • Customise your card face by choosing your own image or a preferred image.
    • Enjoy an annual fee waiver for the first 3 years.
    Additional Points Description
    How to Use It
    • Use this card to pay for any domestic and overseas retail purchases.
    • Get cash rebate on your petrol and grocery expenses.
    Good about It
    • Cashback applicable on all categories.
    • Interest rate starts from 9% p.a.
    Keep in Mind
    • No Timeless Bonus Points for government and petrol transactions.
    • 3% cashback applicable for monthly spend of RM2,001 up to RM3,000

    Who Should Get It

    • Women who want to earn rewards points and cashback on their domestic and overseas purchases.

    How to Choose the Best Credit Card for Women?

    Compare all the cards before you decide on a card. Note down your spending pattern and budget for each month. Check for an annual fee waiver or a low annual fee on a card. Also, check for maximum rewards or benefits on each card. Choose a card that will fulfil your financial needs.

    If you are interested in other types of card, check the best petrol credit cards and the best shopping credit cards

    BBazaar's Best Women's Credit Cards of 2018

    Use this guide to compare and choose the card that is best suited to you. Make sure you read all terms and conditions pertaining to the card before opting for one. Identify your preferred spending category and budget to pick a card that will meet your financial needs. This table below will explain the categories that each individual card is ideal for. Utilize this table when comparing cards to choose the best card for yourself.

    Credit Card Key Benefit
    Bank Rakyat Muslimah Card Up to 10% discount at selected merchant outlets
    UOB Lady’s Solitaire Mastercard 10% cashback on fashion purchases
    SOGO-RHB card Up to 5% cashback at SOGO departmental store and supermarket in Kuala Lumpur
    New AEON Gold Visa/Mastercard 2x AEON Member Points for every RM1 spent on AEON purchases
    Alliance Bank you:nique Card Petrol, Shopping,Groceries and Retail Purchases
    Alliance Bank You:nique 2x Timeless Bonus Points on every RM1 spent on domestic and overseas retail purchases

    Looking for More

    Pick Up the Other Best Credit Card Category You May Like

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.