When customers look for a credit card to suit their financial and lifestyle requirement, out of the top few things that are considered, one is the annual fee associated with a particular credit card. While a lot of customers are happy to avail awesome features and benefits even at the expense of an annual fee payment, there are many who do not wish to pay any annual fee in order to possess a credit card.
There are a host of different credit cards being offered by local and international banks to customers in Malaysia. Out of these cards, listed below are some of the most popular cards which come at zero annual fee. These cards do not require customers to pay any annual fee throughout the whole term of the cards.
UOB VOX Visa
UOB VOX Visa is an exceptionally rewarding credit card for customers who wish to avail great credit card benefits but do not want to spend money on annual fee. This UOB Credit Card does not charge any annual fee from customers but offers attractive cashbacks, discounts and interest free EMIs. The credit card comes with easy payment plan, balance transfer plan as well as SMART$ programme that offers SMART$ points which can be redeemed against purchase made by you. The only catch with this credit card is that the annual fee is nil only if the card is swiped at least once a month.
OCBC Titanium MasterCard
This credit card from OCBC is perhaps the most rewarding credit card when compared to the annual fee that it charges. Customers are not required to pay any annual fee for owning this credit card. The OCBC Credit Card offers amazing cashbacks, discounts and partner deals across a host of merchants in Malaysia and abroad. Cashbacks against this card can be earned for local as well as overseas spends. Apart from this, the card offers standard credit card offers like balance transfer, flexi-pay option for installment payment as well as cash withdrawal feature. The card is free for life and offers supplementary card too on zero annual fee.
Maybankard 2 Platinum Cards
This credit card offers the most for customers who are looking to gain maximum by incurring minimum cost. This Maybank Credit Card is offered at zero annual fee and what’s more is that it brings along one American Express kad kredit for free. Maybankard 2 Platinum card offers great cashbacks, discounts and reward points across a host of categories. The credit card can be used to avail points against local as well as overseas spends. Balance transfer, flexi-payment and cash withdrawals are some of the other beneficial features of this card from Maybank.
AmBank TRUE VISA Credit Card
AmBank TRUE VISA credit card is one of the most popular credit cards offered by AmBank in Malaysia. The AmBank Credit Card comes at zero annual fees and does away with the hassle of discounts and cashbacks. It is an absolutely simple credit card which makes it a perfect every day card for Malaysians. The card offers standard credit card features of balance transfer, flexi payments for purchase installments, and low rates of interest.
CIMB Cash Rebate Gold MasterCard
CIMB Cash Rebate Gold MasterCard, as the name itself suggests is an amazing credit card to avail cash rebates against purchases made. The CIMB Credit Card offers cashbacks across a host of categories like offline and online shopping, utility bill payments, grocery shopping, petrol purchases etc. And what is truly exciting is that all this is offered at absolutely nil annual fee. Standard balance transfer, flexi payment and cash withdrawal features too are offered by this credit card.