BSN Balance Transfer Programme allows you to enjoy low interest rates by giving you the flexibility to transfer the outstanding balances from other bank credit cards to your BSN Credit Card. This programme has different plans for you to choose as per your needs.
|Plan Type||Duration (in months)||Balance Transfer Rates||Minimum Transfer Amount|
|A||3||0.30% per month||RM500|
|B||6||0.30% per month||RM1,000|
|C||9||0.30% per month||RM1,000|
|D||12||0% for the first six months and 0.30% in the subsequent months||RM1,000|
|E||24||0% for the first 1 year and 0.375% per month in subsequent months||RM1,000|
|F||36||0.375% per month||RM2,000|
|G||12||0% per month||RM1,000|
The following are the benefits of this programme:
You can apply for the balance transfer programme in the following ways:
The following are the terms and conditions:
Q. Who can apply for this balance transfer programme?
A. Both the new and existing BSN primary/principal Visa and MasterCard cardholders can apply for this programme.
Q. What is the maximum transfer amount that can be transferred to BSN Credit Card?
A. the maximum transfer amount is up to 80% of the available credit limit.
Q. Can a supplementary cardholder apply for this programme?
A. If you are a supplementary cardholder who wish to apply for this programme, you first have to seek permission from the primary cardholder. Both you and the primary cardholder must sign the application form.
Q. Is there any exit fee for early settlement?
A. There is no exit fee charged for early settlement in this programme.
Q. How will I know about my application status?
A. You will get a notification about the outcome of the application status for the balance transfer programme. If it is approved, then payment to other banks will take place within 10 working days starting from the approval date.