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BSN EasyPay Plan

BSN EasyPay Plan is a convenient mode of payment that you can reserve for all your large retail purchases. It comes with an interest-free instalment payment facility and flexible repayment tenures that go up to 36 months.

Features of BSN EasyPay Plan

  • Retail purchases made at participating merchant outlets can be split into affordable monthly instalments.
  • Convert any retail purchase worth RM500 or more done as a single transaction.
Instalment Period Interest Rate Minimum Purchase Amount
6 months to 36 months 0% p.a. RM500

Benefits

  • Split large purchases into interest-free affordable monthly instalments.
  • Benefit from flexible repayment periods that start from 6 months and go up to 36 months.
  • There is no management fee or other additional charges.

Eligibility Criteria

  • All new and existing principal BSN credit cardholders can apply for BSN’s EasyPay Plan.
  • Minimum transaction amount for conversion is RM500 in a single receipt.

List of Credit Cards Featuring BSN EasyPay Plan

Credit Card
Key Benefits
Interest Rates (Finance Charges & Flexi-Payment Plan)
Annual Fee
Know More

Earn up to 2x Happy Points that you can redeem for Enrich Miles

11% p.a. to 17.5% p.a.

0% p.a.

Free for life

Enjoy a complimentary BSN Zing PLUSMiles Card

8.88% p.a. to 14% p.a.

0% p.a.

Free for life

On each RM1 spent on the card, you can earn Happy Points that can be redeemed for gifts and privileges

11% p.a. to 17.5% p.a.

0% p.a.

Free for life

Get special shopping, traveling, and dining discounts at select merchants with BSN Happy Privileges

11% p.a. to 17.5% p.a.

0% p.a.

Free for life

Earn 0.4% cashback on your retail purchases

13.5% p.a. to 17.5% p.a.

0% p.a.

Free for life

How Does BSN EasyPay Plan Work?

  • Head over to any participating merchant outlet and shop with an eligible BSN credit card.
  • Speak to the merchant about wanting to convert your transaction amount to BSN 0% EasyPay Plan.
  • Fill out the BSN EPP application form and choose the right repayment tenure.
  • Your completed form will be submitted to BSN right away for approval.
  • Once your request is approved, your products will be delivered to you, if necessary.
  • Your first BSN EPP instalment will show up on your next credit card statement.

How Do You Apply for BSN EasyPay Plan?

The only way you can apply for BSN EPP is when you shop at a participating merchant outlet. Once you’ve bought your products and informed the merchant about wanting to convert the purchase amount, you’ll be given an application form.

Fill out this application form (EPP Authorisation Form) and choose your ideal repayment period. The merchant will submit your completed form to BSN. Thereafter, your transaction amount will be converted to the payment plan you’ve chosen.

Your retail shopping trips don’t need to have a budget anymore. Just opt for the BSN EasyPay Plan facility and convert all those large spends into affordable monthly instalments. What’s more? You don’t have to pay any additional charges or interest.

FAQs on BSN EasyPay Plan

Q. Are two back-to-back transactions made in a single day, adding up to RM500, eligible for the BSN EasyPay Plan?

A. No, you need to make a minimum transaction of RM500 in a single receipt to qualify for the plan.

Q. Can I choose my own tenure to pay the instalments?

A. Yes, the bank allows you to choose your tenure from 6 months to 36 months, as per your convenience.

Q. How do I pay my monthly instalments?

A. On getting approval for the EPP facility, BSN will debit your credit card account with the payable amount of your monthly instalment until the end of the tenure.

Q. Am I liable for any penalty if I pay my monthly instalment partially?

A. You will not be charged with any fee if you pay your monthly instalments fully. However, if you pay your instalment partially (e.g., a minimum payable amount of 5%), you will have to bear interest/actual management fee on your unsettled balance.

Q. When can my application get rejected?

A. Purchase of products under BSN EasyPay Plan is subject to your available credit limit. AN insufficient credit limit can lead to rejection of your EPP application.

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