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The BSN Gold card provides the cardholder low interest rates and has no annual fees. The card also earns reward points for expenses charged onto it which can be redeemed for the latest electronic gadgets and appliances and lets the cardholder extract maximum value from their purchases.
The Shariah compliant Bank Simpanan Nasional Gold Credit Card-I comes in both MasterCard and Visa. This low interest credit card is packed with features ranging from reward points to travel benefits. The BSN Gold credit card has a low interest rate of 13.5% p.a. and like other BSN credit cards, these rates are as low as 11% for eligible government employees. The cardholder will receive complimentary Takaful coverage every time airfare is purchased solely using the card.
The cardholder can stand to earn reward points on every expense charged to the card. The card earns 1 reward point for every RM 1 spent on local retail expenses and 2 reward points for every RM 1 spent on retail expenses overseas. These reward points never expire and can be redeemed for the latest electronic gadgets and appliances in the BSN Happy Rewards Redemption Programme.
The features of the BSN Gold Credit Card -i are as follows
The eligibility criteria to apply for the BSN Gold Credit Card -i are as follows
The other credit cards offered by this bank include
The balance transfer plan available with the BSN Gold Credit Card -i allows cardholders to transfer outstanding credit card dues from other cards onto their BSN credit card.
The balance transfer plans have tenures of 3 months at 3.6% p.a. for a minimum amount of RM 500
The BSN card is free for life without any conditions attached such as minimum number of swipes, etc.
The reward points never expire and the Takaful coverage provides a cover of up to RM 500,000. However, there are a few details to keep in mind such as the easy payment plan and balance transfer plan. The easy payment plan requires a minimum receipt amount f RM 5000 to be applicable for conversion and depending on the tenure chosen a one-time handling fee of 3% to 5% will be charged. The balance transfer plans have a range of tenures but the 24 month tenure is only 0% interest for the first 12 months following which the interest charged is 0.375% per month.