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    CIMB Balance Transfer

    With the CIMB Bank Balance Transfer Programme, you can apply to transfer the outstanding balance from your other bank credit card account onto your CIMB Bank credit card account. This scheme is open for all the principal CIMB Bank Credit cardholders till 30 June 2018.

    CIMB Balance Transfer Programme

    Plan Time Period (in months) Finance Charge Rate Minimum Transfer Amount
    Plan A 6 5.99% p.a. RM1,000
    Plan B 12 7.99% p.a. RM1,000

    Benefits of CIMB Balance Transfer

    The following are the benefits of this balance transfer programme:

    • You can enjoy flexible monthly repayment options.
    • You need not produce any supporting documents.
    • No processing fee is charged.
    • You can choose from 2 different plans.
    • You can enjoy greater savings by clearing off your outstanding dues at a lower rate of interest.

    How to complete CIMB Balance Transfer

    You can apply for this programme in the following ways:

    • Call CIMB at 03-22817000 between 10:00 a.m. and 6:00 p.m. from Monday to Friday. This excludes any public holidays.
    • Duly fill up and submit the balance transfer application form available on the website.

    Terms & Conditions

    The following are the applicable terms and conditions:

    • The maximum balance transfer amount is subject to 80% of the total credit limit that is available.
    • No cash reward or bonus points will be awarded for balance transfer transactions under this programme.
    • CIMB Islamic cardholders cannot participate in this programme.
    • In the event of any inconsistency between terms and conditions mentioned in the English version or the Bahasa Malaysia version, the English version will prevail.
    • The bank shall not be accountable for any default in respect of the balance transfer scheme caused due to any war, riots, act of God, industrial action, natural calamity, technical problems or system failures or any incidents that are beyond the control of the bank.


    Q. Does the balance transfer plan have a lock-in period?

    A. No. The plan does not have any lock-in period and will not charge you any fee upon early settlement.

    Q. How will I know about the status of my application?

    A. You will get a SMS notification from CIMB Bank (or any other forms of notification deemed fit by the bank) to inform you if your application has been accepted or declined.

    Q. What are the late payment charges?

    A. If the minimum amount is not paid within the due date every month, then a late payment charge of 1% will be charged on the total outstanding balance. This is subject to a minimum of RM10 and a maximum of RM100 and will be charged the next day after the due date. For example, if the due date is 29 June 2018, the late payment charges will be levied on 30 June 2018.

    Q. What happens after the expiry of the time period mentioned in both the plans?

    A. After the expiry of the tenure mentioned in both the plans (Plan A and Plan B), the finance charges stated in the Cardholder Terms & Conditions shall apply thereafter.

    Q. Where will I get further information about the products and services of the bank?

    A. If you seek more clarifications/information, you can contact the bank in the following ways:

    • Phone: 603-6204 7788
    • Fax: 603-2691 3248
    • Email: cru@cimb.com
    • Address: Level 19, Menara Bumiputera Commerce, No.11, Jalan Raja Laut,

    50350 Kuala Lumpur.

    Other Bank Balance Transfer Plans

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