Experience a new world of cash rebates with the CIMB Cash Rebate Platinum credit card. With this credit card you will be eligible for cashbacks on online shopping, groceries, petrol and more. This card also offers 10% cashback on the monthly interest charged to you.
Features of the CIMB Cash Rebate Platinum Credit Card
CIMB Balance Transfer Plan: This payment plan lets you payback your other credit card debt at low rates of interest. There is no setup fee or early termination fee charged with this facility.
CIMB CashLite: This feature lets you borrow money in a time of need without having a guarantor. The bank charges 0% processing free with the minimum loan amount being RM1000. The maximum loan duration is 48 months.
CIMB 0% Easy Pay: Shop to your heart’s content with the EasyPay facility. The interest rate charged is 0% and the maximum duration is 36 months. The minimum spend to get this feature is RM50.
Benefits of the CIMB Cash Rebate Platinum Credit Card
You will receive a cashback of 5% for online shopping and purchases in categories like groceries and petrol will get you 2% cashback. You will also receive 2% cashback for the payment of utility bills with the card. Shopping in other categories will get you 0.2% cashback.
You will receive a cashback of 10% on the monthly interest charged to your card. The amount for this cashback is uncapped.
The minimum annual income of the cardholder must be RM24,000.
The minimum age for primary cardholder must be 21 years.
The minimum age for secondary cardholder must be 18 years.
Fees and Charges
Annual Fee – Principal Card
Free for life
Annual Fee - Supplementary Card
Free for life
Finance Charges(Retail Purchases)
Finance Charges(Cash Advance)
Cash Advance Fee
5% of the amount advanced or RM15.90 whichever is higher
Late Payment Charges
1% of the balance outstanding due or a minimum of RM10 (whichever is higher) up to a maximum of RM100.
Overseas Transaction Fee
Transactions are converted using exchange rates set by Visa/MasterCard International. An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international
Card Replacement Fees
RM10(for first replacement) RM50(for subsequent replacement)
Minimum monthly payment
5% of the outstanding balance or minimum of RM50, whichever is higher