Grab a credit card that gives you better rewards & more!
  • CIMB Credit Card Value Added Services

    1. Touch ‘n Go Zing Card:

      This card is the best for entertainment, shopping, dining and convenient travelling in one card. The card offers and auto-reload option. This card can be linked to existing CIMB Credit Card and you never have to worry about low balance. Auto-reloads are available in denominations of RM100, RM200 and RM300. The reload fee charged is RM1.59.

      The card doesn’t charge any annual fee. One auto-reload can be made for every 24 hours. If you don’t decide on the auto-reload amount at the time of taking the card, then it will be set to default which is RM100.

    2. Credit Protector Plus:

      This service offers protection to yourself and your loved ones. Credit Protector Plus will settle off your outstanding credit balance of up to RM150, 000 if you die or diagnosed with one of the 36 critical illness or if you are totally or permanently disabled. You have to pay a premium of RM0.60 on every RM100 of your outstanding credit balance. For instance, if your outstanding balance for the month is RM1, 000, you will be paying RM6 towards the Credit Protector Plus premium. The eligibility criteria is 21 – 60 years and you must meet the health declaration criteria. This service or policy is renewable up to the ages of 65.

    3. Cashlite:

      This service offers extra cash when you need it the most. You can enjoy flexibility and convenience of extra cash. The amount can then be repaid in fixed instalments of 12, 24, 36 or 48 months. There is no need for documentation, guarantor or collaterals. There is no cash advance fee charged. The processing fee is zero. The flat rate of interest charged is 8.99%, the effective rate of interest is 16.20% per annum for 12 months.

    4. The monthly payments are as follows:

      Cashlite amount 12 months (in RM) 24 months (in RM) 36 months (in RM) 48 months (in RM)
      RM1,000 90.83 49.16 35.27 28.33
      RM3,000 272.48 147.48 105.81 84.98
      RM5,000 454.13 245.79 176.35 141.63

      You will have to fill up the application form for availing this service. On approval of the amount, it will be disbursed within 5 working days from the day of application. A late payment fee of 1% will be charged if you miss the payment. The credit card balance will be provisional reduced to the amount of Cashlite amount approved.

    5. Balance Transfer:

      With the balance transfer, you can enjoy up to 67% savings on the interest. You also get flexible monthly repayment option. There is no need for supporting documents and no processing fee is charged.

      Apart from that, you also enjoy rewards. You can combine principal and supplementary card bonus points and redeem them for attractive gifts. There are member rewards offered as well. Bonus point’s redemptions are hassle free. You have to visit the nearest participating merchant outlet and pick your favourite item or have a meal and pay it off with CIMB Bank Bonus Points.

    6. 0% Easy Pay:

      This lets you enjoy 0% interest for up to 36 months for instalment payment. If you wish to purchase an electrical product or home furnishing product on your credit card, you need not repay it in a lump sum, you can spread out the amount into low monthly interest free instalment.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.