CIMB Enrich World Elite MasterCard is a credit card by CIMB that is designed to give you the comfortable and pleasurable journey. With multiple travelling related features and rewards, this card also possesses multiple benefits and privileges.
Features of the CIMB Enrich World Elite MasterCard
The card comes along with a supplementary card for your loved ones.
You can earn Bonus Mile with using this card that can be converted into Enrich Miles.
With this card, you can enjoy priority booking 4 hours prior to the Malaysian Airlines flight.
The Touch ‘n Go Zing Card with this card helps you get better shopping, travelling, and dining experience.
With booking your flights online, you can earn extra Bonus Miles.
Benefits of the CIMB Enrich World Elite MasterCard
You can earn 1x Bonus Mile per RM1 spent overseas.
You get a complimentary access to Malaysia Airlines Golden Lounge with this card.
Enjoy golfing at prestigious clubs around Malaysia, Singapore, Indonesia, and Thailand.
With this card, you get a complimentary travel insurance and inconvenience coverage along with benefits like wallet protection, purchase protection, extended warranty and many more.
With this card, you get exclusive privileges like VIP backstage passes for Fashion Weeks, opportunity to dine with Hollywood celebrities, and a chance to participate in the Super Car rally in Europe.
You can also enjoy a complimentary one-way ride to or from KLIA/KLIA2.
You can also enjoy dining at participating hotel partners with a 50% off.
By using this card, you can get internet access anytime, anywhere with more than 1 million hotspots around the globe with no additional cost.
The principal card applicants must be at least 21 years old.
The supplementary card applicants must be at least 18 years old.
The applicants must have a minimum income of RM250,000 p.a.
Fees and Charges
Annual fees – Principal card
Primary card: RM1,288
Supplementary card: RM288
Minimum monthly repayment
At least an amount of RM50 or 5% of the amount due, whichever is higher.
Finance charge on retail purchases
The finance charge on your retail transactions differ from person to person and depends upon the repayment pattern during last 12 months. This rate ranges from 15-18% p.a.
Finance charge on cash advance
Late payment charges
At least an amount of RM10 or 1% of the total outstanding amount, whichever is higher, with a cap of RM100.
Cash advance fee
At least an amount of RM15.90 or 5% of the cash withdrawn, whichever is higher.
Overseas transaction conversion fee
The overseas transactions are converted into Malaysian Ringgit at a conversion rate determined by MasterCard International plus any such fee charged by MasterCard International.
Card replacement fee
First card replacement: RM10 & Subsequent card replacement: RM50.