The CIMB Visa Infinite is travel and dining centred rewards credit card that charges no annual fee for the principal as well as for the supplementary cards. With cash rebate and access to exclusive airport lounges, this card has a lot to offer with multiple value-added features.
Features of CIMB Visa Infinite
There is no annual fee for both principal as well as the supplementary cards
This card comes along with a complimentary Touch n’ Go Zing card with a convenience of auto-reload
The cardholder can enjoy a cash rebate of 1% for every RM1 spent overseas and 0.5% with everyday local purchases
The card allows the cardholder to withdraw cash of up to 80% of the credit limit
The CashLite facility associated with the card lets cardholder transfer a portion of the credit limit to his bank account at a flat interest rate of 9.88% p.a.
Benefits of CIMB Visa Infinite
The card comes with an amazing experience of access to “by invitation only” events around the globe like VIP backstage passes for fashion weeks, an opportunity to dine with Hollywood celebrities and many more interesting and unique experiences
This card comes with a complimentary 50% discount at multiple restaurants with finest gourmet in Malaysia, Indonesia, and Singapore to tickle some taste buds
This card provides the cardholder with a travel insurance coverage that covers travel inconveniences like lost baggage and flight delays
The card can be used to access Plaza Premium Lounge twice a year and is automatically renewed if a minimum of RM100,000 is charged to the card in a year
The cardholder can opt for a one-way premium ride that lets him choose from Klang Valley and KLIA/KLIA2 for his ride to or from the airport
Minimum salary of the cardholder: RM120,000
Minimum age for Principal Card: 21 years
Minimum age for supplementary card: 18 years
Fees and Charges
Annual fees – Principal card
The annual fee for both principal and supplementary cards is waived for life
Minimum monthly repayment
5% of the outstanding amount or RM50(whichever is higher) per month
Finance charge on purchases
15% in cases where the minimum payment is promptly settled on or before the due date for 12 months. 17% p.a. when the minimum payment is promptly settled on or before the due date for 10-11 months in a period of 12 months. 18% p.a. in all other cases
Finance charge on cash advance
Late payment charges
1% p.a. or RM10 (whichever is higher) with a maximum limit of RM100
Cash advance fee
5% on the amount advanced or a minimum of RM15.90, whichever is higher
Overseas transaction conversion fee
All the transactions carried out overseas will be converted into Malaysian Ringgit and the conversion rates will be determined by Visa International plus a 1% of the administrative cost
Sales draft retrieval copy
Card replacement fee
RM10 for the first replacement and RM50 for every subsequent card replacement
Additional statement request fee
RM5.30 per copy
Early settlement penalty for balance transfer (CashLite facility)
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