Grab a credit card that gives you better rewards & more!

    CIMB Platinum Credit Card

    BBazaar Exclusive Deals for Credit Card

    Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100

    **Click Here to Check Terms & Condition

    Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50

    **Click Here to Check Terms & Condition

    CIMB Platinum Credit Card offers a wide range of privileges and special offers for the cardholder. With annual fees that are waived for life and even the ability to pay at selected merchants with your reward points this card is ideal for those who want to lead a premier lifestyle. Cardholders also receive a complimentary Touch N Go Zing card.

    Features of the CIMB Platinum Credit Card

    • CIMB Balance Transfer Plan: This payment plan lets you payback your other credit card debt at low rates of interest. There is no setup fee or early termination fee charged with this facility.
    • CIMB CashLite: This feature lets you borrow money in a time of need without having a guarantor. The bank charges 0% processing free with the minimum loan amount being RM1000. The maximum loan duration is 48 months.
    • CIMB 0% Easy Pay: Shop to your heart’s content with the EasyPay facility. The interest rate charged is 0% and the maximum duration is 36 months. The minimum spend to get this feature is RM50.

    Benefits of the CIMB Platinum Credit Card

    • There are no annual fees for this credit card.
    • You will earn 1 reward point for every RM1 spent with the credit card. These reward points will expire after three years.
    • You will get special offers and discounts at hotels, restaurants and other merchants throughout the year.
    • Your reward points can be redeemed for items from the CIMB Member Rewards catalogue. The points on the primary and supplementary card can be combined to redeem items.
    • You will also receiving a free Touch N Go Zing card with this card. The Zing card can be setup with auto-reload facility.
    • You can use your bonus points to pay for expenses at participating merchants.

    Eligibility Requirements

    • The minimum annual income of the cardholder must be RM24,000.
    • The minimum age for primary cardholder must be 21 years.
    • Maximum age for primary cardholder must be 65 years old.

    Fees and Charges

    Annual Fee – Principal Card Free for life
    Annual Fee - Supplementary Card Free for life
    Finance Charges (Retail Purchases) 15%-18% p.a.
    Finance Charges (Cash Advance) 18% p.a.
    Cash Advance Fee 5.3% of the amount advanced or RM21.20 whichever is more.
    Late Payment Charges 1% of the balance outstanding due or a minimum of RM10 (whichever is higher) for up to a maximum of RM100.
    Overseas Transaction Fee Transactions are converted using exchange rates set by Visa/MasterCard International.  An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international
    Card Replacement Fees RM10(for first replacement) & RM50(for subsequent replacement)
    Interest-free period 20 days
    Minimum monthly payment 5% of the outstanding balance or minimum of RM50, whichever is higher
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