The CIMB Visa Signature is rewards credit card that is suitable for traveling and dining. With no annual fee for both principal and supplementary cards, this card provides an amazing range of offers and privileges to the cardholder.
Features of CIMB Visa Signature
This card comes with a complimentary supplementary card
A complimentary Touch n’ Go Zing Card comes with this card that comes with a convenience of auto-reload
The annual fee for the principal card and supplementary cards is waived for life
The cardholder can enjoy the redeemable bonus points at 2x for all the transactions made overseas and 1x for all the local purchases
The daily cash withdrawal limit for this card is 80% of the credit limit
This card offers a CashLite facility that allows the cardholder transfer a portion of the credit limit to his bank account at a flat interest rate of 9.88% p.a.
Benefits of CIMB Visa Signature
A complimentary travel insurance coverage that covers travel inconveniences like lost baggage and flight delays
The cardholder can access Plaza Premium Lounge twice a year that is automatically renewed if a minimum of RM100,000 is charged to the card in a year
A one-way premium ride that lets the cardholder choose from Klang Valley and KLIA/KLIA2 for his ride to or from the airport
The cardholder can enjoy an amazing range of offers at multiple diners, cafes, and golf clubs
Minimum age for primary cardholders is 21 years
Minimum age for supplementary cardholders is 18 years
Minimum annual income required is RM60,000
Fees and charges
Annual fees – Principal card
The principal card and supplementary cards have annual fee waived for life.
Minimum monthly repayment
Either 5% of the outstanding amount or RM50(whichever is higher) needs to be paid per month
20 days from the statement date
Finance charge on purchases
15% p.a.to 18% p.a.
Finance charge on cash advance
Late payment charges
1% p.a. or RM10 (whichever is higher) with a maximum limit of RM100
Cash advance fee
The higher amount from either 5% on the amount advanced or a minimum of RM15.90
Overseas transaction conversion fee
All the overseas transactions will be converted into Malaysian Ringgit and the conversion rates will be determined by Visa International plus a 1% of the administrative cost
Sales draft retrieval copy
RM15.00 per copy
Card replacement fee
The first replacement will charge the cardholder with an amount of RM10 and every subsequent card replacement will be charged RM50
Additional statement request fee
Early settlement penalty for balance transfer (CashLite facility)
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