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Citi PremierMiles Visa Card lets you earn Air Miles at a high rate with all local and overseas retail purchases. This card allows you to choose from more than 90 airline partners for your Air Miles redemption, and earns you Bonus Miles for every anniversary of the card.
Major highlights of the card are as follows:
Best Suited For:
|Annual Fee||RM636 (Can be redeemed with 30,000 PremierMiles)|
|PremierMiles on Local Expenses||1 PremierMile per RM3|
|PremierMiles on Foreign Expenses||2 PremierMiles per RM3|
|PremierMiles with Online Travel Merchants||2 PremierMiles per RM3 spent on Airasia.com, MalaysiaAirlines.com, SingaporeAir.com, CathayPacific.com, Airbnb.com, Agoda.com, Expedia.com & Traveloka.com|
|Bonus PremierMiles||Get 10,000 PremierMiles every year when you pay the card’s annual fee|
|Conversion of PremierMiles||1,500 PremierMiles = 1,000 Air Miles of the partnering airline|
|Redemption of PremierMiles||At over 90 airline partners including Enrich, Asia Miles, KrisFlyer, Etihad Airways & Qatar Airways|
|Airport Lounge Access||Unlimited access to selected Plaza Premium Lounges across the country|
|Complimentary Travel Insurance||Coverage of up to RM300,000|
|Complimentary Limousine Rides||Use the card 3 times overseas to get a complimentary Limousine ride home from KLIA1|
Use your card for local purchases, online purchases at partnering merchants, and overseas transactions to earn PremierMiles. Convert the PremierMiles earned into Air Miles of your preferred airline partner. Take a look at the rate at which you can earn PremierMiles with this card:
|Category||PremierMile Rate||PremierMiles to Air Miles Rate|
|Local transactions||RM3 = 1 PremierMile||1,500 PremierMiles = 1,000 Air Miles|
|Overseas transactions in foreign currencies||RM3 = 2 PremierMiles|
|Online transactions at partnering online merchants||RM3 = 2 PremierMiles|
The balance transfer plan allows you to consolidate debts by transferring outstanding balances from your other bank’s credit card on to your Citi card. This plan offers a wide range of tenure to choose. The minimum transfer amount is RM1,000. The following table contains the details of this plan:
|Tenure||Flat Interest Rate (p.a.)||Effective Interest Rate (p.a.)|
This Citi card lets you pay the bills of your purchases at selected merchant outlets in the form of affordable monthly instalments. This facility comes with a repayment tenure of up to 36 months. The minimum amount that can be split into instalments under this plan is RM500. The details of this plan is contained in the following table:
|Tenure||Interest Rate (flat)||Effective Interest Rate (p.a.)|
|6 months||10.57% p.a.||17.9%|
|12 months||9.96% p.a.||17.9%|
|18 months||9.84% p.a.||17.9%|
|24 months||9.85% p.a.||17.9%|
|30 months||9.91% p.a.||17.9%|
|36 months||9.99% p.a.||17.9%|
Access quick cash from your Citi card via the Dial-For-Cash facility. This convenient scheme helps you get funds within 3 days from the date of application. The repayment tenure starts from 6 months to maximum 48 months. Here are the details of this plan:
|Tenures of the scheme||Flat Interest Rate||Effective Interest Rate (p.a.)|
|6 months||10.57% p.a.||17.9% p.a.|
|12 months||9.96% p.a.||17.9% p.a.|
|18 months||9.84% p.a.||17.9% p.a.|
|24 months||9.85% p.a.||17.9% p.a.|
|30 months||9.91% p.a.||17.9% p.a.|
|36 months||9.99% p.a.||17.9% p.a.|
|48 months||10.19% p.a.||17.9% p.a.|
|Principal card age requirement||21 years|
|Supplementary card age requirement||18 years|
|Income Requirement||RM100,000 p.a.|
|Applicant type||Required documents|
|Applicant type||Required documents|
You can apply for the Citi PremierMiles Visa Card online at BBazaar.my easily by providing your personal and financial details.
|Type of Fees||Charges|
|Annual fee (principal card)||RM636.|
|Annual fee (supplementary card)||No charge.|
|Retail interest rate||15% p.a. to 18% p.a. depending upon the repayment pattern in the last 12 months.|
|Cash advance interest rate||18% p.a.|
|Cash advance fee||5.3% of the withdrawn cash or a minimum of RM21.20, whichever is higher.|
|Monthly repayment instalment||5% of the total outstanding balance subject to a minimum amount of RM50.|
|Late payment charges||1% of the outstanding balance or RM10, whichever is higher (Max. RM100).|
|Overseas transaction fee||All the overseas transactions completed using foreign currencies will be converted into Malaysian Ringgit according to Visa International in addition to an administration cost of 1% charged by Citibank.|
Q. What is the interest-free period with this card?
A. You get an interest-free period of 20 days with your Citi card.
Q. What happens if I exceed the dedicated limit on my credit card?
A. In such cases, you will be charged an overlimit fee of RM26.50.
Q. How do I track the actions performed on my Citi card?
A. You can keep a track of your expenses via Citibank online and mobile banking.
Q. What is the validity of the PremierMiles earned on my card?
A. The PremierMiles earned on your Citi card never expire.
Q. Can I earn PremierMiles with every transaction performed on my Citi PremierMiles Visa Card?
A. You can earn PremierMiles on all retail transactions except:
Q. Can I combine the PremierMiles earned on my supplementary card and principal card?
A. Yes, you can combine the PremierMiles earned on both the cards.