Citi Prestige Credit Card
The Prestige card from Citibank offers exclusive personal service privileges and travel benefits. The card offers cardholders the very best in personal experiences ranging from deals on accommodation whilst travelling to personalized services such as concierge services available 24 hours a day. The features and benefits of the Citi Prestige credit card are as follows
Features of the Citi Prestige credit card
·The minimum age to apply for this card is 21 years as at last birthday.
·The minimum age for supplementary cardholder is 18 years as at last birthday.
·The minimum annual income required to avail this card is RM 200,000
·The minimum monthly payment to be made is 5% of the outstanding amount or RM 50 whichever is higher.
·Late payment of dues attracts a penalty of 1% of the outstanding amount. This penalty is capped to RM 100
Benefits of the Citi Prestige credit card:
The cardholder gains access to a 24 hour concierge service that assists with travel information and helps with entertainment planning. The cardholders have access to a priority line that provides customer service 24 hours a day, 7 days a week. Assistance is provided worldwide and can range from assisting with payment to replacing lost cards while travelling or providing emergency advance money based on the available credit limit and cash advance limit of the cardholder.
The cardholder can avail a range of travel benefits such as city guides, car rental memberships, complimentary car rides home from KLIA, luxury tour packages, unlimited access to over 800 airport lounges internationally and even assists with hotel accommodations. Travel benefits also include complimentary nights at over 800 hotels across the globe which include reputed establishments such as the Shangri La and Mandarin Oriental.
Golf Privileges that include complimentary green fees at over 2400 golf courses located internationally, cardholders will receive a complimentary gold class ticket when purchasing a gold class ticket over the weekend at Golden Screen Cinemas as well as dining discounts of up to 45% at select leading establishments across the nation.
Cardholders can secure not just themselves but also their purchases. Air fare purchased using the card grants complimentary overseas personal accident cover with a cover of up to RM 1 Million. The card offers purchase protection for a period of 30 days from date of purchase. The cover is up to RM 30,000 per item or RM 75,000 per occurrence and covers theft and accidental damage of the purchased goods. Those items that cost RM 2500 or more but not exceeding RM 5000 receives an extended warranty from Citibank after the manufacturer’s warranty expires. The warranty will be the same as provided by the manufacturer and is capped to a maximum of 24 months. The protection plan also includes a refund protection wherein cardholders can return dissatisfied purchases within 30 days to the retailer and if the retailer does not accept the return, Citibank will cover up to RM 1500 per item or RM 8000 per occurrence.
Citi Prestige credit card rewards program:
The card offers great reward programs that not only allow the cardholder to earn reward points for redeeming against a catalogue but these reward points can also be used for on the spot redemption at specific retail stores, restaurants and entertainment outlets. The card also earns twice the reward points for the equivalent of every Ringgit spent in foreign currencies. The card earns 1 reward point for every RM 1 spent on local retail purchases. The cards also offer reward points based on how long the cardholder has been banking with Citibank. The reward points accumulated do not expire and can be collected over a period of time before redeeming them.