Citi Prestige Credit Card

    Citi Prestige Card is a credit card that provides you perks on travel and access to exclusive events. As a Citi Prestige cardholder, you also have the advantage of getting early bird access to movie premieres, musical performances, and shopping promotions.


    • You will earn one Citi Rewards point for every RM1 you spend within Malaysia. These reward points will not expire.
    • You will earn two Citi Rewards points for every RM1 equivalent that you spend on a foreign transaction in a foreign currency.
    • Depending on your banking relationship, you can earn Relationship Bonus. The longer relationship you share with the bank, the higher will be your Relationship Bonus. If you are a Citi Gold customer, then you are entitled for double the Relationship Bonus you are normally entitled to.
    • Any of your purchases can be paid with your Citi Rewards points. Simply use the Citi Prestige Priority Line to instruct that you wish to make the payment with your Citi Rewards points.


    • If you lose your Citi Prestige Credit Card when you are out of Malaysia, you can get a duplicate card within 24 hours. In addition, you can also receive emergency cash. However, if you want a replacement for a broken, damaged or a lost card within Malaysia, you will receive the new card within an hour.
    • You can have the privilege of VIP access to concerts and other cultural events that are organised all over the world with the Citi Prestige Credit Card.
    • On selected products bought in Malaysia whose price ranges between RM2,500 and RM5,000, you will receive an extended warranty period.
    • You will receive purchase protection of 30 days against accidental loss or damage on many items that fall under the price category of RM30,000/item to RM75,000/item.
    • A personal accident cover is offered to you and your supplementary cardholders that insures you up to RM1 million . This is provided when you have booked your flight tickets solely using  the card.

    Eligibility Criteria

    • You must be at least 21 years old to be a principal cardholder.
    • You must be at least 18 years old to be a supplementary cardholder.
    • You must have an annual income of not less than RM200,000.

    Fees and Charges

    Type of Fees Charges
    Annual Fee RM1,060
    Finance Charges on Purchases 15% to 18% p.a.
    Finance Charges on Cash Advance 5.3% of cash sum and 18% p.a. on a daily basis
    Late Payment Fee Minimum-RM10 or 1% of outstanding balance Maximum-RM100
    No Interest Period 20 days starting from the date of statement
    Replacement of Lost Card Fee RM50 for each card
    Charges for Overseas Transaction Transactions carried out overseas are converted to Ringgit malaysia using an exchange rate set forth by Visa/MasterCard along with an additional 1% charge on the converted transactions.
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