Grab a credit card that gives you better rewards & more!
  • loading

    We found 1 Citi Rewards Visa Signature Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Huawei Y6 2018 phone BBAZAAR EXCLUSIVE DEAL
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    BBazaar Exclusive Deal
    Credit Card BYTES FROM OUR KITCHEN

    Citi Rewards Visa Signature Card

    Citi Rewards Visa Signature provides you with Citi Rewards Points on all local and overseas retail purchases. Use these points to reduce your outstanding credit card balance.

    The major highlights of this card are:

    • Earn 5x Citi Rewards Points for every purchase made at major supermarkets, hypermarkets, and departmental stores.
    • Earn 5x Citi Rewards Points for every RM1 spent on overseas transactions.

    Best Suited For:

    • Those who shop locally at supermarkets and departmental stores.
    • Those who shop overseas.

    Key Features and Benefits

    Feature/Benefit Description
    Rewards at Participating Departmental Stores 5x Rewards Points
    Rewards at Participating Supermarkets 5x Rewards Points
    Rewards with Overseas Purchases 5x Rewards Points
    Rewards with Other Retail Purchases 1x Rewards Points
    Complimentary Airport Lounge Access Unlimited access to KLIA Premium Plaza Lounge
    Complimentary Travel Insurance Up to RM50,000
    Healthcare Privileges 20% off on Executive Screening Packages and 15% off on walk-in hospital room rates
    Concierge Services 24/7 Visa Worldwide concierge services
    Privileges at Golf Clubs Up to 50% off on green fees at participating golf clubs

    Other Benefits:

    • Convert the Citi Rewards Points to reduce your outstanding credit card balance.
    • Enjoy VIP privileges at Visa Luxury Hotel Collection.
    • Get instant access to cash at more than 500,000 Visa ATMs all around the globe.
    • Enjoy Citi World Privileges at more than 24,000 participating outlets worldwide.
    • Enjoy preferential treatment via Citi Rewards dedicated priority line.
    • Get purchase protection with a purchase of a maximum of RM10,000 per item or RM25,000 per occurrence.

    How to Earn Rewards Points

    Use your Citi Rewards Visa Signature to carry out retail transactions at supermarkets, departmental stores, and overseas to earn Citi Rewards Points with every transaction.

    Category Rewards Details
    Overseas purchases 5x Points
    Supermarkets 5x Points
    Departmental stores 5x Points
    Other retail purchases 1x Points

    Balance Transfer Plan

    Transfer a minimum amount of RM1,000 or more to this card and repay it over a period of up to 36 months.

    Tenures of Repayment Flat Rate of Interest (% p.a.) Effective Interest Rate (% p.a.)
    6 months 5.81 9.9
    9 months 5.56
    12 months 5.44
    18 months 5.35
    24 months 5.32
    30 months 5.32
    36 months 5.33

    FlexiPayment Plan

    Convert a minimum purchase amount of RM500 in a single bill to an instalment plan. Choose a tenure starting from 6 months up to 36 months.

    Tenures of Repayment Flat Rate of Interest (% p.a.) Effective Interest Rate (% p.a.)
    6 months 10.57 17.9
    12 months 9.96
    18 months 9.84
    24 months 9.85
    30 months 9.91
    36 months 9.99

    Dial-For-Cash

    Get cash within 3 days of application through this facility. Choose a repayment tenure starting from 6 months up to 48 months.

    Tenures of Repayment Flat Rate of Interest (% p.a.) Effective Interest Rate (% p.a.)
    6 months 10.57 17.9
    12 months 9.96
    18 months 9.84
    24 months 9.85
    30 months 9.91
    36 months 9.99
    48 months 10.19% p.a. 17.9% p.a.

    Eligibility Criteria

    Age Requirement for Principal Card 21 Years
    Age Requirement for Supplementary Card 18 Years
    Income Requirement RM60,000 p.a.

    Documents Required

    Applicant type Required documents
    Salary-earning individuals
    • A copy of MyKad (both sides).
    • Pay slips’ copies for the 2 recent months, or
    • Your latest EPF statement.
    • Latest EA form, or
    • Latest BE form with the receipt of tax payment, or
    • Last 3 months’ bank statement.
    Self-employed individuals
    • A copy of MyKad (both sides).
    • A copy of the Business Registration form.
    • Recent 6 months’ bank statements, or
    • Latest B form with receipt of tax payment.
    Salary-earning expatriates
    • A copy of your passport.
    • Work permit that is valid for a minimum of 6 months at the application date.
    • Pay slips’ copies for the 2 recent months.
    • Letter of employment.

    How to Apply

    You can apply for the Citi Rewards Visa Signature online at BBazaar.my easily by providing your personal and financial details.

    Fees and Charges

    Type of Fees Charges
    Annual fee (principal card) RM636.
    Annual fee (supplementary card) RM159.
    Retail interest rate 15% p.a. to 18% p.a.
    Cash advance interest rate 18% p.a.
    Cash advance fee 5.3% of total withdrawn amount or RM21.20.
    Monthly repayment instalment RM50 or 5% of the total due balance.
    Late payment charges 1% of the total outstanding dues or RM10. (Maximum of RM100)
    Overseas transaction fee 1% administration fee along with exchange rates charged by Visa International.

    Promotions

    • Enjoy 10% off TravelWifi bookings and 5% discount on overseas sim card purchases via Travel Recommends. This offer is valid till 31 January 2019.
    • Get up to 10% off on purchases made at Motherhood.com.my. This offer is valid till 31 December 2018.
    • Get 10% discount on weekend purchases made at Hermo with a minimum spend of RM180. This offer is valid till 31 December 2018.

    FAQs on Citi Rewards Visa Signature

    Q. What is the maximum limit of Citi Rewards Points I can earn with local purchases?

    A. You can earn Citi Rewards Points for a maximum spend of RM3,000 on local purchases every month.

    Q. Do all of my purchases qualify for the rewards points earning?

    A. No, you can earn rewards points only with purchases worth RM200 or more. The retail transactions that do not qualify are:

    • Any balance transfer,Dial-For-Cash, and FlexiPayment transactions.
    • Government services.
    • Annual fee payment, late payment charges, card payment and cash withdrawal charge payment.
    • Fuel purchases.
    • Any service fee or tax payment.

    Q. What is the maximum limit of rewards points I can get with overseas purchases?

    A. You can earn Citi Rewards Points for a maximum spend of RM24,000 per month on overseas transactions.

    Q. Does the card come with an interest-free period?

    A. Yes, this Citi card comes with an interest-free period of 20 days.

    Q. How can I manage the credit account of my Citi card?

    A. You can manage the account via CitiPhone Banking and Citibank Online.

    Citi Rewards Visa Signature earns you Citi Rewards Points on all local and overseas transactions. You can maximise your points by making purchases at supermarkets and departmental stores. You can even use the accumulated points to reduce the credit balance on your card.

    Other Citi Credit Cards You May Like

    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.