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    Citi Travel Account Visa Credit Card

    Citi Travel Account Visa Card is a centralised travel account that streamlines billing and payment process for all business travel arrangements. This card can be used only for travel related transactions. This credit card simplifies your travel expenses of your employees. You will get a centralised account for your employees’ travel related expenses. You get a comprehensive expense report along with 0.5% cashback on travel related expenses.

    Features

    • This card is accepted around the world.
    • You can earn airline miles for hotel bookings done through Kaligo Business Plus.
    • You can earn 30% more airline miles with this card.
    • The minimum redemption value for cashback is RM200.
    • The minimum credit limit assigned is RM50,000 and the maximum credit limit assigned is RM1 million.
    • The simplifies Travel expense cycle is as follows:
      • The employee notifies the Program Administrator of the company.
      • The Program Administrator will book the flight with the approved travel agent.
      • The travel agent will charge to CTA and will issue the travel ticket to the Program Administrator.
      • The Citibank will send the monthly statement to the company.
      • The monthly statement will have travel related information that allows easy reconciliation.
      • The amount due is paid by the company to Citibank.

    Benefits

    • The business expense management is simplified.
    • You can save time as this card offer single payment solution.
    • It is user-friendly and you can travel the travel related expenses easily.
    • You can get 0.5% cashback on all travel related spend. If you spend RM480,000 yearly on hotel bookings, you get RM2,400 cashback. You will get RM3,600 cashback if you spend RM720,000 yearly on air ticket purchase. If you spend RM156,000 yearly on car rentals, you will get RM780 cashback.
    • You get a complimentary corporate liability waiver insurance of up to RM75,000 per cardmember to protect against misuse of the card by employees.
    • The payments can be made through standing instructions, cash, cheque, internet banking, ATM, or at MEPS IBG.

    Eligibility Criteria

    • The company must be registered in Malaysia and must be in operation for at least 3 years.
    • The company’s annual turnover must be at least RM5 million.
    • The minimum age of employee must be at least 21 years.
    • The minimum annual income of the employee must be at least RM24,000.

    Fees and Charges

    Types of Fees Charges
    Annual fee – Principal card RM636 (including 6% GST)
    Annual fee – Supplementary Card RM106 (including 6% GST)
    Finance charge Not applicable.
    Late payment charge 3.5% of the total outstanding balance or RM50, whichever is higher.
    Cash advance fee RM21.20 or 5.3% of the total cash advance, whichever is higher.
    Conversion for overseas transactions Charges set by Visa or MasterCard plus 1% administration charge.
    Card replacement fee RM50 per card.
    Sales draft retrieval fee RM21.20 per copy.
    Fee for dynamic currency conversion service 0.848% on the converted amount.
    Over limit fee RM26.50 on the outstanding balance exceeding the credit limit.
    Monthly statement retrieval fee RM5.30 per statement.
    Stamping fees on Letter of Set-Off 0.5% of the credit facility amount.
    Legal fee for delinquent account The actual legal cost charged to the company.
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