Grab a credit card that gives you better rewards & more!

    Citi Business Visa Platinum Credit Card

    BBazaar Exclusive Deals for Credit Card

    Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100

    **Click Here to Check Terms & Condition

    Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50

    **Click Here to Check Terms & Condition

    Citi Business Platinum Credit Card is a must have for any business owner. The card allows business owners to earn cashback anytime they or any of the nominated cardholders charge expenses onto the card overseas. The card also comes packed with features such as complimentary insurance and balance transfer plans.


    • The card is a cashback card which earns cashback on every expense charged to the card locally and overseas.
    • The cashback earned is automatically credited to the cardholders account every time they earn RM20 worth of cashback.
    • The cardholders can make use of the balance transfer plan equipped onto the card. The plan provides cardholders with a tenure of 12 months at an interest rate of 8.99% p.a.
    • The cardholder can get unlimited cashback and does not require the cardholder to meet any minimum spend criteria.


    • The cardholder can get a cashback of up to 1.2% on all spend incurred overseas. The cashback earned has no cap. For local expenses charged to the card, the card earns an unlimited cashback of 0.5%.
    • The cardholder can get a complimentary travel accident insurance with a cover of up to RM1 million when they purchase air tickets only using the card. The policy also provides cover for travel inconveniences such as missed flight connections, delayed flights, and lost or delayed luggage.
    • Cardholders get access to the Citibank World Privileges service which provides them with exciting deals and discounts at leading establishments around the globe. Cardholders can enjoy periodic shopping, travel, and dining perks.
    • Cardholders can also enjoy access to the Visa Commercial offers which provide them with deals and discounts on various business processes across the globe.

    Eligibility Criteria

    • The principal cardholder must meet the minimum age requirement of 21 years of age.
    • The supplementary cardholder must meet the minimum age requirement of 18 years of age.
    • The minimum annual income required is RM48,000.

    Fees and Charges

    Types of Fees Charges
    Annual fees – Principal card RM212 p.a. (Including 6% GST)
    Annual fees – Supplementary card RM106 p.a. (Including 6% GST)
    Minimum monthly repayment 5% of the outstanding balance or RM50, whichever is higher.
    Maximum Credit Limit RM450,000
    Interest-free period 20 days.
    Finance charge on purchases The rates  for cardholders that make prompt minimum payments for 12 consecutive months is 15% p.a. The rates for cardholders that make 10 or more payments on time in a 12-month period is 17% p.a. and cardholders who do not fall into the above categories are charged 18% p.a.
    Finance charge on cash advance 18% p.a.
    Overseas transactions Transactions carried out overseas are converted into Malaysian Ringgit and a fee of 0.848% is levied on the converted transaction.
    Cash withdrawal fee RM21.20 or 5.3% of the amount withdrawn, whichever is higher.
    Late payment charges 1% of the outstanding balance or RM10 with the maximum fee being RM100.
    Card replacement fee RM50.
    Sales Draft retrieval RM21.20 for every copy
    Overlimit fee RM26.50 per month
    Copy of monthly statement RM5.30
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