Citibank Cashback Platinum Credit Card
The perfect partner, this credit card offers cashback on every expenses, earn more when you spend more, receive cashback on petrol, groceries, utility bills and more with the Citibank Cashback platinum credit card.
Citibank Cashback Platinum Card Benefits
The Citibank Cashback Platinum Credit card is designed to provide the cardholder with cashback on every retail expense charged onto the card. The card earns cashback at the rate of 5% capped to RM 20 a month on any amount spent for petrol expenses, an uncapped 2% on any amount spent on Pharmaceuticals, a 2% capped to RM 60 a month when card is swiped for at least RM 3000 a month on groceries, a 2% uncapped cashback on phone bills of any amount and a cashback of 0.2% for all other retail expenses charged onto the card. Avail travel benefits such as discounts across a global network of hotels.
Citibank Cashback Platinum Card Features
The features of the Citibank Cashback Platinum Credit card are as follows
- The interest rate charged on this card is 15% p.a.
- The card has a 20 day interest free period
- The card has an Easy payment that allows cardholders to pay large retail bills through affordable monthly instalments
- The card has a Balance transfer plan with repayment terms of 9 months
- This primary card has an annual fee of RM 206.70 and is waived when card is swiped 3 times within 60 days of it being approved and supplementary card has an annual fees of RM 106
- The minimum monthly payment to be made is 5% of the outstanding amount.
- Cash withdrawal limit for daily basis is RM 5000. The card has a cash withdrawal fee of 5.3% of the cash withdrawn. Withdrawals attract an interest rate of 18% p.a.
- Cardholders can avail cash loans on the available credit limit at reasonable rates
- Late payment penalty is 1% of the outstanding amount
Citibank Cashback Platinum Card Requirements or Eligibility
The eligibility criteria to apply for the Citibank Cashback Platinum Credit card are as follows
- The minimum age of primary cardholder is 21 years of age
- The minimum age of supplementary cardholder is 18 years of age
- The minimum annual income required to apply for this card is RM 60,000
- Anybody either salaried or self-employed can apply for this card
Other Credit Cards Offered by Citibank
The other credit cards offered by Citibank are
- Citibank Choice Credit Card
- Citibank Rewards Platinum
- Citibank Business Platinum
- Citibank AirAsia Gold Visa Card
- Citibank Shell Citi-gold credit card
- Citibank Platinum Credit card
- Citibank Clear Credit Card
- Citibank Giant-Citi credit card
- Citibank CitiBusiness Credit Card
- Citibank AirAsia Platinum Visa Card
Citibank Cashback Platinum Card Balance Transfer
The Citibank Cashback Platinum Credit card offers balance transfer plans with repayment terms of 9 months at an interest rate of 2.99% p.a. and allows cardholders to pay off outstanding credit card des with ease.
Citibank Cashback Platinum Card Protection
The card offers a complimentary travel insurance every time airfare is purchased solely using the card.
Citibank Cashback Platinum Card Review
The Citibank Cashback Platinum Credit card is a perfect way to earn while you spend through its many categories of cashback. It offers cashback on petrol expenses groceries and utility bills allowing the cardholder to swipe the card with a peace of mind. It offers great travel benefits with discounts at over 24000 global hotels and resorts along with complimentary travel insurance. It offers comprehensive healthcare packages at over twenty hospitals across Malaysia.