Citibank Rewards Platinum Card

    Citi Rewards Platinum Card allows you the freedom to choose your preferred category to earn reward points. Whether you are interested in shopping or dining or travelling, this card will help you to accumulate points for the things you love. You can also enjoy points for your household and petrol expenses.


    • You can earn 5x points for every RM1 spent on shopping at selected shopping malls and outlets.
    • You can earn 5x points for every RM1 spent on entertainment purchases and dining expenses.
    • You can shop at selected departmental stores or supermarkets and earn 5x points for your transactions.
    • You can travel on selected airlines around the world and earn 5x points on travel expenses.
    • You can get 5x points on your petrol expenses.


    • You can choose more than one rewards category on your card and must have selected a minimum of 2 categories.
    • You can use your accumulated points to redeem air tickets, cash vouchers or gifts via the rewards catalogue.
    • The subscription fee for one category will be waived if you spend a minimum of RM15,000 for a year.
    • You need not pay any annual fee for a supplementary card.

    Eligibility Criteria


    • Minimum age for primary cardholder is 21 years and above.
    • Minimum age for supplementary cardholder is 18 years and above.


    • Available to all Malaysians and permanent residents.

    Fees and Charges

    Type of Fees Charges
    Annual Fee RM106 p.a. per category added to the card. Free for supplementary card.
    Interest Rate 15% to 18% p.a.
    Cash Advance 5.3% of cash amount or minimum RM21.20
    Balance Transfer Up to 6.99% p.a. on total amount
    Balance Transfer Instalment Up to 9.9% p.a.
    Late Payment 1% p.a. on total outstanding amount excluding any interest and other fees or minimum RM10 whichever is higher
    1-Hour Replacement Card RM50 per card
    Monthly Statement Retrieval RM21.20 for each statement
    Statement via CitiPhone RM5.30 per request (via CitiPhone officer and SSPB)
    Paper Statement RM1.06 per statement
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