• Grocery Credit Cards

    Credit Card
    Annual Fee
    Reward type
    Affin Bank BHPetrol MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    AEON Watami Visa Classic Card
    Annual Fee:
    RM 30
    Free with minimum of 12 transactions per year, first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Insurance
    AEON Mastercard Gold
    Annual Fee:
    RM 95
    Free with minimum of 12 transactions per year, first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Travel
    Affin Bank Classic Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Affin Bank Touch n Go Classic
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Shopping
    Affin Bank Gold Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Affin Bank Touch n Go Gold
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Business Platinum Card
    Annual Fee:
    RM 188
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Alliance Bank Platinum Card
    Annual Fee:
    RM 438
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Alliance Bank Visa Infinite
    Annual Fee:
    RM 800
    Free for 1st year
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    AmBank Imagine Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Bank Islam Gold Card-i
    Annual Fee:
    RM 130
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Chinese Independent Schools Gold Card
    Annual Fee:
    RM 148
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Groceries, Shopping, LifeStyle
    Alliance Bank Classic Card
    Annual Fee:
    RM 68
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Platinum Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    CIMB Cash Rebate Gold
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Travel, Shopping
    CIMB Cash Rebate Platinum
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Travel, Shopping
    Alliance Bank Gold Card
    Annual Fee:
    RM 148
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    CIMB Visa Signature
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Rebates You:nique Card
    Annual Fee:
    RM 148
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    CIMB World MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Citibank Cash Back Platinum
    Annual Fee:
    RM 195
    Reward type:
    Fuel, Groceries, Utilities, Shopping, HealthCare
    Alliance Bank Rewards You:nique
    Annual Fee:
    RM 148
    Free with 12 card swipes in a 12 month period
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Clear Credit Card
    Annual Fee:
    RM 90
    Free for 1st year with 3 card swipes within 60 days
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle, Entertainment,Dining
    Alliance Bank Tiger FC Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Platinum Credit Card
    Annual Fee:
    RM 600
    Free for 1st year with 3 card swipes within 60 days
    Reward type:
    Groceries
    Hong Leong American Express Gold
    Annual Fee:
    RM 160
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    AmBank Carz Gold Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong GSC Platinum Card
    Annual Fee:
    RM 300
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Wise Gold Card
    Annual Fee:
    RM 160
    Free for 1st year
    Reward type:
    Fuel, Groceries, Utilities
    AmBank Carz Platinum Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Amanah MPower Visa Platinum Credit Card-i
    Annual Fee:
    RM 240
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Premier World MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle,Dining
    AmBank Cosway Gold MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Shopping, LifeStyle
    HSBC Visa Platinum
    Annual Fee:
    RM 240
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Dining
    AmBank Cosway Platinum MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Shopping, LifeStyle
    Mach Visa Credit Card
    Annual Fee:
    Annual Fee Waived for Life
    Reward type:
    Groceries, Shopping, LifeStyle HealthCare
    Maybank American Express Platinum
    Annual Fee:
    RM 800
    Free for 1st year
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle,Dining
    Maybank Islamic Ikhwan Platinum
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Utilities, Shopping
    Maybank Visa Infinite Card
    Annual Fee:
    RM 800
    Free for 1st year
    Free with minimum spend of RM 50,000 per annum
    Reward type:
    Fuel, Groceries, LifeStyle
    AmBank True Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Bank Islam Classic Card-i
    Annual Fee:
    RM 60
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Bank Islam Platinum Card-i
    Annual Fee:
    RM 388
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Classic Card
    Annual Fee:
    RM 60
    Free for Free for 1st 3 years Thereafter Free Min: 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Gold Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    CIMB PETRONAS Gold
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    CIMB PETRONAS Platinum
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    CIMB Platinum Business
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    CIMB Visa Infinite Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Citibank AirAsia Gold Visa Card
    Annual Fee:
    RM 180
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank AirAsia Platinum Visa Card
    Annual Fee:
    RM 380
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Business Platinum Card
    Annual Fee:
    RM 200
    Reward type:
    Groceries, Travel, Shopping
    Citibank Choice Credit Card
    Annual Fee:
    NIL
    Reward type:
    Groceries, Shopping, LifeStyle
    Citibank CitiBusiness Credit Card
    Annual Fee:
    RM 200
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Citibank Giant-Citi Credit Card
    Annual Fee:
    RM 120
    Reward type:
    Groceries, Utilities, LifeStyle
    Hong Leong American Express Classic
    Annual Fee:
    RM 160
    Free for 1st year with 3 card swipes within 60 days
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong American Express Platinum
    Annual Fee:
    RM 800
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Classic Card
    Annual Fee:
    RM 80
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Essential Card
    Annual Fee:
    RM 100
    Free year min 12 card swipes or retail spend of RM 8,000 per annum
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Fortune Credit Card
    Annual Fee:
    RM 160
    Free year min 12 card swipes or retail spend of RM 8,000 per annum
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Gold Card
    Annual Fee:
    RM 160
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong GSC Gold Card
    Annual Fee:
    RM 150
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Entertainment
    Hong Leong MATTA Card
    Annual Fee:
    RM 300
    Free for 1st year with min 1 card swipes within 45 days
    Free for subsequent years with min 12 card swipes per year
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Hong Leong Platinum Card
    Annual Fee:
    RM 400
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong The Store and Pacific Gold
    Annual Fee:
    RM 150
    Free with min 1 card swipes within 45 days
    Free with 12 swipes per year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong The Store and Pacific Platinum
    Annual Fee:
    RM 300
    Free with min 1 card swipes within 45 days
    Free with 12 swipes per year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Amanah Advance Visa Platinum Credit Card-i
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Entertainment
    HSBC Amanah MPower Visa Credit Card-i
    Annual Fee:
    RM 90
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Dining
    HSBC Amanah Premier World MasterCard-i
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Advance Visa Platinum Credit Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Balance Transfer, Auto Reload
    HSBC Visa Reward Credit Card
    Annual Fee:
    RM 160
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Visa Signature Card
    Annual Fee:
    RM 600
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle,Dining
    Maybank 2 Cards
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Maybank American Express Gold Card
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Utilities, Shopping
    Maybank Manchester United Visa
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping
    Maybank MasterCard Classic
    Annual Fee:
    RM 60
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank MasterCard Gold
    Annual Fee:
    RM 130
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank PETRONAS Maybankard
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank PETRONAS Maybankard Platinum
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank Visa Classic
    Annual Fee:
    RM 60
    Reward type:
    Fuel, Groceries, LifeStyle
    Maybank Visa Gold
    Annual Fee:
    RM 130
    Reward type:
    Fuel, Groceries, LifeStyle
    Maybank Islamic Ikhwan AmEx Gold
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    Maybank Islamic Ikhwan Infinite
    Annual Fee:
    RM 800
    Free for 1st year
    Free with minimum spend of RM 50,000 per annum
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Maybank Islamic PETRONAS Gold-i
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank Islamic PETRONAS Platinum-i
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Public Bank Executive MasterCard Credit Card
    Annual Fee:
    RM 88
    Free for 1st year
    Free with min: 12 card swipes per year
    Reward type:
    Fuel, Groceries, LifeStyle
    New AEON MasterCard Classic
    Annual Fee:
    RM 30
    Free with minimum of 12 transactions per year, first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Insurance
    New AEON Visa Gold
    Annual Fee:
    RM 95
    Free with minimum of 12 transactions per year, first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Insurance
    AEON Motorcycle Associate Affinity Gold
    Annual Fee:
    Free for Life
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Travel
    AEON MasterCard Classic
    Annual Fee:
    RM 30
    First year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Travel
    New AEON MasterCard Gold
    Annual Fee:
    RM 95
    Free with minimum of 12 transactions per year,first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Insurance
    AEON Visa Classic
    Annual Fee:
    RM 30
    First year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Travel
    AEON Visa Gold
    Annual Fee:
    RM 95
    Free with minimum of 12 transactions per year,first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Travel
    New AEON Visa Classic
    Annual Fee:
    RM 30
    Free with minimum of 12 transactions per year,first year annual fee waived
    Reward type:
    Dining, Entertainment, Groceries, Shopping, Insurance

    Grocery Credit Cards Malaysia

    Grocery credit cards are basically regular credit cards that offer extensive rewards and benefits when you make payments at select outlets on grocery purchases. Your credit card must be used to make payments if the offers are to be availed. A good amount of money can be saved by availing a grocery credit card. Each time you purchase groceries and swipe your card to make a payment at the store, you can claim discounts, cash back and other exciting offers if your card is linked with the store at which you make purchases.

    Why Choose Grocery Credit Cards

    Grocery credit cards make for fine savings instruments. Many individuals who wish to avail grocery credit cards are sceptical as there are so many other alternatives available to them. However, these cards have been specially tailored to meet the requirements of an extensive customer base. With that being said, shopping at listed outlets and malls can deliver significant advantages in the form of discounts ranging up to 10% or 8% cash back.

    It is important to note that grocery credit cards also offer other benefits. For instance, the same credit card can be used while shopping for electronics, dining, entertainment and more. However, the rewards on offer for other purposes will be dictated by their respective terms and conditions.

    Key Benefits and Features of Grocery Credit Cards

    1. Up to 8% cash back at select grocery stores and supermarkets across Malaysia

    2. Gift vouchers for spending a minimum amount of money at select grocery stores and supermarkets

    3. Up to 10% discount on minimum spends

    4. Reward points for minimum spends

    Eligibility to Apply for Grocery Credit Cards

    To apply for a grocery credit card, the following eligibility criteria must be met.

    · The applicant must be of the minimum age specified by the bank (usually between 18 and 21 years of age)

    · Must provide proof of a valid source of income

    · Must provide proof of identity

    · Must provide proof of residence

    · Must provide any other document required by the bank for verification of eligibility

    How to Apply for Grocery Credit Cards

    Grocery credit cards can be availed with relative ease if you provide the bank with proof of a stable source of income and comply with the other criteria. To apply, simply select the bank that best meets your requirements, visit its website, redirect to the credit card section and take your pick. You will be required to fill up a form with a few personal and occupational details and submit the requisite documents for verification of eligibility. Within a short period of time (usually 15-20 days), the bank will notify you if you qualify for the facility and duly send your credit card to your work or residence.

    Frequently Asked Questions on Grocery Credit Cards

    Does the grocery credit card offer other benefits?

    Yes. Grocery credit cards are not limited to providing benefits for groceries alone, but also for spends on other activities such as dining and shopping. The exact details of the benefits offered will vary depending upon the purpose of expenditure, but most benefits include reward points, cash back and attractive discounts.

    What is the minimum age requirement for availing a grocery credit card?

    Most banks require the applicant must be a minimum of 21 years of age, but some banks accept younger applicants too. Reading through the particular bank’s eligibility criteria will help you better understand the requirements.

    What documents are accepted as proof of identity?

    Applicants can submit their driving license, passport, election card, or any other document accepted by the bank as proof of identity.

    What documents does the bank accept as proof of income?

    Applicants must submit their salary slips along with a bank statement for the past three months as proof of income. Further verification checks may be conducted by the bank to confirm whether the furnished proofs suffice or if you must submit any other documents.

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