Hong Leong American Express Gold Credit Card
Get benefits worth their weight in gold with the Hong Leong American Express Gold credit card. This card offers benefits ranging from reward points to travel helpdesks and preferential foreign currency exchange rates.
Hong Leong American Express Gold Card Benefits
The Hong Leong American Express Gold credit card caters to the avid globetrotter and provides double the reward points on overseas expenses. The card earns 1 reward point for every RM 1 spent on local retail expenses and 2 reward points for every RM 1 spent on overseas expenses. Along with reward points, the card also provides travel benefits such as a 24 hour helpline that assists in providing travel information and an insurance to cover inconveniences such as lost baggage or delayed flights. The cardholders can also get preferential currency exchange rates at any Hong Leong Branch.
Hong Leong American Express Gold Card Features
The features of the Hong Leong American Express Gold credit card are as follows
- The interest rate charged on this card is 15% p.a.
- The card has a 20 day interest free period
- The card has an Easy payment to convert large retail purchases at select establishments into affordable monthly instalments
- The card has a Balance transfer plan that allows cardholders to consolidate outstanding credit card dues
- This primary card has an annual fees of RM 169.60.
- The supplementary card has an annual fees of RM 84.80
- The minimum monthly payment to be made is RM 50 or 5% of the outstanding amount.
- Rate of interest on cash withdrawals is 18% p.a. and the daily limit for withdrawing cash is RM 5000. The cash withdrawal fee is 5.3% of the cash withdrawn.
- Cardholders can avail cash advances on their available credit limit through Hong Leong Bank Call for Cash service
- Late payment penalty is 1% of the outstanding amount
Hong Leong American Express Gold Card Requirements or Eligibility
The eligibility criteria to apply for the Hong Leong American Express Gold credit card are as follows
- The minimum age of primary cardholder is 21 years of age
- The minimum age of supplementary cardholder is 18 years of age
- The minimum annual income required to apply for this card is RM 24,000
- Anybody with the required source of income and age can apply for this card
Other Credit Cards Offered by Hong Leong
The other credit cards offered by Hong Leong are
- Hong Leong American Express Classic
- Hong Leong MATTA Card
- Hong Leong Wise Gold Card
- Hong Leong Platinum Card
- Hong Leong GSC Gold Card
- Hong Leong American Express Platinum
- Hong Leong Classic Card
- Hong Leong The Store and Pacific Platinum
- Hong Leong Gold Card
- Hong Leong Fortune Credit card
- Hong Leong Essential Card
- Hong Leong The Store and Pacific Gold Card
Hong Leong American Express Gold Balance Transfer
The Hong Leong American Express Gold credit card offers its cardholders a balance transfer plan that helps them to manage their finances effectively. The plan is designed to pay off outstanding credit card dues by offering low interest rates for specified tenures. The available tenures are 6 months and 12 months at an interest rate of 6.99% p.a. The minimum amount that can be transferred is RM 1000.