Hong Leong American Express Platinum Credit Card
The exclusive card for the elite, the Hong Leong American Express Platinum card provides superior service and exclusive benefits such as round the clock personal concierge services.
Hong Leong American Express Platinum Card Benefits
The Hong Leong American Express Platinum credit card provides a range of benefits that are personalized to the cardholder. Cardholders receive access to the 24 hour personal concierge services that assist in hotel bookings and travel enquiries. The card is a frequent flyer’s delight with complimentary travel insurance that also covers inconveniences such as lost baggage, lost passport, delayed flights etc. The card also offers exclusive dining offers and VIP services at luxury hotels in over 50 countries. The card offers discounts at globally recognized establishments such as Four Seasons Hotels and resorts in Asia, Hyatt hotels and more. Cardholders can also get preferential foreign exchange rates at any Hong Leong Branch.
Hong Leong American Express Platinum Card Features
The features of the Hong Leong American Express Platinum credit card are as follows
- The interest rate charged on this card is 15% p.a.
- The card has a 20 day interest free period
- The card has an Easy payment plan that converts large retail purchases at select establishments into affordable monthly instalments
- The card has a Balance transfer plan that allows cardholders to consolidate outstanding credit card dues with interest rates as low as 6.99% p.a.
- This primary card has an annual fees of RM 848
- The supplementary card has an annual fees of RM 424
- The minimum monthly payment to be made is RM 50 or 5% of the outstanding amount.
- Rate of interest on cash withdrawals is 18% p.a. and the daily limit for withdrawing cash is RM 5000. The cash withdrawal fee is 5.3% of the cash withdrawn.
- Cardholders can avail cash advances on their available credit limit through Hong Leong Bank Call for Cash facility
- Late payment incurs a penalty of 1% of the outstanding amount
Hong Leong American Express Platinum Card Requirements or Eligibility
The eligibility criteria to apply for the Hong Leong American Express Platinum credit card are as follows
- The minimum age of primary cardholder is 21 years of age
- The minimum age of supplementary cardholder is 18 years of age
- The minimum annual income required to apply for this card is RM 60,000
- Anybody meeting the required criteria for income and age can apply for this card
Other Credit Cards Offered by Hong Leong
The other credit cards offered by Hong Leong are
- Hong Leong American Express Classic
- Hong Leong MATTA Card
- Hong Leong Wise Gold Card
- Hong Leong Platinum Card
- Hong Leong GSC Gold Card
- Hong Leong Classic Card
- Hong Leong The Store and Pacific Platinum
- Hong Leong Gold Card
- Hong Leong Fortune Credit card
- Hong Leong Essential Card
- Hong Leong The Store and Pacific Gold Card
Hong Leong American Express Platinum Card Balance Transfer
The Hong Leong American Express Platinum credit card offers its cardholders a balance transfer plan that helps them to manage their finances such as outstanding credit card dues conveniently. The plan is designed to pay off outstanding credit card dues at low interest rates of 6.99% p.a. for specified repayment terms of 6 months and 12 months. A minimum transfer amount of RM 1000 is required to avail this plan.