Entertainment cards are ideal for regular moviegoers as they buy movie tickets very frequently. Hong Leong Bank has 12 credit cards, out of which two cards provide entertainment benefits and other perks. Read further to learn more about these cards.
|Brand Restriction||Rewards Description||Monthly Cap||Minimum Credit Limit|
|GSC||3x GSC Reward Points for spending at GSC||No capping for the adult ticket discount of RM6, (subject to a maximum of 3 transactions per day)||
The GSC Hong Leong Visa card offers rewards for movie ticket purchases at GSC. It comes in two variants, Platinum and Gold.
To understand the working mechanism of Hong Leong entertainment credit cards, let’s take a look at both the cards.
|Type of Transaction||Amount Spent||Total GSC Reward Points|
|Movie Tickets from GSC||RM700||2,100|
|Local Retail Transactions||RM1,000||1,000|
If you are spending RM3,000 on GSC movie tickets, as well as retail and online transactions, you earn 7,000 GSC Reward Points. Since GSC Reward Points to RM conversion is 200 RP = RM1, you will earn RM35. You can redeem this amount when you purchase your next movie tickets at GSC.
|Type of Transaction||Amount Spent||Total Cashback|
|Movie Ticket Purchases||RM1,200||RM100|
If you spend RM1,200 on movie tickets, you get a cashback of RM120. Since the monthly cap is RM100, you only earn RM100.
|Brand Restriction||Cashback Description||Monthly Cap||Minimum Credit Limit|
||10% cashback on a minimum spend of RM2,000 per month||RM100||
The Hong Leong WISE Visa card offers cashback on the categories of your choice throughout the year. The categories are entertainment, travel, dining, utilities, groceries, mobile, pharmacies, petrol, departmental, and bookstores. You can choose up to 2 categories.
|Annual Fee (Principal Cardholder)||GSC Visa (Platinum): RM300.|
|GSC Visa (Gold): RM150.|
|WISE Visa (Platinum): RM300.|
|WISE Visa (Gold): RM250.|
|Annual Fee (Supplementary Cardholder)||GSC Visa (Platinum): RM150.|
|GSC Visa (Gold): RM75.|
|WISE Visa (Platinum): RM150.|
|WISE Visa (Gold): RM80.|
|Cash Advance Interest Rate||15% to 18% p.a.|
|Cash Withdrawal Fee||A minimum of RM20 or 5% of the advanced amount, whichever is higher.|
|Retail Interest Rate||18% p.a.|
|Late Payment Fee||1% of the outstanding balance or RM10, whichever is higher, subject to a maximum of RM100.|
|Minimum Monthly Payment||A minimum of RM50 or 5% of the outstanding balance, whichever is higher.|
|Age||21 years and above|
|Income||GSC Visa (Platinum): RM60,000 GSC Visa (Gold): RM24,000 WISE Visa (Platinum): RM60,000 WISE Visa (Gold): RM24,000|
If you are a movie buff looking for a Hong Leong credit card that offers a wide range of benefits, you can choose one of the above cards. While GSC Hong Leong Visa offers rewards when you purchase movie tickets at GSC, Hong Leong WISE Visa card gives you cashback when you select entertainment as one of your preferred spend categories. Before making a selection, you should read each card’s terms and conditions and Product Disclosure Sheet, as they have different income requirements and fees and charges.
Q. Are there any conditions for the movie ticket offers at GSC, when I use my GSC Hong Leong Visa card?
A. Yes. The movie ticket offer is not applicable on any discounted movie tickets or for movie ticket purchases on Wednesdays.
Q. Will I be charged when I buy movie tickets with my GSC Hong Leong Visa card from the GSC mobile app?
A. Yes. You will be charged a nominal amount of RM0.50 for movie ticket purchases made through the GSC website or GSC mobile app.
Q. Can I transfer reward points received from another credit card to my GSC Hong Leong Visa card for GSC Reward Points?
A. No. You won't be able to transfer any other reward points from another card to your GSC Hong Leong Visa card.
Q. I want to apply for the Hong Leong WISE Visa card. How do I choose my categories?
A. You can select up to 2 categories apart from the default category set by the bank. You can choose your preferred categories in the card application form.
Q. I have a Hong Leong WISE Visa card and I want to switch my selected spend category. Will I be charged for the switch?
A. Yes. You will have to pay a one-time maintenance service fee of RM10 for every switch you make.
Q. Will I be able to get reward points on my Hong Leong WISE Visa card?
A. No. You won’t earn any rewards on your Hong Leong WISE Visa card. However, you can earn 10% cashback when you make transactions on your preferred spend categories.