Hong Leong Fortune Credit Card

Hong Leong Fortune Visa Card is a credit card that offers cashback on every swipe of the card along with a slew of benefits and value added services.

Features

• The credit card offers real cash earnings to the cardholder every time he/she shops or spends using the card. The card thus can be useful while spending on dining, petrol, groceries or movie tickets.
• The cardholder can get up to 1% of cashback on each transaction starting at minimum of RM20. (Capped up to RM50 per month)
• The credit card offers plans like Extended Payment Plan, Cash Advance/ Cash Loan Plan, Balance Transfer Plan and Flexi Payment Plans.
• The credit card comes with an annual fee waiver if swiped for 12 times throughout the year or on the retail spend of RM8,000 p.a.

Benefits

• The credit card offers a bonus of up to RM1,800 real cash earnings on every card anniversary if your yearly retail spending is of RM108,000 and above.
• The cardholder can withdraw the cash earned through any Hong Leong Bank ATM or through internal fund transfer via HL Connect.
• The cardholder can also earn interest on his/ her real cash earnings balance.
• The Balance Transfer plan provides a cardholder the interest rate of 6.99% p.a. with a tenure of 6 months or 12 months.
• The Easy Payment Plan (EPP) offers 0% interest rate for retail purchase instalments of up to 36 months when the cardholders spend minimum of RM500 in a single receipt.
• The Flexi Payment Plan comes with an interest rate of 8.99% p.a. up to 36 months on the retail purchases of minimum RM500 on a single receipt.

Eligibility Criteria

• Age of the principal cardholder must be over 21 years.
• The age of the principal cardholder should not exceed 65 years.
• Minimum age of the supplementary cardholder is 18 years.
• The cardholder should have minimum annual income of RM24,000.

Fees and Charges