The perfect card for your burgeoning credit card dues, the Hong Leong Gold card is a no frills card that allows cardholders to reign in their outstanding dues through the Balance transfer plans available on the card.
The Hong Leong gold card is a card that comes with no bells and whistles. This card has one main benefit and is designed for those who have a high outstanding credit card amount. The balance transfer plans available on this card are at a low interest of 6.99% with no one time upfront handling fees involved. This allows cardholders to transfer their dues and pay it off with lesser interest and hence clear out the dues faster. The card also earns reward points with 1 reward point for every RM 1 spent on all retail expenses which can be redeemed for exciting gifts. The card also offers travel insurance when airfare is charged wholly onto the card. Cash withdrawals on this card also attract a low rate of interest and charges only 9.88% p.a. as compared to the regular 18%.
The features of the Hong Leong Gold credit card are as follows
The eligibility criteria to apply for the Hong Leong Gold credit card are as follows
The other credit cards offered by Hong Leong are
The Hong Leong Store and Pacific Gold credit card offers cardholders a balance transfer plan that allows them to consolidate their outstanding credit card dues. The available tenures under this plan are 6 months and 12 months. The interest rate charged is 6.99% p.a.and requires a minimum of RM 1000 to be transferred.
The cardholder should keep in mind that the reward points earned do expire in 3 years and any unused points after that point will be void and cancelled. The balance transfer plan on this card allows cardholders to transfer outstanding dues from up to 3 other banks with no hidden costs involved. The travel insurance provided when airfare is purchased using the cad also provides inconvenience benefits for lost baggage and delayed flights.