Grab a credit card that gives you better rewards & more!

    Hong Leong Gold Card

    BBazaar Exclusive Deals for Credit Card

    Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100

    **Click Here to Check Terms & Condition

    Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50

    **Click Here to Check Terms & Condition

    Hong Leong Gold Visa Credit Card is a feature-packed card that offers a range of benefits and convenient services for the cardholders. The card can earn reward points and also help in managing finances more effectively through a low interest rate balance transfer plan.


    • The card is a rewards credit card which earns reward points on every expense charged to it.
    • The card offers a balance transfer plan which charges an interest rate of 6.99% p.a. throughout the duration of the plan.


    • The card provides holders with a complimentary travel insurance with a cover of up to RM750,000 when the card is solely used to buy air tickets.
    • The card offers an Extended Payment Plan which can convert larger retail purchases into affordable monthly instalments. The plan offers tenures of 6 or 12 months and a 0% interest rate.
    • The card earns 1 reward point for every RM1 charged to it. The reward points earned can be redeemed for gifts, vouchers to select hotels and restaurants, frequent flyer miles and can even be used to offset the annual fee of the card.
    • The cardholder can enjoy an auto-reload facility on their Hong Leong Touch ‘n Go Zing Card. Anytime the balance falls below RM50, the card will automatically be reloaded with RM100 charged to the Hong Leong Gold Visa Card.

    Eligibility Criteria

    You will have to meet the following criteria to avail this card:

    • Principal cardholders must be 21 years. The maximum age of the cardholder cannot exceed 65 years of age.
    • 18 years of age for supplementary cardholders.
    • The minimum annual income required is RM24,000.

    Fees and Charges

    Types of Fees Charges
    Annual fees – Principal card RM169.60
    Annual fees – Supplementary card RM84.80
    Minimum monthly repayment 5% of the outstanding balance or RM50, whichever is higher.
    Interest-free period 20 days.
    Finance charge on purchases Cardholders who are good paymasters can enjoy interest rates 15% p.a. Cardholders who settle minimum payments on time for 10 months or more in a 12-month period are charged 17% p.a. Cardholders who do not belong to either category will be charged 18% p.a.
    Finance charge on cash advance 18% p.a.
    Late payment charges 1% of the outstanding balance with a minimum charge of RM10 subject to maximum fee of RM100.
    Cash advance fee RM20 or 5% of the amount withdrawn, whichever is higher.
    Overseas transaction conversion fee Transactions carried out overseas are converted into Ringgit Malaysia using an exchange rate as set forth by Visa International/MasterCard International. The transactions converted will also have a 1% mark-up imposed by Hong Leong.
    Sales draft retrieval copy RM21.20 per request.
    Card replacement fee RM50 for every replacement
    Additional statement request fee RM5.30 for each copy.
    Early settlement penalty for balance transfer RM70.
    Regeneration of PIN RM5.30 per PIN regeneration.
    This Page is BLOCKED as it is using Iframes.