Hong Leong GSC Gold Credit Card is a rewards card that offers maximum benefits when used to purchase movie tickets at GSC outlets. The card offers a range of value added services such as discounts on tickets, access to a priority ticketing lane, and an annual fee waiver.
The card is a rewards credit card. The cardholder can earn reward points on all expenses charged to the card.
The card has an annual fee waiver when the card is swiped within 45 days of issue. For subsequent annual fees to be waived, the cardholder must swipe the card a minimum of 12 times in a year.
The card comes with a range of approval offers such as a complimentary movie ticket, a small popcorn combo set, one 50% discount voucher for food and beverage purchases at GSC outlets, and five Buy-1-Free-1 international screen movie tickets.
The card earns 1 reward point on every RM1 charged to the card. The points can be redeemed for a variety of gifts.
The cardholder can get 10% off on food and drinks purchased at the GSC concessionary counters for the first three months. After three months, cardholders can get a discount of 5% at the counters.
New cardholders will get a bonus value of RM60 which can be used to offset the ticket purchase for up to 50%. The bonus value has a validity of 6 months.
Cardholders can get up to 10% off on the purchase of regular-priced movie tickets at all GSC outlets. For tickets of RM10 or below, the cardholder can get a discount of RM0.50 per ticket and for tickets of RM60 and above, cardholders can get a discount of up to RM6 per ticket.
You will have to meet the following criteria to avail this card:
Principal cardholders must be 21 years. The maximum age of the cardholder cannot exceed 65 years of age.
18 years of age for supplementary cardholders.
The minimum annual income required is RM24,000.
Fees and Charges
Types of Fees
Annual fees – Principal card
Annual fees – Supplementary card
Minimum monthly repayment
5% of the outstanding balance or RM50, whichever amount is higher.
Finance charge on purchases
15% to 18% p.a.
Finance charge on cash advance
Late payment charges
1% of the outstanding balance with a minimum charge of RM10 subject to maximum fee of RM100.
Cash advance fee
RM20 or 5% of the amount withdrawn, whichever is higher.
Overseas transaction conversion fee
Transactions carried out overseas are converted into Ringgit Malaysia using an exchange rate as set forth by Visa International. Hong Leong will impose a 1% mark-up on the converted transactions.