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    Hong Leong Sutera Platinum Card

    Hong Leong Sutera Platinum MasterCardis a rewards card that comes packed with a range of attractive benefits. The card, apart from earning points, also comes with complimentary travel insurance and airport lounge privileges.

    Features

    • The card is a rewards credit card which earns points on every expense charged to it.
    • The card earns up to 6X points on overseas spend (spend incurred in any other currency regardless of geographic location), 3X points on dining expenses, 3X points on local spend incurred over the weekend and 1X points on all other spend.

    Benefits

    • The card provides holders with access to Plaza premium lounges at KLIA1 and KLIA2. The visits are limited to the first 250 cardholders per month at each airport and is available on a first-come-first-serve basis.
    • Cardholders can enjoy a complimentary travel insurance when they purchase air tickets solely using the card. The policy provides a cover of up to RM1.7 million and even offers cover for travel inconveniences such as luggage delays or losses, flight delays, or flight misconnections.
    • Cardholders get access to a 24-hour Platinum Concierge service to assist in hotel and travel reservations.

    Eligibility Criteria

    You will have to meet the following criteria to avail this card:

    • Malaysian citizens and Permanent residents can apply for this card.
    • The minimum age for principal cardholders is 21 years and maximum age cannot exceed 65 years.
    • Minimum age for supplementary cardholders must be 18 years.
    • The minimum annual income required is RM60,000 p.a.

    Fees and Charges

    Types of Fees Charges
    Annual fees – Principal card RM424 (fee inclusive of G.S.T)
    Annual fees – Supplementary card RM212 (fee inclusive of G.S.T)
    Minimum monthly repayment RM50 or 5% of the outstanding balance, whichever is higher.
    Interest-free period 20 days.
    Finance charge on purchases 15% p.a. for cardholders who make minimum payments for 12 consecutive months, 17% p.a. for cardholders who make minimum payments for 10 months or more in a 12-month period and 18% p.a. for cardholders who do not belong to the above categories.
    Finance charge on cash advance 18% p.a.
    Late payment charges 1% of the outstanding balance with a minimum charge of RM10 subject to maximum fee of RM100.
    Cash advance fee RM21.20 or 5% of the amount withdrawn, whichever is higher.
    Overseas transaction conversion fee Transactions carried out overseas attract a 1% fee imposed by the bank in addition to the exchange rate applied by Visa International or MasterCard International when converting the transaction into Malaysian Ringgit.
    Sales draft retrieval copy RM21.20 per copy.
    Card replacement fee RM50 per instance of card replacement
    Additional statement request fee RM5.30 for each copy.
    Early settlement penalty for balance transfer RM70.
    Regeneration of PIN RM5.30 per instance of regeneration.
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