Hong Leong The Store and Pacific Platinum
Hong Leong The Store and Pacific Platinum MasterCard is a credit card that provides rebates and privileges to the cardholder with their purchases at The Store and Pacific.
- The cardholder can earn up to 6% of rebate on the purchase at The Store and Pacific.
- The earned rebates are collected in the form of The Store and Pacific’s gift vouchers via their monthly credit card statement.
- The gift vouchers earned through rebates are easy to obtain and can be collected at any The Store and Pacific outlet.
- If the card is used for at least 12 times a year, the cardholder can get an annual fee waiver for life.
- The cardholder can utilise various plans like Easy Payment Plan (EPP), and Balance Transfer Plan etc.
- The cardholders exclusively get a Special Members Price privilege which enables them to enjoy savings on selected goods while shopping.
- The cardholder can get an access to the Store & Pacific Credit Card Special Sale. In this members-only event, the cardholders can relish on special promotions.
- Shopping privileges are offered at selected retail shops and restaurants across Malaysia.
- The EPP offers payment terms ranging up to 36 months with 0% interest rates on the retail purchases.
- The Flexi Payment Plan comes at 8.99% p.a. interest rate with no penalty fee charged for early payments.
- On purchase of travel tickets using the credit card, the cardholder can get a complimentary coverage of up to RM300,000 through the Hong Leong Travel Protection Plan.
- The principal cardholder must be of 21 years of age to get the card.
- Maximum age of the principal cardholder should not exceed 65 years.
- Minimum age of the supplementary cardholder should be 18.
- The cardholder’s annual income should be minimum RM60,000.
Fees and Charges
|Annual Fee – Principal Card
||RM318 (Waived for the first year when minimum 1 swipe is made within 45 days of card issuance date)
Waived for life if 12 transactions per year are made using the card
|Annual Fee - Supplementary Card
||RM159 (Waived for the first year when minimum 1 swipe is made within 45 days of card issuance date)
Waived if 12 retail transactions with the card are made
||RM21.20 per card
||15% p.a. (if prompt payment is done for 12 consecutive months)
17% p.a. (if prompt payment is made for at least 10 out of 12 months)
18% p.a. (if none of the above criteria are met)
|Overseas Transaction Fee
||The transaction will be converted at foreign exchange rate as determined by VISA International and MasterCard International, and an additional fee of 1% is imposed by the bank
|Annual Processing Fee
|Cash Advance Fee
||18% p.a. on outstanding amount
|Minimum Credit Limit
|Minimum Monthly Repayment
||5% of outstanding amount or RM50, whichever is higher
|Sales draft retrieval copy
||RM21.20 per copy
|Copy of statement charges
||RM5.30 per copy
|Regeneration of PIN charges
|Card Replacement Fees
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