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    Hong Leong The Store and Pacific Platinum

    Hong Leong The Store and Pacific Platinum MasterCard is a credit card that provides rebates and privileges to the cardholder with their purchases at The Store and Pacific.

    Features

    • The cardholder can earn up to 6% of rebate on the purchase at The Store and Pacific.
    • The earned rebates are collected in the form of The Store and Pacific’s gift vouchers via their monthly credit card statement.
    • The gift vouchers earned through rebates are easy to obtain and can be collected at any The Store and Pacific outlet.
    • If the card is used for at least 12 times a year, the cardholder can get an annual fee waiver for life.
    • The cardholder can utilise various plans like Easy Payment Plan (EPP), and Balance Transfer Plan etc.

    Benefits

    • The cardholders exclusively get a Special Members Price privilege which enables them to enjoy savings on selected goods while shopping.
    • The cardholder can get an access to the Store & Pacific Credit Card Special Sale. In this members-only event, the cardholders can relish on special promotions.
    • Shopping privileges are offered at selected retail shops and restaurants across Malaysia.  
    • The EPP offers payment terms ranging up to 36 months with 0% interest rates on the retail purchases.
    • The Flexi Payment Plan comes at 8.99% p.a. interest rate with no penalty fee charged for early payments.
    • On purchase of travel tickets using the credit card, the cardholder can get a complimentary coverage of up to RM300,000 through the Hong Leong Travel Protection Plan.

    Eligibility Criteria

    • The principal cardholder must be of 21 years of age to get the card.
    • Maximum age of the principal cardholder should not exceed 65 years.
    • Minimum age of the supplementary cardholder should be 18.
    • The cardholder’s annual income should be minimum RM60,000.

    Fees and Charges

    Types of Fees Charges
    Annual Fee – Principal Card RM318 (Waived for the first year when minimum 1 swipe is made within 45 days of card issuance date) Waived for life if 12 transactions per year are made using the card
    Annual Fee - Supplementary Card RM159 (Waived for the first year when minimum 1 swipe is made within 45 days of card issuance date) Waived if 12 retail transactions with the card are made
    Joining Fee RM21.20 per card
    Finance Charges 15% p.a. (if prompt payment is done for 12 consecutive months) 17% p.a. (if prompt payment is made for at least 10 out of 12 months) 18% p.a. (if none of the above criteria are met)
    Overseas Transaction Fee The transaction will be converted at foreign exchange rate as determined by VISA International and MasterCard International, and an additional fee of 1% is imposed by the bank
    Annual Processing Fee RM42.40
    Cash Advance Fee 18% p.a. on outstanding amount
    Minimum Credit Limit RM12,000
    Minimum Monthly Repayment 5% of outstanding amount or RM50, whichever is higher
    Sales draft retrieval copy RM21.20 per copy
    Copy of statement charges RM5.30 per copy
    Regeneration of PIN charges RM5.30
    Card Replacement Fees RM50
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